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The Algoma Mutual Insurance Company started operations in 1899 and the head office was located in Sault Ste. Marie, Ontario. At that time they proposed to operate in the Far East, North Bay, St. Joseph Islands, and Manitoulin. In 1975 Lorne Wolgemuth headed the operations and moved base to a farm East of Thessalon. This established Algoma Mutual in the property and casualty insurance industry. Following rapid growth, they hire many employees and the office was moved to the current location in Main Street, Thessalon.

Algoma still offers insurance to the residents living between Sault Ste. Marie and North Bay in Northern Ontario at affordable prices. They also operate in the districts of Sudbury, up highway 11 till the Timmins area, Muskoka, Haliburton, and in the south till Parry Sound. Algoma Mutual offers farm, auto, residential, and commercial insurance services and products. Under auto insurance, they offer coverage to ATV, farm vehicles, snowmobile, passenger vehicles, etc.

Algoma Mutual Auto Insurance Discounts


Algoma Mutual offers many forms of savings and discounts on car insurance policies for several criteria. As per your driving record, age, driving experience, claims history, location, mileage, etc. you may get discounts.

Optional Coverage You May Consider Buying With Algoma Mutual

Algoma Mutual offers mandatory car insurance coverage as per law in the province. You may increase your coverage limits for more protection. They also offer optional coverage that you may purchase for enhanced protection in case of loss or damage. The most popular optional coverage for most motorists is the collision, comprehensive, all perils, and specified perils coverage. There are special endorsements also that you could add to your car insurance policy.

Algoma Mutual Car Insurance Cancellation Policy

If you wish to cancel your Algoma car insurance policy then you may inform your broker or agent. They will calculate and issue a refund if any. You may pay a cancellation fee when you cancel early. To save this cost you may cancel at renewal. This fee is for administrative purposes.

Making Algoma Mutual Car Insurance Claim

To submit a car insurance claim you may inform your broker. They will assist you with the claims process. It is a good idea to have your policy details, description of loss or accident, witness and all parties information, etc. when you call to file a claim.

How Can I Get Algoma Mutual Car Insurance Quote

You may contact an insurance agent to get an Algoma Mutual car insurance quote. They will help you with a personalized quote as per your car insurance requirements.

Contact Methods For Algoma Mutual Insurance

There are many methods to contact Algoma Mutual Insurance

  • Mail: You may mail your documents to 131 Main St. Thessalon, ON. P0R 1L0.
  • Phone: The contact number to reach Algoma Mutual is 705 842 3345.
  • Fax: You may fax your documents to 705 842 3500.
  • Broker: There is an online option to search for a local broker.


We are not affiliated and make no representations, warranties, recommendations, or endorsements of Algoma Mutual Insurance. This article is our review of Algoma Mutual Insurance for information purposes only.  The logos, trademarks, and copyrights mentioned in this article belong to Algoma Mutual Insurance.

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