Allstate Car Insurance Rates Reviews Canada

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Allstate Car Insurance
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Allstate Canada is a part of one of the largest insurers in the world, The Allstate Corporation.  Since 1953, Allstate Canada has served Canadians with property and casualty insurance. They offer a complete selection of casualty and property insurance products in Ontario, Quebec, New Brunswick, Alberta and Nova Scotia.

Clients are able to reach a representative anytime by phone or online. With 80 agencies within your communities and over 1700 Agents and employees willing to help you there is a large network.

Allstate Car Insurance Market Share Review

Allstate Market Share%PeriodYear
5.57Q32016
5.06Q12016
5.06Q32015
5.06Q22015
4.52Q42014
4.52Q32014
4.1Q42013
4.1Q32013
3.67Q22012
3.24Q22011
2.87Q12011
2.87Q42010
2.87Q32010
2.87Q22010
2.91Q12010

 

In the 1st quarter of 2010, Allstate Insurance’s market share was 2.91% which was higher compared to the remaining quarters. The market share decreased to 2.87% for the 2nd, 3rd and 4th quarters of 2010. When we looked at 2011, there was no data for market share for 3rd and 4th quarters as Allstate did not file for a rate change. However, the 2nd quarter market share was higher at 3.24%. The 1st quarter of 2011 showed a lower market share of 2.87%.

2012-2013 Market Share Review

There is no data for the 1st, 3rd and 4th quarters of 2012 in terms of market share. However, the 2nd quarter of 2012 had a higher market share of 3.67% when compared to 2011. When we compared the data for 2013, the market share was better and quite stable at 4.1% for the 3rd and 4th quarters. There was no data available for 1st and 2nd quarters of 2013 since Allstate did not file for a rate change approval.

2014-2015 Market Share Review

The data for 2014 showed that the market share further increased to a stable 4.52% for the 3rd and 4th quarters. They did not file for a rate approval for the 1st and 2nd quarters of 2014. The market share of Allstate saw a further increase to 5.06% that remained stable over the 2nd and 3rd quarters of 2015.

2016 Market Share Review

Allstate did not file for a rate approval for the 2nd quarter and we are still in the 4th quarter of 2016. The 1st quarter saw the market share stay stable at 5.06% when compared to previous year. However, the market share increased to an all -time high at 5.57% for the 3rd quarter of 2016. By the beginning of 2017, we will have an idea if those numbers stayed stable over the last quarter of 2016 or fluctuated.

Allstate Car Insurance Rate Changes Review

Allstate Auto Insurance Rate ChangesQuarterYear
4.98%Q32016
-4.36%Q12016
0.03%Q32015
2.83%Q22015
0%Q42014
2.50%Q32014
-14%Q42013
-0.97%Q32013
0%Q22012
5.86%Q22011
0%Q12011
6.52%Q42010
0.08%Q32010
-2.01%Q22010
-1.01%Q12010

 

In the 1st and 2nd quarters of 2010, Allstate Insurance’s average rate change showed a decrease in rates. The rate change decreased by 1.01% for the 1st quarter and it further decreased by 2.01% for the second quarter. But there was an increase seen in the rate changes for the remaining quarters of 2010. The 3rd quarter saw a marginal increase of 0.08% whereas there was a huge increase of 6.52% for the last quarter of 2010. In 2011, there were no rate change filings for the last 2 quarters and no rate change for 1st quarter as well. However, there was an increase in the approved rate change by 5.86% for the 2nd quarter of 2011.2010 – 2011 Rate Change

2012 – 2013 Rate Change Review

There were no rate change filings done for the 1st, 3rd and last quarter of 2012. There was no change in rates for the 2nd quarter of 2012. When we looked at 2013, there were no filings for 1st and 2nd quarters. But there was a marginal decrease by 0.97% in the rate changes approved for the 3rd quarter of 2013. There was also a dramatic all-time decrease in rates changes by 14% for the last quarter of 2013.

2014 – 2015 Rate Change Review

Overall 9 insurers filed for rate change approvals in the 3rd quarter of 2014 that represented about 26.65% of the market. Allstate Insurance had a rate change approval that increased by 2.50% for that quarter. There were 16 insurers representing 46.81% who filed for a rate change in the last quarter of 2014. There was no rate change approved for Allstate for that quarter. The number of insurers who filed for a rate change for the 2nd quarter of 2015 was 26 that represented 52.75% of the market. The rate change approved for Allstate increased by 2.83%. There were 40 insurers who applied for a rate change for the 3rd quarter of 2015 and that represented 77.45% of the industry. Allstate had a marginal rate change increase of 0.03% in that quarter.

2016 Rate Change Review

Allstate did not file for rate changes in the 2nd quarter of 2016 and the data for the last quarter is no available yet. The 3rd quarter of 2016 saw 50 insurers representing 83.36% of the market file for a rate change. Allstate had a decrease of 4.36% for that quarter. There were 25 insurers who represented around 63.56% of the market in the 3rd quarter of 2016. Allstate had a rate change increase approved for 4.98% for that quarter.

Allstate Auto Insurance Discounts

Student Discounts

There are many discounts that Allstate Insurance offers to customers of auto insurance.

  • Take Two Advantage® – You could get a discount when you bundle your property and auto insurance.
  • Multi-Vehicle – When you insure more than 1 vehicle, you may get a discount.
  • Elite Driver – A safe driver with clean driving record and driving experience of minimum 12 years in North America is also eligible for a discount.
  • Group – This is a discount for group insurance policies if the employer qualifies for the Good Hands Group Insurance® program.
  • Retiree – Mature driver who is aged over 65 years and retired could get this discount.
  • Renewal – Loyal long term customers with at least 3 or more years of insurance history with Allstate will get this discount.
  • Away at School Discount – If there is an occasional driver listed on your policy who is aged less than 25 years and attends school.
  • Click Discount – When you sign up online for a myAllstate account you could get a discount.
  • Drivewise® Discount – This discount is for vehicles enrolled in the  Drivewise program.
  • Good Student Discount – Drivers less than 25 years of age and are good students could get a discount for keeping good grades.
  • Driver Training Discount – New drivers could get complete a driver training program and qualify for a discount.
  • Private Parking Discount – This discount is for those consumers who park in a safe place such as a private driveway or garage.
  • Winter Tire Discount – You may get a discount for having winter tires.

Optional Coverage You May Consider Buying With Allstate

Along with the mandatory car insurance coverage in Ontario, Allstate also offers optional coverage as follows.

Collision – This will cover the cost of repairing or replacing your car if there is a collision with another object or vehicle. Example: hitting a pothole.

Comprehensive – Losses to your vehicle that are not due to collision will be covered. Examples: vandalism, fire, theft.

Specified Perils – The coverage is for specified perils on the policy as per the list. Example: theft, riot.

All Perils – A mix of collision and comprehensive coverage.

Loss of Use – You could get a reimbursement for alternative use of transportation when your car is damaged or stolen.

Damage to a Non-Owned Vehicle – The coverage is extended to a rental vehicle.

Waiver of Depreciation – There will be no depreciation applied if your new car is damaged in a collision.

Special Endorsements for Allstate’s Your Choice Auto® Insurance

  • Claim Forgiveness – Subject to certain terms and conditions your premiums may not increase when you make only 1 claim in 5 years.
  • Disappearing Deductible – If you do not claim then your deductible will decrease every consecutive policy term until it nullifies.

Allstate Car Insurance Cancellation Policy

If you wish to cancel your car insurance policy, you may contact the nearest agency location. You may also call on 1800-255-7828 to cancel your policy.

Making Allstate Car Insurance Claim

You could file a claim for your car insurance by contacting you insurance agent. You may call on 1800-255-7828 to file a claim. There is also an online option to file a claim by logging into your account. Lastly, the Allstate Mobile Application will also let you file and track a claim. You may text ALLSTATEAPP to the number 25788 to request for a link to download the application. If you wish to submit a car insurance claim in writing you may mail it to

Allstate Insurance Company
P.O. Box 660636
Dallas, TX 75266

How Can I Get Allstate Car Insurance Quote

You may quickly get a car insurance quote online on Allstate Insurance Website. You may also call on 1800-255-7828 or 1855-392-1347.

Contact Methods For Allstate Insurance

The customer service department of Allstate can be easily reached through online, phone or in person. If you wish to speak to an agent, you may use the agency locator tool to find the nearest location or a specific agent by name.

Online Form: The website has an online form that you could fill out with your query. You may also create an Allstate online account.

Email: You can send an email to Allstate through their website link. Tweet option is also available on twitter @Allstatecares.

Phone: Ontario customers may call the customer contact center on 1-800-255-7828 between 8 am to 9 pm on weekdays and from 9 am to 5 pm on Saturdays Eastern Time. Or you could call on or 1877-810-2920 which is available all time. For the hearing impaired, the number to call is 1800-877-8973.

Allstate Mobile Application: This on the go mobile application is free to use and compatible with iPhone version 8.0 or higher and Android. It will let you file and track a claim, store information and gives access to many other useful features.


Disclaimer

We are not affiliated and make no representations or warranties, recommendations or endorsements of Allstate Insurance. This article is our review of Allstate Insurance for information purposes only.  The logos, trademarks, and copyrights mentioned in this article belong to the Allstate Insurance.


References:

https://www.fsco.gov.on.ca/en/auto/rates/pages/default.aspx

http://www.allstate.ca/webpages/auto-insurance/auto-discounts.aspx

https://www.allstate.com/support/how-to-cancel-policy.aspx


 

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