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ThinkInsure is a Canadian insurance brokerage that offers a range of insurance products and services, including car insurance. Here is an overview of the company:

  1. History: ThinkInsure was founded in 2006 and is headquartered in Markham, Ontario, Canada. The company was founded with a mission to provide Canadians with a better way to purchase insurance by offering personalized service and access to a range of insurance options.
  2. Products and Services: ThinkInsure offers a range of insurance products and services, including car insurance, home insurance, life insurance, travel insurance, and commercial insurance.
  3. Partnerships: ThinkInsure partners with a range of insurance providers, including Aviva, Intact, Economical, RSA, and more, to offer customers a range of coverage options and competitive pricing.
  4. Customer Service: ThinkInsure has a team of licensed insurance advisors who are available to answer questions, provide guidance, and help customers find the coverage that best meets their needs. They also provide personalized service to each customer, with a focus on building long-term relationships.
  5. Online Resources: ThinkInsure offers a range of online resources, including articles, guides, and tools, to help customers better understand their insurance options and make informed decisions about their coverage.

Overall, ThinkInsure is a customer-focused insurance brokerage that offers a range of insurance products and services, including car insurance, and partners with multiple insurance providers to offer customers competitive pricing and a range of coverage options.

ThinkInsure Car Insurance Overview

ThinkInsure is a Canadian car insurance brokerage that offers a range of coverage options from multiple insurance providers. Here is an overview of their car insurance offerings:

  1. Liability Coverage: This coverage protects you if you are held responsible for an accident that causes damage to someone else’s property or causes injuries to others.
  2. Collision Coverage: This coverage protects your vehicle if it is damaged in an accident, regardless of who is at fault.
  3. Comprehensive Coverage: This coverage protects your vehicle from damage caused by non-collision incidents, such as theft, vandalism, and natural disasters.
  4. Accident Benefits Coverage: This coverage provides compensation for medical expenses, lost income, and other costs related to injuries sustained in an accident, regardless of who is at fault.
  5. Optional Coverage: ThinkInsure offers a range of optional coverage, such as roadside assistance, rental car coverage, and loss of use coverage.
  6. Discounts: ThinkInsure offers a range of discounts, such as discounts for safe driving, multiple vehicles, and good grades.
  7. Personalized Service: ThinkInsure provides personalized service to help you find the coverage that best meets your needs, and they have a team of licensed insurance advisors who can answer your questions and provide guidance.

ThinkInsure Market Share

As a brokerage, ThinkInsure does not have a specific market share in the Canadian car insurance industry. Instead, they work with a range of insurance providers to offer customers a variety of coverage options and pricing.

It’s worth noting that the Canadian car insurance market is highly competitive, with many large insurance companies and smaller players vying for customers. ThinkInsure competes with other brokerages and insurance providers in the market to attract and retain customers.

While specific market share information for ThinkInsure is not available, the company’s focus on personalized service and access to a range of insurance providers has allowed them to build a loyal customer base and compete in the crowded Canadian car insurance market.

Services Offered By ThinkInsure

ThinkInsure offers a range of services to help customers find affordable and customizable car insurance coverage. Here are some of the key services offered by ThinkInsure:

  1. Customizable Coverage: ThinkInsure works with multiple insurance providers to offer a range of customizable coverage options, allowing you to select the coverage that meets your specific needs.
  2. Optional Coverage: ThinkInsure also offers a range of optional coverage, such as roadside assistance, rental car coverage, and loss of use coverage, that can be added to your policy for additional protection.
  3. Discounts: ThinkInsure offers a range of discounts, including discounts for safe driving, multiple vehicles, and good grades, to help you save money on your car insurance premiums.
  4. Personalized Service: ThinkInsure has a team of licensed insurance advisors who provide personalized service to help you find the coverage that best meets your needs. They can answer questions, provide guidance, and help you navigate the insurance purchasing process.
  5. Claims Support: ThinkInsure provides claims support to help you report and manage your claims process. They work with the insurance providers they represent to ensure claims are handled quickly and efficiently.
  6. Online Resources: ThinkInsure offers a range of online resources, including articles and guides, to help you better understand your insurance options and make informed decisions about your coverage.

ThinkInsure Pros

ThinkInsure offers a range of potential benefits to customers, including:

  1. Access to Multiple Insurance Providers: ThinkInsure works with multiple insurance providers to offer a range of coverage options and competitive pricing, providing customers with a broad range of choices.
  2. Customizable Coverage: ThinkInsure offers customizable coverage options, allowing you to select the coverage that best meets your specific needs.
  3. Optional Coverage: ThinkInsure also offers a range of optional coverage, such as roadside assistance, rental car coverage, and loss of use coverage, that can provide additional protection and peace of mind.
  4. Discounts: ThinkInsure offers a range of discounts, including discounts for safe driving, multiple vehicles, and good grades, which can help you save money on your car insurance premiums.
  5. Personalized Service: ThinkInsure has a team of licensed insurance advisors who provide personalized service to help you find the coverage that best meets your needs, answer questions, and provide guidance throughout the insurance purchasing process.
  6. Claims Support: ThinkInsure provides claims support to help you report and manage your claims process, and works with the insurance providers they represent to ensure claims are handled quickly and efficiently.
  7. Online Resources: ThinkInsure offers a range of online resources, such as articles and guides, to help you better understand your insurance options and make informed decisions about your coverage.

ThinkInsure Cons

While ThinkInsure offers a range of potential benefits to customers, there are also some potential drawbacks to be aware of:

  1. Limited Availability: ThinkInsure is based in Ontario, Canada and may have limited availability in certain regions, so it’s important to check whether their services are available in your area.
  2. Brokering Fees: As a brokerage, ThinkInsure may charge a fee for their services, which could increase the overall cost of your car insurance coverage.
  3. Limited Discounts: While ThinkInsure offers a range of discounts, some other car insurance providers may offer more discounts, which could mean you may be able to save more money with a different provider.
  4. Customer Reviews: There are mixed customer reviews of ThinkInsure online, with some customers reporting issues with customer service, claims processing, and billing.
  5. Less Direct Control: As a brokerage, ThinkInsure does not have direct control over claims processing or policy changes, which could result in a more complex or slower process for some customers.

ThinkInsure Car Insurance Customer Reviews

Here are some ThinkInsure car insurance customer reviews and ratings from various online sources:

  1. Insureye: ThinkInsure has an overall rating of 4.8 out of 5 stars based on 165 customer reviews.

Positive Reviews: Many customers praised ThinkInsure for their excellent customer service, competitive pricing, and efficient claims processing.

Negative Reviews: There were very few negative reviews on Insureye, but some customers reported issues with billing and payment processing.

  1. Google Reviews: ThinkInsure has an overall rating of 4.5 out of 5 stars based on 153 customer reviews.

Positive Reviews: Customers appreciated ThinkInsure’s competitive pricing, knowledgeable and friendly customer service representatives, and efficient claims handling.

Negative Reviews: Some customers reported issues with billing and payment processing, and difficulties resolving customer service issues.

  1. Trustpilot: ThinkInsure has an overall rating of 4.3 out of 5 stars based on 227 customer reviews.

Positive Reviews: Customers appreciated ThinkInsure’s affordable pricing, helpful customer service, and easy online quoting process.

Negative Reviews: Some customers reported issues with billing and payment processing, and delays or difficulties resolving claims.

  1. BBB: ThinkInsure is not accredited by the Better Business Bureau (BBB), but they have an A+ rating with the organization. This rating reflects the BBB’s opinion of how well the business is likely to interact with its customers.
  2. Reviews.io: ThinkInsure has an overall rating of 4.61 out of 5 stars on Reviews.io based on 539 customer reviews.

Positive Reviews: Customers appreciated ThinkInsure’s competitive pricing, helpful and knowledgeable staff, and fast claims processing.

Negative Reviews: Some customers reported issues with billing and payment processing, and difficulties resolving customer service issues.

  1. Indeed: ThinkInsure has an overall rating of 4.1 out of 5 stars on Indeed based on 25 employee reviews.

Positive Reviews: Employees praised ThinkInsure’s positive and supportive work culture, strong leadership, and good compensation and benefits.

Negative Reviews: Some employees reported issues with work-life balance and workload management.

Overall, the customer reviews for ThinkInsure are largely positive, with customers praising the company’s customer service, competitive pricing, and efficient claims handling. However, some customers have reported issues with billing and payment processing, and difficulties resolving customer service issues. It’s important to consider these reviews alongside other factors, such as coverage options and pricing, when deciding whether ThinkInsure is the right choice for you.

Leave Your Review

If you have had experience with ThinkInsure Car Insurance, we would love to hear your feedback! Your input can help other customers make informed decisions about their car insurance coverage.

We invite you to leave a review of your experience with ThinkInsure Car Insurance on our website below. Whether your experience was positive or negative, we value your honest feedback and appreciate the time you take to share it with us.

About the Author: Valerie D. Hahn

Valerie is an insurance editor, journalist, and business professional at RateLab. She has more than 15 years of experience in personal financial products. She strives to educate readers and ensure that they are properly protected.

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