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HomeCar Insurance CompaniesHoward Mutual Car Insurance Review

Howard Mutual Insurance started operations 125 years ago. They offer residential, auto, farm, and commercial insurance products across southwestern Ontario. The head office is located in Ridgetown, Ontario and there are offices in Blenheim, Chatham, Windsor, and London cities in Ontario. Today they are a growing property and casualty insurance provider and a member of the Ontario Mutual Insurance Association. The policyholders collectively own Howard Mutual.

Howard Mutual Auto Insurance Discounts

Howard Mutual offers many discounts to car insurance policyholders for various criteria. When you have your home and auto policy with Howard then you may get a 10% discount. In case you file a claim for auto and home insurance then you may pay only a single deductible.

Optional Coverage You May Consider Buying With Howard Mutual

level of protection

Howard Mutual offers a standard car insurance policy as per law in Ontario. They also offer optional coverage and you may purchase to increase your level of protection. There are special endorsements that you could add to your car insurance policy and options to increase your coverage limits.

Howard Mutual Car Insurance Cancellation Policy

If you wish to cancel your Howard Mutual car insurance policy then you may inform your insurance broker. They will help you with the cancellation and refund if any. When you cancel early then you may pay a cancellation fee. This fee is for policy handling and administrative costs.

Making Howard Mutual Car Insurance Claim

You may call the Ridgetown office on 519 674 5434 or the Blenheim office on 519 676 1042 to file a claim. The toll-free number to call for the claims department is 1866 931 2809.

How Can I Get Howard Mutual Car Insurance Quote

To get a Howard Mutual car insurance quote you may fill out an online form on the website. You may also contact an insurance broker to get a quote as per your requirements.

Contact Methods For Howard Mutual Insurance

There are many methods you could use to contact Howard Mutual Insurance.

  • Toll-free phone: You may call 1866 931 2809 or 1519 ­674 5434 to contact Howard Mutual Insurance.
  • Mail: The mailing address to send your documents is 20 Ebenezer St. W, Box 398, Ridgetown, Ontario N0P 2C0. You may also mail your documents to
    45 James St. Unit #5, Box 239, Blenheim, Ontario N0P 1A0.
  • Fax: You may fax your documents to 1519 676 ­1045.


We are not affiliated and make no representations warranties, recommendations, or endorsements of Howard Mutual Insurance. This article is our review of Howard Mutual Insurance for information purposes only.  The logos, trademarks, and copyrights mentioned in this article belong to Howard Mutual Insurance.

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