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Optimum General Inc. is a proud underwriter of p&c (property  & casualty) insurance across Canada via the subsidiary companies of Optimum Insurance Company Inc., Optimum West Insurance Company Inc., and Optimum Farm Insurance Company Inc. A network distribution in more than 1,100 locations with over 600 independent brokers, Optimum has the ability for growth, exploration and is able to take advantage of business opportunities while maintaining Optimum’s fundamental goal of providing outstanding service to brokers and those Optimum insures.

Regional offices are run as distinct business units while functioning services such as actuaries, accounting and information technology are centralized at the Optimum General Head Office in Montreal. Regional offices can focus on relations with brokers, underwriting claims management, and premium processing.  Offices in Winnipeg, Toronto, Quebec City, North Bay, Edmonton, Trois Rivieres, and Vancouver provide Canada-wide services with more than 200 employees across the nation.

Products and Services Provided by Optimum West Insurance Company Inc.

Residential Insurance

  • The security and safety of your residence provide you with well-being. Optimum West Residential Insurance includes Homeowner, Tenant, Condominium, Dwelling Construction, Hobby Fam, Seasonal Dwelling, Home Business, Watercraft Insurance, and Optimum VIP Cottage.
  • Added Value Insurances such as Optimum Green Home extension, Optimum water damage solutions, Identity theft options, and more.
  • Nowhere is your risk higher than on the road with your automobile. Optimum West wants you to drive with peace of mind with our selection of Automobile insurance. Private Automobile, Commercial automobile, antique and classic vehicle coverage, Motorhome, camper-units, ATV program, snowmobile program, and insuring your trailers.
  • Running any successful business means taking everything into account especially the risk and unpredictability of business. No matter your type of business Optimum West has a policy perfect for it. Optipak Restaurant, Commercial Policy for standard business, Optipak Retail, Commercial automobile, Optipak Contractor, Optipak Clinic.
  • Added Value insurance OptiMAX is designed to enhance any of the Optimum Optipak policies by providing additional coverage limits.
  • Offering you the protection you need is a priority to Optimum. Providing you with the best brokers and customized service that exceeds customer expectations. Top-notch service providing Canadians with the right product delivered with excellent service.

Market Strength and Reliability for Optimum West Insurance Company

In Canada, The United States, and France since 1969 Optimum Group has had a team of experts working to preserve the customer’s financial security. The company’s financial data shows steady growth with more than 500 employees worldwide helping to contribute to Optimum’s success. Revenues have now reached close to $750 million. The Group’s return on equity was 13.2 %, exceeding the objectives set at the beginning of the year. The premiums for the Optimum West Insurance company have gone up by 12.4%, and total assets have increased by 16.2 %. The yield for shareholders was 18.5%.

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