State Farm Car Insurance Quotes Review Canada

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State Farm Car Insurance
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State Farm insurance offers a full range of financial and insurance products. They have a very strong background in the insurance industry starting way back in 1938. Their products include services for home, auto, life, business, annuities and mutual funds etc. As of now State Farm Insurance has many agents in 3 provinces in Canada. These include New Brunswick, Ontario and Alberta. This insurance company has a large network of brokers but mostly focusses on agents. Around 11 municipalities State Farm has their presence in Alberta. In New Brunswick, there are about 7 cities and around 115 towns and cities in Ontario.

The Desjardins Group based in Quebec, made a deal in 2014 to purchase State Farm Canada. All relevant details of the transaction are clearly mentioned on the website. The move bumped up Desjardins into 2nd place in the Canadian property and casualty insurance field, and strategically placed the company which planned to increase its presence across the country.

State Farm Mutual Automobile Insurance Company Market Share Review

State Farm Market ShareQuarterYear
9.82%Q32014
10.66%Q42013
10.66%Q32013
11.66%Q12013
11.66%Q42012
12.43%Q12012
12.43%Q32011
13.01%Q12011
13.01%Q42010
13.01%Q32010
13.01%Q22010
12.46%Q12010

State Farm had a market share of 12.46% in the 1st quarter of 2010. The market share stayed stable for all the remaining quarters of 2010 at 13.01%. In 2011, there were no rate filings for the 2nd and 4th quarter. The market share was 13.01% for the 1st quarter and it reduced to 12.43% for the 3rd quarter of 2011.2010-2011 Market Share

2012-2013 Market Share Review

There were no rate filings for the 2nd and 3rd quarter of 2012. State Farm had a market share of 12.43% for the 1st quarter of 2012. This decreased to 11.66% for the 4th quarter. In 2013 there were no rate filings for 2nd and 4th quarters. State Farm had a market share of 11.66% for the 1st quarter of 2013. This reduced to 10.66% for the 3rd quarter. The market share for the 4th quarter of 2013 was stable at 10.66%.

2014-2016 Market Share Review

State Farm did not have any rate filings for 1st, 2nd and 4th quarters of 2014. There was a decrease in the market share to 9.82% for the 3rd quarter of 2014. There were no rate filings done for 2015 and 2016 as Desjardins Insurance bought State Farm in 2014.

State Farm Car Insurance Rate Changes Review

QuarterYearState Farm Auto Insurance Rate Changes
Q32014-3.10%
Q420130%
Q320130%
Q12013-0.17%
Q420120%
Q120120%
Q320113.16%
Q120118.23%
Q420106.44%
Q320100%
Q220100%
Q120107.24%

 

There were no rate changes approved for the 2nd and 3rd quarters of 2010. There was a huge increase of 7.24% for rate changes approved for the 1st quarter of 2010. The rate change decreased to 6.44% for the 4th quarter of 2010. There were no filings for rate changes for the 2nd and 4th quarters of 2011. There was an increase in rating change by 3.16% for the 3rd quarter of 2011. This increased further to 8.23% for the 1st quarter of 2011.2010 – 2011 Rate Change

2012 – 2016 Rate Change Review

There were no rate changes for 1st and 4th quarters of 2012 and there were no filings for the remaining quarters of 2012. There were no filings for rate changes for the 2nd quarter of 2013. The 3rd and 4th quarters of 2013 did not have rate changes. The 1st quarter of 2013 saw a decrease of 0.17% for the 1st quarter of 2013. There were no rate filings for 1st, 2nd and 4th quarters of 2014. The 3rd quarter of that year saw a decrease of 3.10%. There were no filings after 2014 as Desjardins purchased State Farm Insurance in 2014.

State Farm Car Insurance Quotes Review For the Same Car and Driver Profile Across Selected Cities

CityStateFarm Car Insurance Quote*
MonthlyYearly
Toronto$224.17$2,690.00
Calgary$185.00$2,220.00
Edmonton$202.00$2,424.00
Ottawa$196.33$2,356.00
Vaughan$331.00$3,972.00
Hamilton$290.83$3,490.00
Kitchener$167.25$2,007.00
London$193.50$2,322.00

 

State Farm Auto Insurance Discounts

Telematics Program

You may get a discount if you install a telematics device in your car up for up to 25% or more. Telematics is compatible with Android smartphones and iPhones that are less than 3 years old.

Multi- Vehicle Discount

You could get this discount if you own more than 1 car and insure it with State Farm.

Multi-Line Discount

This discount lets you save when you insure your car and home or condo with State Farm.

Winter Tire Discount

If you use 4 winter tires on your car for safe driving then you may get this discount.

Loyalty Discount

Long term customers with no gaps in insurance could be eligible for discounts.

Student Discount

This discount is for a student who attends college or university.

Hybrid or Electric Vehicle Discount

If your vehicle is a hybrid or electric car then you may also qualify for this discount.

Optional Coverage You May Consider Buying With State Farm

Travel Expenses

You may purchase the standard car insurance coverage in Ontario and some additional coverage offered by State Farm as follows.

Collision

You will be able to claim for losses due to collision with a car, object or rolling over.  Example: hitting the pothole.

Comprehensive

You could claim for any damages to your vehicle that are not due to colliding with another object or car or by rolling over of the vehicle. Examples: theft, vandalism.

Car Rental & Travel Expenses

This coverage helps you to claim for reimbursement for a rental vehicle when your car is being repaired due to a damage or accident.

Emergency Road Service

Any costs related to towing, getting a jump start etc. when you are stuck in the middle of nowhere can be claimed under this coverage.

State Farm Car Insurance Cancellation Policy

You may call your state farm agent to cancel your car insurance policy. As per your case, there may be a cancellation fee for administrative reasons.

Making State Farm Car Insurance Claim

You could initiate the claims process by calling 1800-782-8332, by reporting a claim online or by calling your State Farm® agent.  If you are not in Canada, you may call on 1855-209-9549 or contact your agent to file a claim. In case you are not a policy holder then you may call on 1800-782-8332 to report a claim.

The fax numbers for claims department are 1888-633-0405 and 905-750-5002. You may check the status of your car insurance claim by calling 1877-660-0676 or by contacting your agent.

Contact Methods For State Farm Insurance

You could contact the customer service department of State Farm easily through phone or online. If you wish to speak to an agent, you may check the nearest agency location on the website. There is also an option to check with the agent name. You could also narrow down your search based on province and city.

Phone: You may call on or 1855-209-9549 on all days 24 hours.

Online Account: There is an option to create an online account login. When you register online to use your account the following features are available:

  • You can manage your policy payments and check the status of your bill
  • Update and check your policy information
  • Send a request to change your policy coverage
  • There is also an option to request a driver to be added to the auto policy
  • It is possible to request for your policy documents
  • Submit a claim
  • Change your personal profile details
  • Get in touch with your State Farm agent or customer care representative
  • Access your email in a secure manner. Each State Farm account can be set up using only an individual name for privacy reasons. So, multiple policyholders for the same policy cannot use the same account.

How Can I Get State Farm Car Insurance Quote

You may get a quick quote by going Online on the State Farm Insurance website. Or, you may contact an agent nearest to your location.


*Methodology

We surveyed State Farm car insurance Quotes in select Canadian cities for the purpose of illustrating the average quotes for a male driver aged 35 years in city downtown with owned Honda Civic 2012 model car.

Please note that car insurance prices depend on many factors including your age, location, driving history and more. So, to get a customized quote, please visit State Farm car insurance quotation page.


Disclaimer

We are not affiliated and make no representations or warranties, recommendations or endorsements of State Farm Insurance. This article is our review of State Farm Insurance for information purposes only.  The logos, trademarks, and copyrights mentioned in this article belong to the State Farm Insurance.


References:

https://www.fsco.gov.on.ca/en/auto/rates/pages/default.aspx

http://www.State Farm.ca/webpages/auto-insurance/auto-discounts.aspx

https://www.State Farm.com/support/how-to-cancel-policy.aspx


 

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