Here is a list of the 10 best roadside assistance companies in Canada and Ontario:
- CAA (Canadian Automobile Association)
- AMA (Alberta Motor Association)
- Costo Road Side Assistance
- BCAA (British Columbia Automobile Association)
- Nationwide Roadside Assistance.
- GMS Roadside Assistance
- Canadian Tire Roadside Assistance
- Intact Insurance
- RSA Roadside Assistance
Is it worth having roadside assistance?
Pros of having roadside assistance:
- Peace of mind: Knowing that you have access to assistance in the event of a breakdown or other emergency can give you peace of mind while driving.
- Quick response time: Roadside assistance providers typically offer fast response times, which can help minimize the inconvenience and stress of a breakdown.
- Comprehensive coverage: Many roadside assistance programs offer a wide range of services, including towing, battery boosts, tire changes, and fuel delivery.
- Cost-effective: In many cases, having roadside assistance can be more cost-effective than paying for individual services, such as towing, out of pocket.
- Access to additional benefits: Some roadside assistance programs offer additional benefits, such as travel discounts or travel insurance.
Cons of having roadside assistance:
- Cost: Roadside assistance can be an added expense, especially if it is not included in another service or product, such as a car insurance policy.
- Coverage limitations: Roadside assistance coverage can vary, and some providers may have restrictions or exclusions, such as coverage limits or deductibles.
- Location restrictions: Some roadside assistance providers may only be available in certain areas, which can limit the usefulness of the service.
- Service quality: The quality of roadside assistance can vary, and some providers may not be as reliable or effective as others.
- Hidden fees: Some roadside assistance providers may charge additional fees for certain services, such as after-hours or long-distance towing.
Overall, having roadside assistance can be a valuable investment for drivers, especially those who travel frequently or drive older vehicles. However, it is important to carefully consider the costs and benefits of different roadside assistance programs and choose one that meets your specific needs and budget.
Does car insurance include roadside assistance?
In Canada, it depends on the type of car insurance policy you have. Some insurance providers offer roadside assistance as an optional add-on to their standard car insurance coverage, while others include it as part of their standard coverage. It is also possible to purchase standalone roadside assistance coverage from a third-party provider.
If you’re unsure whether your car insurance policy includes roadside assistance, you should check your policy documents or contact your insurance provider. It’s also a good idea to review the terms and conditions of your coverage, including any exclusions or limitations, to ensure that you have the level of protection you need.
If you do not have roadside assistance coverage as part of your car insurance policy, it may still be worth considering as an added protection in the event of a breakdown or other emergency. However, it’s important to weigh the cost and benefits of adding this coverage to your policy before making a decision.
Frequently asked questions (FAQs) about roadside assistance in Canada:
- What is roadside assistance? Roadside assistance is a service that provides help to drivers who experience a breakdown or other emergency while driving. This can include services such as towing, battery boosts, tire changes, and fuel delivery.
- Do I need roadside assistance if I have car insurance? Having car insurance is important for protecting yourself and your vehicle in the event of an accident or other covered event. However, car insurance does not always include roadside assistance. It is important to check the details of your policy to see if you have this coverage and what it includes.
- How do I get roadside assistance in Canada? There are several ways to get roadside assistance in Canada, including purchasing a standalone policy from a third-party provider, adding it as an optional coverage to your car insurance policy, or through a membership program, such as with a motor club like the Canadian Automobile Association (CAA).
- What does roadside assistance cover in Canada? The coverage offered by roadside assistance companies in Canada can vary, but typically includes services such as towing, battery boosts, tire changes, and fuel delivery. Some providers may also offer additional services, such as lockout protection, trip interruption insurance, and more.
- What is the cost of roadside assistance in Canada? The cost of roadside assistance in Canada can vary depending on the provider and the type of coverage you choose. Some providers offer roadside assistance as part of a membership program, which may have an annual fee, while others offer it as an optional coverage that can be added to your car insurance policy. Standalone policies from third-party providers can also vary in cost.
- Is roadside assistance available to all drivers in Canada? Roadside assistance is generally available to all drivers in Canada, regardless of the type of vehicle they drive or where they are located. Some providers may have restrictions based on the age of the driver or the type of vehicle they drive, so it’s important to check with the provider for details.
- Is roadside assistance the same as towing insurance? Roadside assistance and towing insurance are related but not the same thing. Towing insurance typically covers the cost of towing your vehicle to a repair facility or other location if it becomes disabled, while roadside assistance may include a wider range of services, such as battery boosts, tire changes, and fuel delivery.
- How do I use roadside assistance when I need it? To use roadside assistance, you will typically need to call the provider’s emergency hotline. They will then dispatch a service provider to your location to assist you. It is important to have the phone number and any necessary membership or policy information readily available.
- How long does it take for roadside assistance to arrive? The time it takes for roadside assistance to arrive can vary depending on the provider and your location. In general, providers aim to respond as quickly as possible to emergency situations, but wait times can be longer during periods of high demand.
- Can I use my roadside assistance in other countries? The availability of roadside assistance in other countries can vary depending on the provider and the type of coverage you have. Some providers may offer limited coverage outside of Canada, while others may not offer coverage at all. It is important to check the details of your policy or membership to see what type of coverage you have.