Home Insurance in Lloydminster Alberta

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  • Lloydminster

City of Lloydminster

The city of Lloydminster is the only border city in Canada that lies between the provinces of Saskatchewan and Alberta. Lloydminster has the County of Vermillion River at West border. The rural municipality of Britannia of Saskatchewan lies on the northeast border. And, Rural municipality of Wilton lies on the southeast border. As per the 2016 census, the population of Lloydminster was 19645, on the side of Alberta province.

During summer time, Lloydminster follows Mountain Daylight time zone whereas the rest of Alberta follows Central Standard Time. In winter, this city follows Mountain Standard Time. This city is rich in many natural resources such as oil seeds, grain, livestock such as pork and beef & dairy. Lloydminster hosts various events every year that attract many visitors from far and near. These include Slush Cup, Irish Pub Night, Muck Run, SPCA Comedy Cabaret, Summer Streetfest, Oktoberfest, Mardi Gras etc.

Who Has The Cheapest Home Insurance Quotes In Lloydminster

RankHome Insurance CompanyAnnual Average Premium
1Squareone Insurance$1,057
2Wawanesa Insurance$1,880
3RSA$2,233
4SGI Canada$2,455
5Pembridge Insurance$2,850

Cost Of Home Insurance In Lloydminster

The above table shows a comparison of average home insurance prices per year by some major insurance providers in Lloydminster. The highest quote was by Pembridge Insurance at an annual price of $2850. This was followed by SGI Canada at a difference of $395.  The lowest quote for home insurance was by Squareone Insurance at a yearly cost of $1057. Wawanesa Insurance had the next lowest quote at a difference of $823.  The difference in price between the highest quote and lowest quote was about $1793.

Moving To Lloydminster? Things You Need To Know

Housing Options

In case you are thinking of moving to Lloydminster, there is options to eat, shop, live and explore this city. The community is safe, fun and welcoming to visitors and residents with a lot of recreational choices. These include the Bioclean Aquatic Centre, Centennial Civic Centre, Legacy Centre, Cultural & Science Centre, Golf & Curling Centre, Servus Sports Centre etc. Some of the main highways that run through the city are Highway 16, 17 and Yellowhead highway.

On the Saskatchewan side of the city, there is a hospital that serves residents on both sides of the border. The healthcare services in Lloydminster come under the governance of Prairie North Health. There is a municipal airport and the Canadian National Railway also runs through Lloydminster. The Greyhound bus services are also available in Lloydminster.

Housing Options In Lloydminster

Lloydminster may offer you a very active real estate market with a choice of condos, townhomes, apartments, and houses.

Average Property Taxes in Lloydminster

In Lloydminster, the property taxes account for about 28% of the city budget that funds various services. These include police, water supply, parks management, street and protective services etc. You may estimate your property taxes by using a tool in the city of Lloydminster website.

Crime Statistics for Lloydminster

The RCMP detachment in Lloydminster is responsible for public and property safety. They are focusing on 5 areas for safety such as drug offenses, police, property crime, traffic and repeat offender management.

 Neighborhoods of Lloydminster

Some of the major neighborhoods of Lloydminster are Alcurve, Blackfoot, Dewberry, Islay, Kitscoty, McLaughlin, Streamstown, Rivercourse and Paradise Valley. There are many parks in Lloydminster such as Bud Miller All Seasons Park. Outdoor Ice Rinks, Off Leash Dog Park, Weaver Park Campground and Sports Fields. Apart from these, there are arenas such as Russ Robertson, Centennial Civic Centre, Archie Miller and Servus Sports Centre.

Average Cost Of Living In Lloydminster

The average cost of living in Lloydminster is around $2200 to $2800 per month for a small family excluding rent.

Employment Options in Lloydminster

The petroleum and agricultural industries are main drivers of the economy of Lloydminster. The farmer community in this area also has revenue from the oil wells on their land. There is also a refinery by Husky in this city. If you are thinking of setting up a business in this city, you may be glad that there is no sales tax levy. This applies to those on either side of the borders of Lloydminster. The location of Lloydminster on the borders of Saskatchewan and Alberta does have a great impact on many sectors. These include the commerce, governance, and legislation for business. These include permits, regulations, and violations as per the side of the border. For example on the Alberta side of the border, the legal age for drinking alcohol is 18 years. Whereas, on the Saskatchewan border, the legal age for consuming alcohol is 19 years.

Average Lloydminster House Price

The average cost of a single-family house in Lloydminster is around $449800.

Detached

You may pay around $407600 for a detached house in Lloydminster.

Semi Detached

The cost of a semi-detached house in Lloydminster is around $374000.

Townhouse

In Lloydminster, a townhouse may cost you around $324050.

Condo

You may pay around $276500 for a condo in Lloydminster.

Average Lloydminster Salary

JobAverage Annual Salary
Office Manager$63000
Administrative Assistant$45600
Mechanical Engineer$71500
Store Manager$47200
Operations Manager$88300

Average Lloydminster Hydro Bill

The main source of water for the city of Lloydminster is the North Saskatchewan River. A small family in Lloydminster may pay an average of around $160 to $230 per month as per consumption.

Average Lloydminster Winter & Summer Temperature

Lloydminster has a humid and continental type of weather that is mostly subarctic. Even in September and May, the temperature never rises above 10 °C. In winter, you may experience very dry and cold climate while it is warm and wet in the summer season. All round the year, there is low precipitation. The highest temperatures in summer may range from 14.6°C to 16.5°C. Temperatures may drop down to around -6.0°C to -18.2°C in winter.

Average Lloydminster Daycare Costs

The average cost of daycare in Lloydminster is around $11 to $16 per hour for licensed childcare. To cut down your costs for daycare, you may check if you qualify for child subsidy on the provincial website. This may depend on your income level if you are in the low-income category.

Lloydminster Average Grocery Bill

In Lloydminster, the average bill for grocery is around $230 to $380 per month as per family consumption.


Resources:

http://www.lloydminster.ca/index.aspx?NID=687

http://www.lloydminsterchamber.com/wp-content/uploads/2017/03/1.-Intro.pdf


 

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