Chieftain Car Insurance Reviews & Ratings

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Chieftain Car Insurance
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Affordability Rating:4
Application Process Rating:6
Claim Process Rating:0.5
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The Dominion of Canada General Insurance Company offers the Chieftain Insurance product in Ontario. This company has been providing auto and home insurance to Canadians since 1999. In 2013, Travelers Canada acquired The Dominion of Canada General Insurance Company. Travelers Canada, one of the largest insurers of property casualty for home, business and auto owns Chieftain since 2013. Initially, Chieftain sold personal property and auto products through a distribution channel of brokers. It was a new concept at that time as the setting up and the underwriting of the policy are done at the broker’s office. The large Canadian network of 1700 brokers is spread out in Calgary, Vancouver, Winnipeg, Toronto, Montreal, Ottawa, Dartmouth, and Charlottetown.

Some of the highlights of a Chieftain car insurance policy includes continuous coverage. The policy will not expire until cancellation is done. There is no renewal required and no penalty if you choose to cancel the auto policy. The car insurance premiums are rated monthly and give the benefit of a lowered rate for good driving record with immediate effect. Payment methods include online, credit card and by telephone on a monthly basis.

Chieftain Car Insurance Market Share Review

The market share of The Dominion of Canada General Insurance Company was considered to derive the below data as it owns Chieftain Insurance.

The Dominion of Canada General Insurance Company Market Share%QuarterYear
3.80%Q32016
3.80%Q22016
4.42%Q12016
4.42%Q32015
4.42%Q22015
4.90%Q12015
4.95%Q42013
4.95%Q22013
4.94%Q22012
5.33%Q22011
5.15%Q12011
5.15%Q22010
4.75%Q12010

 

2010-2011 Market Share Review

There were no rate filings done for the 3rd and 4th quarters of 2010. The market share of Dominion for the 1st quarter was 4.75% and the 2nd quarter showed an increase by 5.15%. In 2011 there were no rate filings done for the 3rd and 4th quarters. The market share stayed stable at 5.15% for the 1st quarter. There was a marginal increase in the 2nd quarter to 5.33%.

2012-2014 Market Share Review

In 2012 there were no rate filings done for the 1st, 3rd and 4th quarters. There was a decrease to 4.94% for the 2nd quarter of 2012. There were no rate filings done for the 1st and 3rd quarters of 2013. The market shared stayed stable at 4.94% for the 2nd and 4th quarters of 2013.

2014-2016 Market Share Review

Dominion neither had any rate filings in 2014 nor in the 4th quarter of 2015. The market share was 4.90% for the 1st quarter of 2015. This dipped to 4.42% for the 2nd and 3rd quarters of 2015.  The 4th quarter data for 2016 is no available yet. The market share was stable at 4.42% for the 1st quarter of 2016. But it decreased to 3.80% for the 2nd and 3rd quarters of 2016.

Chieftain Car Insurance Rate Changes Review

We have considered the rates changes approved for The Dominion of Canada General Insurance Company as Chieftain Insurance is a part of Dominion.

QuarterYearThe Dominion of Canada General Insurance Company Rate Change Approved %
Q320164.50%
Q220160%
Q120160%
Q32015-1.24%
Q220150%
Q12015-5.61%
Q420130.55%
Q220130%
Q22012-0.04%
Q22011-0.02%
Q120111.36%
Q220100%
Q120100.18%

 

2010 – 2011 Rate Change Review

Dominion had no rate filings done for the 3rd and 4th quarters of 2010. There was no change in rate for the 2nd quarter of 2010. The 1st quarter of 2010 saw a marginal rate change increase of 0.18%. In 2011 there were no rate filings done for the 3rd and 4th quarters. The rate change increased by 1.36% for the 1st quarter of 2011. There was a marginal decrease of rate change by 0.02% in the 2nd quarter of 2011.

2012 – 2014 Rate Change Review

In 2012, Dominion did not file for any rate changes in the 1st, 3rd and 4th quarters. There was a marginal decrease of 0.04% in the 2nd quarter of 2012. Dominion did not have any rate filings for 1st and 3rd quarters of 2013. There was no change to rates in the 2nd quarter of 2013. But there was a marginal increase of 0.55% to rates in the 4th quarter of 2013. Dominion did not apply for any rate change approvals for 2014.

2015 Rate Change Review

In 2015 they did not file for rate change for the 4th quarter. Around 39 insurance companies filed for rate changes and represented 73.48% of the market in the 1st quarter of 2015. There was no change to rates in the 2nd quarter of 2015. About 26 insurance companies filed for rate change approvals in the 2nd quarter of 2015 and that represented 52.75% of the insurance market. There was a large decrease of 5.61% in the 1st quarter. The 3rd quarter saw a small decrease of 1.24%. About 40 insurance companies filed for rate changes in the 3rd quarter and that represented 77.45% of the market.

2016 Rate Change Review

The rate change data of 4th quarter of 2016 is no available. In the 1st quarter of 2016 around 50 insurance companies filed for rate changes. They represented about 83.36% of the market.There were no changes in the 1st and 2nd quarters of 2016. In the 2nd quarter, there were 14 insurance companies who filed for rate changes that represented 30.06% of the market. The 3rd quarter of 2016 saw a big increase of 4.50% in rates approved. Around 25 insurance companies filed for rate changes in the 3rd quarter of 2016 that represented 63.56% of the market.

Chieftain Car Insurance Quotes Review For the Same Car and Driver Profile Across Selected Cities

CityChieftain (Travellers ) Car Insurance Quote
Yearly
Mississauga$4,116
Hamilton$3,228
London$2,436
Markham$3,036
Vaughan$3,228
Windsor$1,944
Burlington$1,668
London$2,322
Sudbury$1,488
Oshawa$2,040

 

Chieftain Auto Insurance Discounts

The following factors may help you to get a discount on your car insurance policy.

  • You completed a driver education program
  • The driving record is clean and there are no convictions in the last 3 years. There are no at-fault collisions in the last 6 years.
  • A retired mature driver
  • Many vehicles insured with Travelers Canada
  • A child who is listed as an occasional driver on your policy attends school and drives your car only occasionally.
  • Bundle both house and car insurance policies with Travelers Canada

Optional Coverage You May Consider Buying With Chieftain

Chieftain offers the mandatory coverage in Ontario for car insurance policies. These include the liability, accident benefits, and uninsured motorist coverage. You may also purchase the following optional coverage for better protection.

  • Collision – You may claim for damages caused due to colliding with a car, object or a rollover.
  • Comprehensive – This coverage can be used to claim for any damages resulting from other than due to colliding with some object or vehicle. Examples include theft, fire, falling objects etc.
  • Loss of use – This allows you to claim for expenses related to renting a car since you are not able to use your car due to damage or theft. Liability for damage to non-owned automobiles when you rent a vehicle

 Special Endorsements can be added to the car insurance policy as follows:

  • Depreciation Waiver
  • Coverage for Family Protection

Chieftain Car Insurance Cancellation Policy

The Chieftain car insurance rates their car insurance policies on a monthly basis and hence their policies do not renew as compared to other policies. The payment of  car insurance premiums can be done monthly rather than annually. If you wish to cancel the policy you may inform your broker and you do not have to pay a penalty. This can be done anytime and will not matter if it is during the midterm of the policy.

Making Chieftain Car Insurance Claim

In order to start filing a claim, it is recommended to contact your broker and Travelers Canada claims department. You may call on the claims support number 1800-661-5522 to report a claim anytime and day of the week. You could be asked to provide the following details to initiate your car insurance claim:

  • Name of the policyholder and the policy number
  • Type of loss for car insurance
  • The location, date, and description of the loss or damage to your car
  • Vehicle details including the make, year, model and VIN
  • If available, you may also note down the details of any witness and contact information of the other party involved in the accident.

How Can I Get Chieftain Car Insurance Quote

You could get a car insurance quote by contacting a broker. In order to find the nearest broker, you may use the website link and start your search with your postal code.

Contact Methods For Chieftain Insurance

Phone: You may call on or 1800-268-4543 or 905-825-6422.

Email: You may send an email to the customer service team on the website link to CustomerServiceCDN@travelers.com.


 *Methodology

We surveyed Chieftain  car insurance Quotes in select Canadian cities for the purpose of illustrating the average quotes for a male driver aged 35 years in city downtown with owned Honda Civic 2012 model car.

Please note that car insurance prices depend on many factors including your age, location, driving history and more. So, to get a customized quote, please visit Chieftain  car insurance quotation page.


Disclaimer

We are not affiliated and make no representations or warranties, recommendations or endorsements of Chieftain  Insurance. This article is our review of Chieftain  Insurance for information purposes only.  The logos, trademarks, and copyrights mentioned in this article belong to the Chieftain  Insurance.


References:

https://www.fsco.gov.on.ca/en/auto/rates/pages/default.aspx

http://www.travelerscanada.ca/personal-insurance/chieftain.aspx

http://www.travelerscanada.ca/claim/insurance-claim-process/index.aspx


 

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