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The Loblaw Companies Ltd started operations in 1919 and has many subsidiaries providing various products and services to Canadians. Some of the members of the Loblaw Group are PC Financial Insurance Agency Inc, PC Financial Insurance Broker Inc, PC pet insurance, PC Financial travel insurance, and many more. The car insurance is provided by PC Financial Insurance Agency Inc and licensed insurance companies in Canada underwrites the auto policies.

PC car insurance is available in New Brunswick, Alberta, Nova Scotia, Newfoundland and Labrador, Prince Edward Island, and Ontario provinces. When you pay your PC car insurance premiums with your PC Financial Master card then you will get 20 PC points for each premium dollar. Or you may use your PC Financial bank card to pay your car insurance premiums and get 10 PC points for each premium dollar you spend.

PC Car Insurance Quotes Review For the Same Car and Driver Profile Across Selected Cities

City PC Insurance Quote


PC Auto Insurance Discounts


PC Insurance gives discounts to car insurance policyholders based on many factors. If you drive safe and have a good driving record then you may qualify for a discount. When your teen child has good grades then having that child on your auto policy could get you a discount. Bundling of various products can get you a discount of up to 15%.  You may save on auto insurance premiums by keeping higher deductibles and adjusting your coverage. However, when you try to keep your coverage limits minimum to save money it is also important to know that you increase your liability in case of a loss or damage. A minimum level of coverage gives a minimum level of protection for your car.  The following are some of the discounts offered.

  • A claims-free discount is for policyholders who have not claimed on their car insurance over a certain period of time.
  • Multi-car discount is given to those who insure many cars with PC Insurance.
  • Good driver discount is given to safe and responsible drivers with good driving records.
  • Vehicle safety discount is for installing devices for the safety of the vehicle. Examples may include fitting winter tires during the winter season or anti-theft devices on your car.
  • Retiree discount is for a retired mature driver who has several years of driving experience and a clean record.

Optional Coverage You May Consider Buying With PC

PC Insurance offers a standard car insurance policy in Ontario for mandatory coverage as per law. The mandatory coverage in Ontario includes accident benefits, uninsured motorists, liability, and DC-PD. There is an optional coverage that can give added protection on car insurance policies in case of a loss or damage. Collision is an optional coverage that can help you to claim for damages caused by a collision. Examples include perils such as theft, fire, flood, etc. Comprehensive coverage helps to claim for damages not due to collision. Examples include perils such as floods, vandalism, theft, etc. If you lease or finance your car then you may need to add collision and comprehensive optional coverage on your car insurance policy.

There are special endorsements that can be added to the car insurance policies to get extra coverage as per your need. It is very important to know what coverage limits and deductibles are best suited for your situation. This is because the value, age, type of car will also matter in case you have an accident or loss and want to file a claim.

President’s Choice Financial Car Insurance Cancellation Policy

To cancel your car insurance policy you may contact 1877.251.8652 and speak to an insurance broker to help with the process. As per your car insurance policy conditions you may pay a cancellation fee if they calculate your refund on a short rate basis. The cancellation fee is for administrative purposes that you may pay when you cancel your policy early.

Making President’s Choice Financial Car Insurance Claim

You may contact 1877.251.8656 to file a car insurance claim. A claims advisor will help you with your claim and assist with your needs that are more urgent. These may include suggesting appraisal, arranging for replacing or repairing your car, and if you need help with transportation alternatives. When you call to report your claim you may provide your address with postal code, name, phone number, date of the damage accident, or loss, and the police report number if any.

Sometimes you may not be happy with the service for a claim that your insurance company covers and PC Insurance is not able to help with the situation. In such a case, you will get a PC gift card with at least a $25 value along with the claim settlement amount. This is the PC Insurance claims service guarantee.

How Can I Get PC Car Insurance Quote

You may contact 1866-660-9035 to get a car insurance quote and speak to an insurance specialist. They are available on weekdays from 8.30 am – 7 pm and on Saturdays from 9 am – 5 pm EST. You can also get a car insurance quote online. To get your quote online you may need some information handy that you could fill out on the website form. These include vehicle details such as the make, year, and model of the vehicle/s you want to insure. You also need to have some information about the drivers you need to get insured such as license, driving records, and claims-related details.

Contact Methods For PC Insurance

Phone: You may call 1877.251.8652 to receive service, get a new policy, or update changes to your policy. You could call the same contact number to renew your car insurance policy. They can be reached on weekdays from 8.30 am to 7 pm EST. Or on Saturdays from 9 am to 5 pm. The contact number for the claims department is 1877-251-8656. They are available on all days of the week anytime.

Post: If you wish to write to PC Financial auto insurance then you mail it to P.O. Box 483 – Station A, Windsor, ON N9A 9Z9.

Email: The email address to send any queries about your car insurance is


We surveyed PC car insurance Quotes in select Canadian cities for the purpose of illustrating the average quotes for a male driver aged 35 years in a city downtown with owned Honda Civic 2012 model car.

Please note that car insurance prices depend on many factors including your age, location, driving history, and more. So, to get a customized quote, please visit the PC car insurance quotation page.


We are not affiliated and make no representations or warranties, recommendations, or endorsements of PC Insurance. This article is our review of PC Insurance for information purposes only.  The logos, trademarks, and copyrights mentioned in this article belong to PC Insurance.


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