Home Insurance in Kingston

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  • Kingston Ontario

City of Kingston

Kingston is known as the ‘Limestone City’ due to the heritage buildings on the east side constructed with lime. This city is located in Eastern Ontario and lies between Montreal and Toronto. It is strategically located at the mouth of the Cataraqui River and the head of the St. Lawrence River near the U.S. border. This prime locatins gave Kingston military prominence and many forts were built here. The census of 2011 estimated the population at 123363. There is a large presence of correctional institutions operated by Correctional Service of Canada in Kingston.

The downtown core is abuzz with gatherings for many events that are hosted throughout the year. Some of these include the FebFest, Kingston Buskers Rendezvous, Limestone City Blues Festival and the 1000 Islands Poker Run. Hence, tourism industry plays a pivotal role in Kingston’s economy. Apart from tourism, there are many public and private sector establishments in Kingston that fuel the economy. The major industries include healthcare, education, manufacturing, transportation & warehousing, research, and development etc. Some of the major employers include Bell Canada, Empire Life Insurance Company, Canadian Forces Base, Kingston General Hospital, Novelis Works, Queen’s University, J.E. Agnew Food Services Ltd etc.

Home Insurance Quotes in Kingston

RankHome Insurance CompanyAnnual Average Cost
1RSA
$766
2Zenith Insurance
$837
3Travelers Dominion$934
4Squareone Insurance$938
5Aviva
$1011
6Perth Insurance$1573

Who Has the Lowest Home Insurance Prices in Kingston

As per a comparison of home insurance quotes for major insurance providers in Kingston, the lowest cost was by RSA. They quoted $791 per year. This was $1169 lower than the most expensive quote. The next low price was quoted by Zenith at an annual quote of $1012. The difference in premiums between RSA and Zenith was $221.

Who Has the Highest Home Insurance Prices in Kingston

The survey indicated that the most expensive home insurance quote was by the Economical Insurance. They quoted an annual cost of $1960 per year. The next expensive quote was by the Square one Insurance at a yearly price of $1827. This was a difference in premiums by $133.

Average Home Insurance Cost in Kingston Neighbourhoods

Neighbourhoods in KingstonAverage Home Insurance Cost
Alwington$1,091
Calvin Park$1,071
Hillendale$1,081
Inner Harbour$1,085
Kingscourt$1,158
Portsmouth Village$1,044
Queen's$1,452
Sunnyside$1,605
Sydenham$1,366
Williamsville$1,223

Are You Planning on Moving to Kingston?

You may have visited Kingston in the past to attend a festival or to explore the heritage buildings and could not help noticing this city’s charm. Kingston is located near Montreal, Ottawa, and Toronto and is favored by the young and the old alike to live, work & retire. This city has tons of restaurants, shopping options, theater, mall and recreational facilities. Some of the favorite neighborhoods to live in could include Strathcona, Kingscourt, Calvin Park, Cataraqui East, Westbrook and Cataraqui Woods, Henderson and Queen’s. These areas have amenities such as parks, schools, shopping, grocery stores, childcare centers, banks and much more.

Getting Around Kingston

You may get to Kingston on highway 401 and use the highway 15 to reach Ottawa. The Wolf Island ferry service is seasonal and runs from Cape Vincent, New York to Kingston. The public transit is provided by Kingston Transit. Via Rail, intercity buses, and taxi services also help to get around Kingston conveniently. The city has many cycling lanes and pathways designated for cycling. The city and Loyalist Township fund an accessible taxi service in Kingston.

Kingston Crime Statistics

Crime Statistics

Categories
Data% change in rate from 2014 to 2015
Total crime

4793
-4

Violent crime822

-11

Property crime
3427
-33

Drug offences
89-7

As per the latest Statistics Canada data, the above numbers depict the various crime categories in Kingston for 2015. The table shows that the highest percent change in crime rates was for property crimes. There were 33% lesser incidents for property crime in 2015 when you compare the reports to 2014. The next category that showed a decrease was the violent crime rates that reduced by 11% in 2015 when you compare the reports to 2014. Drug offense crimes showed a decrease of 7% in 2015 when you compare the reports to 2014 and the last category was the total crime with a 4% decrease in 2015 over the previous year.

Average Cost Of Living In Kingston

If you rent then your cost of living in Kingston is significantly high due to the rising housing costs. Excluding rent, the average cost of living for a single person in Kingston could be around $990. The average rent could be around $950 per month for a 2 bedroom apartment.

Average Kingston House Price

The average price of a house in Kingston could be around $364701.

Detached House Price in Kingston

A single detached home in Kingston may cost around an average of $318452.

Semi-Detached House Price in Kingston

Semi-detached house in Kingston may cost an average of $313850.

Townhouse Price in Kingston

Townhouses in Kingston may cost an average of $286,500.

Condo Price in Kingston

Condos in Kingston may cost an average of $184900.

Kingston Property Tax

The city of Kingston collects property taxes that are a combination of the education and city tax levies. They calculate this based on the property value, location and the applicable tax rate for the property class. For a property valued at $232500, the property taxes could be in the range of $3532.

Average Kingston Salary

Job ProfileAverage Annual Salary
Office Administrator$35000
Accounting Manager$43000
Operations Manager$56500
General Manager$53000
Project Manager$57900

Average Kingston Hydro Bill

As per your home location, the average hydro bill in Kingston could be around $70 to $100 per month for a small family.

Average Kingston Winter And Summer Temperature

Kingston has cooler winters and humid summers with mostly windy conditions. The hottest period could be from April to August with temperatures averaging at 25 °C to 33 °C. Winter temperatures could dip to -20 °C on an average and is colder than other parts of Ontario. There is more rain throughout the year than snow in Kingston.

Average Kingston Daycare Costs

Families living in Kingston when the guardians or parents are enrolled in an educational or retraining program during childcare hours are eligible for a childcare subsidy. The average daycare cost in Kingston is around $850 per child for a month.

Kingston Average Grocery Bill

The average grocery costs for a small family in Kingston could be around $200 to $300 per week.


Resources:

https://www.cityofkingston.ca/residents/property-taxes#TaxLevyTool

https://www.cityofkingston.ca/residents/getting-around

http://www.statcan.gc.ca/pub/85-002-x/2016001/article/14642/tbl/tbl04-eng.htm


 

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