Yes, it is possible to insure a right-hand drive car in Ontario, Canada. However, you may face some challenges finding an insurance company that will provide coverage for your vehicle.

The Insurance Bureau of Canada does not prohibit the insuring of right-hand drive vehicles, but some insurers may consider them to be higher risk due to their unique design and lack of familiarity among drivers in Ontario. As a result, they may charge higher premiums or have specific requirements for insuring these vehicles.

If you own a right-hand drive car and are having trouble finding insurance coverage, you may want to consider contacting an insurance broker who specializes in insuring unique or hard-to-insure vehicles. They can help you find an insurance company that will provide the coverage you need at a reasonable price.

Here is an overview of the insurance regulations for right-hand drive vehicles by province:

1. Alberta: Right-hand drive vehicles can be insured in Alberta, and there are no specific regulations governing their use.
2. British Columbia: Right-hand drive vehicles can be insured in British Columbia, but they must meet certain safety standards and undergo a mechanical inspection before being registered.
3. Manitoba: Right-hand drive vehicles can be insured in Manitoba, but they must meet Canadian Motor Vehicle Safety Standards and undergo a mechanical inspection before being registered.
4. New Brunswick: Right-hand drive vehicles can be insured in New Brunswick, but they must meet Canadian Motor Vehicle Safety Standards and undergo a mechanical inspection before being registered.
5. Newfoundland and Labrador: Right-hand drive vehicles can be insured in Newfoundland and Labrador, but they must meet Canadian Motor Vehicle Safety Standards and undergo a mechanical inspection before being registered.
6. Northwest Territories: Right-hand drive vehicles can be insured in the Northwest Territories, but they must meet Canadian Motor Vehicle Safety Standards and undergo a mechanical inspection before being registered.
7. Nova Scotia: Right-hand drive vehicles can be insured in Nova Scotia, but they must meet Canadian Motor Vehicle Safety Standards and undergo a mechanical inspection before being registered.
8. Nunavut: Right-hand drive vehicles can be insured in Nunavut, but they must meet Canadian Motor Vehicle Safety Standards and undergo a mechanical inspection before being registered.
9. Ontario: Right-hand drive vehicles can be insured in Ontario, and there are no specific regulations governing their use.
10. Prince Edward Island: Right-hand drive vehicles can be insured in Prince Edward Island, but they must meet Canadian Motor Vehicle Safety Standards and undergo a mechanical inspection before being registered.
11. Quebec: Right-hand drive vehicles can be insured in Quebec, but they must meet Canadian Motor Vehicle Safety Standards and undergo a mechanical inspection before being registered.
12. Saskatchewan: Right-hand drive vehicles can be insured in Saskatchewan, but they must meet Canadian Motor Vehicle Safety Standards and undergo a mechanical inspection before being registered.

Is insurance for right hand drive cars more expensive?

In general, the cost of insurance for right-hand drive cars may be slightly higher than left-hand drive cars because they are less common in many countries and may require special parts and repairs. However, this may not always be the case, and it is important to compare quotes from different insurance providers to find the best policy for your specific car and driving situation.

Costs for insuring a right-hand drive car in major Canadian cities

The cost of insurance for a right-hand drive car in Canada may vary depending on several factors, such as the type of vehicle, driver’s age, driving history, location, and insurance provider’s policies. Here are some sample costs for insuring a right-hand drive car in major Canadian cities:

• Toronto: The average annual cost of car insurance for a right-hand drive car in Toronto ranges from $1,500 to $2,000.
• Vancouver: The average annual cost of car insurance for a right-hand drive car in Vancouver ranges from $1,800 to $2,500.
• Montreal: The average annual cost of car insurance for a right-hand drive car in Montreal ranges from $1,200 to $1,800.
• Calgary: The average annual cost of car insurance for a right-hand drive car in Calgary ranges from $1,200 to $1,500.
• Edmonton: The average annual cost of car insurance for a right-hand drive car in Edmonton ranges from $1,200 to $1,500.
• Ottawa: The average annual cost of car insurance for a right-hand drive car in Ottawa ranges from $1,100 to $1,600.
• Winnipeg: The average annual cost of car insurance for a right-hand drive car in Winnipeg ranges from $1,200 to $1,500.
• Halifax: The average annual cost of car insurance for a right-hand drive car in Halifax ranges from $1,000 to $1,500.
• Quebec City: The average annual cost of car insurance for a right-hand drive car in Quebec City ranges from $1,100 to $1,500.
• Regina: The average annual cost of car insurance for a right-hand drive car in Regina ranges from $1,100 to $1,400.
• Victoria: The average annual cost of car insurance for a right-hand drive car in Victoria ranges from $1,500 to $2,000.
• St. John’s: The average annual cost of car insurance for a right-hand drive car in St. John’s ranges from $1,200 to $1,600.

Greater Toronto Area (GTA):

• Mississauga: The average annual cost of car insurance for a right-hand drive car in Mississauga ranges from $1,400 to $1,900.
• Brampton: The average annual cost of car insurance for a right-hand drive car in Brampton ranges from $1,600 to $2,100.
• Markham: The average annual cost of car insurance for a right-hand drive car in Markham ranges from $1,300 to $1,800.
• Vaughan: The average annual cost of car insurance for a right-hand drive car in Vaughan ranges from $1,400 to $1,900.

FAQs

Q: Can I legally drive a right-hand drive vehicle in Canada?

A: Yes, you can legally drive a right-hand drive vehicle in Canada. However, there may be some restrictions in certain provinces or territories, so it is important to check the local regulations before purchasing a right-hand drive vehicle.

Q: Is insurance for right-hand drive vehicles more expensive in Canada?

A: The cost of insurance for a right-hand drive vehicle may vary depending on several factors such as the type of vehicle, the driver’s age and driving history, and the insurance provider’s policies. In general, the cost of insurance for a right-hand drive vehicle may be slightly higher than a left-hand drive vehicle because they are less common in Canada and may require special parts and repairs.

Q: Can I insure a right-hand drive vehicle in Canada?

A: Yes, you can insure a right-hand drive vehicle in Canada. However, you may need to provide additional information about the vehicle, such as the make and model, year, and modifications made to the vehicle.

Q: Do I need to make any modifications to my right-hand drive vehicle to insure it in Canada?

A: It depends on the vehicle and the insurance provider’s policies. Some insurance providers may require certain modifications to be made to the vehicle to ensure that it meets Canadian safety standards.

Q: Can I import a right-hand drive vehicle into Canada?

A: Yes, you can import a right-hand drive vehicle into Canada. However, you will need to follow the Canadian import regulations and ensure that the vehicle meets Canadian safety and environmental standards. You may also need to pay import taxes and duties on the vehicle.

Q: Are there any special requirements for driving a right-hand drive vehicle in Canada?

A: There are no specific requirements for driving a right-hand drive vehicle in Canada, but it may take some time to get used to driving on the opposite side of the vehicle. It is important to pay extra attention to blind spots and to be cautious when changing lanes or making turns.

Q: Can I insure a right-hand drive vehicle with any insurance company in Canada?

A: Yes, you can insure a right-hand drive vehicle with any insurance company in Canada. However, it is important to do your research and compare quotes from different insurance providers to find the best policy for your specific car and driving situation.

Q: Will I have trouble finding replacement parts for a right-hand drive vehicle in Canada?

A: It may be more difficult to find replacement parts for a right-hand drive vehicle in Canada because they are less common. However, there are several importers and specialty shops that specialize in importing parts for right-hand drive vehicles.

Q: Are there any specific safety concerns with right-hand drive vehicles in Canada?

A: There are no specific safety concerns with right-hand drive vehicles in Canada, as long as they meet Canadian safety standards. However, it is important to be cautious and aware of your surroundings when driving a right-hand drive vehicle, especially in areas with heavy traffic.

Q: What should I do if I am involved in an accident with a right-hand drive vehicle in Canada?

A: If you are involved in an accident with a right-hand drive vehicle in Canada, you should follow the same procedures as you would in any other accident. Contact the police, exchange insurance information with the other driver, and take photos of the damage. If you are injured, seek medical attention immediately.