There are several risk factors that can increase the likelihood of a vehicle being stolen. Some of the common risk factors include:

1. Location: Vehicles parked in high crime areas, such as densely populated urban areas or poorly lit parking lots, are more likely to be stolen.
2. Model and make of the vehicle: Some makes and models are more popular with thieves and are therefore more likely to be stolen.
3. Age of the vehicle: Older vehicles may have less advanced security systems and are therefore easier to steal.
4. Value of the vehicle: Vehicles with high monetary value, such as luxury cars, are more attractive targets for theft.
5. Security systems: Vehicles without alarm systems or with outdated security systems are more vulnerable to theft.
6. Keyless entry: Vehicles with keyless entry systems can be more easily stolen if the thief is able to gain access to the signal from the key fob.
7. Leaving valuables in plain sight: Vehicles with visible valuables, such as GPS devices or laptops, are more likely to be targeted by thieves.
8. Leaving the vehicle running: Vehicles left running with the keys inside are easy targets for theft.

It’s important to note that no vehicle is completely theft-proof, but following these risk factors can help reduce the likelihood of your vehicle being stolen.

The Top 10 Most Stolen Vehicles In Canada

Here is a list of the top 10 most stolen vehicles in Canada in 2021, based on data from the Insurance Bureau of Canada:

1. Honda Civic (1997-2000)
2. Ford F-350 (1999-2004)
3. Honda Civic (2000-2005)
4. Chevrolet Silverado (1999-2006)
5. Ford F-250 (1999-2004)
6. Honda Accord (1997-1999)
7. Ford F-150 (1997-2003)
8. Dodge Ram (1994-2001)
9. Acura Integra (1994-2001)
10. Toyota Corolla (1998-2002)

It’s important to note that this list is based on the frequency of theft claims and may not reflect the actual number of vehicles stolen in Canada in 2021. Additionally, while these models are more frequently targeted by thieves, it does not mean that they are more vulnerable to theft than other vehicles.

Ontario

According to the Insurance Bureau of Canada, the top 10 most stolen vehicles in Ontario for 2021 (the most recent data available) were:

1. Honda Civic
2. Honda Civic Si
3. Honda CR-V
4. Toyota 4Runner
5. Toyota Corolla
6. Chevrolet Silverado
7. Ford F-350
8. Ford F-250
9. GMC Sierra
10. Chevrolet Tahoe

It’s important to note that older models tend to be more at risk for theft, as they may have less advanced security features. Additionally, certain makes and models may be more popular targets for theft due to their parts being in high demand.

Alberta

According to the Insurance Bureau of Canada, the top 10 most stolen vehicles in Alberta for 2021 (the most recent data available) were:

1. Ford F-350
2. Ford F-250
3. Chevrolet Silverado
4. GMC Sierra
5. Chevrolet Tahoe
6. Honda Civic
7. Toyota 4Runner
8. Honda CR-V
9. Dodge Ram
10. Jeep Grand Cherokee

Quebec

According to the Insurance Bureau of Canada, the top 10 most stolen vehicles in Quebec for 2021 (the most recent data available) were:

1. Honda Civic
2. Honda CR-V
3. Toyota Corolla
4. Chevrolet Silverado
5. Ford F-350
6. GMC Sierra
7. Ford Escape
8. Jeep Grand Cherokee
9. Chevrolet Equinox
10. Nissan Rogue

How to prevent your car from being stolen

There are several steps you can take to prevent your car from being stolen:

• Lock your doors and close your windows: This may seem obvious, but many cars are stolen simply because they were left unlocked.
• Use an alarm or immobilizer: An alarm system or immobilizer can deter thieves and alert you if someone tries to break into your car.
• Park in a secure location: When possible, park in a well-lit and populated area, or in a garage.
• Hide valuables: Don’t leave items such as GPS devices, cell phones, or other valuable items in plain sight in your car.
• Don’t leave your car running: Never leave your car running and unattended, even if it’s just for a few minutes.
• Don’t hide a spare key: Hiding a spare key in your car is an invitation for theft. Instead, keep a spare key with you or give one to a trusted friend or family member.
• Keep your vehicle’s papers and registration with you: If your car is stolen, having the papers and registration readily available will make it easier to report the theft and recover your car.

By taking these steps and being mindful of your surroundings, you can reduce the risk of your car being stolen.

FAQs

Here are some frequently asked questions about the most stolen vehicles in Canada:

1. What are the most stolen vehicles in Canada?

• According to the Insurance Bureau of Canada, the most stolen vehicles in Canada in 2020 were:
  1. 2018 Honda CR-V
  2. 2017 Lexus RX350/RX450h
  3. 2017 Honda CR-V
  4. 2018 Lexus RX350/RX450h
  5. 2018 Ford F150
  6. 2019 Honda CR-V
  7. 2018 Toyota Highlander
  8. 2017 Toyota Highlander
  9. 2019 Lexus RX350/RX450h
  10. 2017 Dodge Ram 1500

2. Why are these vehicles the most stolen?

• The reasons why these vehicles are the most stolen vary, but in general, they are popular and valuable models that can be resold or dismantled for parts. Some models may also be easier to steal or have less sophisticated security features.

3. How can I protect my car from theft?

• To protect your car from theft, consider the following tips:
  • Install an anti-theft device such as an alarm or immobilizer.
  • Park in well-lit areas or garages.
  • Keep valuables out of sight.
  • Don’t leave your keys in the car.
  • Be aware of your surroundings and report any suspicious activity to the police.

4. Will my insurance cover my car if it is stolen?

• If you have comprehensive insurance, your policy should cover your car if it is stolen. However, you may be subject to a deductible and your insurance company may require proof of theft, such as a police report.

5. Will my insurance rates go up if my car is stolen?

• If your car is stolen, your insurance rates may go up because theft is considered to be a risk factor in determining insurance premiums. However, the specific impact on your rates will depend on several factors, including your driving record, location, and insurance history.

6. What should I do if my car is stolen?

• If your car is stolen, contact the police immediately to file a report. Then, contact your insurance provider to report the theft and begin the claims process. Be sure to provide any information or documentation required by your insurance company. Additionally, you may want to consider taking steps to protect your identity and personal information, as thieves may have access to this information if they stole your car.

7. Are newer cars more likely to be stolen than older cars?

• While newer cars may be more valuable and may have more advanced security features, older cars may be more likely to be stolen because they may have weaker or outdated security features. Additionally, older cars may be more in demand for their parts or as stolen vehicles for illegal activities.

8. How can I find out if my car is at risk of being stolen?

• You can find out if your car is at risk of being stolen by checking the Insurance Bureau of Canada’s list of the most stolen vehicles in Canada. Additionally, you can talk to your insurance provider about the security features of your car and what steps you can take to protect it from theft.

9. Are all makes and models of cars at risk of being stolen?

• While some makes and models of cars may be more at risk of being stolen than others, all cars are at risk of being stolen. Thieves may target cars for their value or parts, or may steal cars for illegal activities such as smuggling or transportation.

10. Can I get a discount on my insurance rates if I install anti-theft devices on my car?

• Yes, some insurance providers offer discounts for anti-theft devices such as alarms, immobilizers, or tracking systems. Installing these devices on your car can not only help deter theft, but can also help you save money on your insurance premiums.

11. Can I still get insurance if my car is at high risk of being stolen?

• Yes, you can still get insurance if your car is at high risk of being stolen, but you may have to pay higher premiums or have limited coverage options depending on the make, model, and security features of your car. Additionally, your insurance provider may require additional documentation or inspections to ensure that your car is safe to drive.

12. How can I report a stolen car in Canada?

• To report a stolen car in Canada, contact the police immediately and file a report. You may also want to contact your insurance provider to report the theft and begin the claims process. Provide any information or documentation required by the police or your insurance company. Additionally, you may want to consider using social media or other online resources to spread the word and increase the chances of finding your stolen car.

13. How can I recover my stolen car?

• If your car is stolen, contact the police immediately and report the theft. You may also want to use social media or other online resources to spread the word and increase the chances of finding your stolen car. Additionally, consider using a GPS tracking system or other anti-theft device to help locate your car.

14. Are there any insurance policies that cover car theft prevention?

• While there are no specific insurance policies that cover car theft prevention, some insurance providers offer discounts or incentives for installing anti-theft devices or taking other steps to protect your car from theft.

15. Can I still get insurance if I live in a high-risk area for car theft?

• Yes, you can still get insurance if you live in a high-risk area for car theft, but you may have to pay higher premiums or have limited coverage options depending on the location and security features of your car. Additionally, your insurance provider may require additional documentation or inspections to ensure that your car is safe to drive.

16. How long does it take to process an insurance claim for a stolen car?

• The time it takes to process an insurance claim for a stolen car may vary depending on several factors, including the specific policies and procedures of your insurance provider, the complexity of your claim, and the documentation required. Contact your insurance provider to find out more about the claims process for stolen cars.

17. How can I lower my insurance rates if my car is at high risk of being stolen?

• To lower your insurance rates if your car is at high risk of being stolen, consider installing anti-theft devices or taking other steps to protect your car from theft. You may also want to shop around and compare rates from multiple insurance providers to find the best coverage and price for your needs. Additionally, consider choosing a car with a lower risk of theft to help lower your insurance premiums.

18. What is the difference between comprehensive and collision coverage when it comes to car theft?

• Comprehensive coverage provides protection for your car in the event of theft, as well as other types of damage that may occur outside of a collision, such as fire, vandalism, or weather damage. Collision coverage provides protection for damage that occurs in a collision with another vehicle or object. Both types of coverage may be required to fully protect your car in the event of theft.

19. Are stolen vehicles usually recovered by the police?

• While some stolen vehicles may be recovered by the police, others may not be recovered or may be recovered with significant damage or missing parts. The chances of recovery may depend on several factors, including the make and model of the car, the security features of the car, and the actions taken by the owner and the police.

20. What should I do if I see a stolen vehicle?

• If you see a stolen vehicle, do not attempt to confront the thief or take any action that could put yourself or others in danger. Instead, contact the police immediately and provide them with any information or documentation you have about the stolen vehicle.

21. How can I avoid buying a stolen car?

• To avoid buying a stolen car, do your research and verify the vehicle identification number (VIN) with the police or a reputable online database. Additionally, be wary of deals that seem too good to be true or sellers who are reluctant to provide documentation or allow inspections. Always check the title and registration of a used car before buying it, and consider purchasing from a reputable dealer or private seller.