Home Insurance Calculator Barrie

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City Of Barrie

Barrie is in Central Ontario, located on the western side of Lake Simcoe by the shores of Kempenfelt Bay. As per the 2011 census estimate, the population of Barrie was 135711. Barrie is part of the Huronia region and lies within the Greater Golden Horseshoe northern region of Ontario. Tourism is very active here and mostly in the waterfront & downtown areas. Barrie promotes a lot of theater arts and cultural activities and you cannot miss the Promenade days and Kempenfest.

Whether you like boating, cycling, go karting, live theater, hunting, golf or Segway tours, Barrie has options. You may go on a shopping spree in the downtown area, Barrie’s South End or Bayfield Street. This city does not have an international airport but has a smaller airport such as the Simcoe Regional Airport. Some of the major employers in Barrie include BMO, IBM, Georgian College, Hydro One, Coca-Cola, TD, The Source and Sun Media.

Home Insurance Quotes in Barrie

RankHome Insurance CompanyAnnual Average Cost
1RSA
$766
2Zenith Insurance
$837
3Travelers Dominion$934
4Squareone Insurance$938
5Aviva
$1011
6Perth Insurance$1573

Who Has the Cheapest Home Insurance Prices in Barrie

As per a home insurance survey in Barrie, we found that the lowest quote was by RSA insurance. They quoted a yearly cost of $843 and this was $2610 cheaper than the highest quote. The next lowest home insurance quote was for $895 per year by Zenith insurance. This was $52 more than the cheapest quote by RSA.

Who Has the Most Expensive Home Insurance Prices in Barrie

When we compared home insurance quotes in Barrie then the highest prices were by the Economical Insurance. They quoted $3453 per year for home insurance. The variation between their quote and the lowest quote was huge at almost 75%. The next highest quote for home insurance was by Pembridge insurance at a yearly price of $1371.

Average Home Insurance Cost in Barrie Neighbourhoods

Neighborhoods in BarrieAverage Home Insurance
Colwell$1,453
Georgina$1,091
Innisfil$1,156
Midhurst$1,244
Minesing$1,542
New Tecumseth$1,501

Home Insurance Basics in Canada

You do not have to purchase home insurance as per law in Canada but you may get insurance for your own peace of mind and protection. If your home is your biggest investment then you might as well take all steps to protect it from damage. However, certain calamities or events occur that are sudden and destroy or damage your home. In such a case you may have to rely on home insurance for bringing you back on track by repairing or rebuilding your home.

Home insurance policies are mostly available on an annual basis and cover the major perils such as fire, hail, theft or windstorms. It covers the home, its contents and the personal liability for you and your family. There may be certain exclusions for uninsured perils and it is important that you are aware of this. You may purchase special add-on coverage for your situation.

Main Types of Home Insurance Coverage in Canada

In Canada, you may purchase 4 types of home insurance policy as per your requirement.

  • Comprehensive policy: This will cover your personal property and building from all risks except any exclusions.
  • Broad form: You may get this policy to cover your home from all direct physical damage risks except any excluded perils.
  • Standard policy: This is the basic policy that covers just the personal property and your building against risks that are specified on your policy.
  • No frills policy: If you need coverage for your home that is not as per the normal standards of underwriting then you may get this policy.

Some insurance companies may use fancy terms such as gold, silver, platinum or bronze policies for classifying coverage level. The decision to choose a home insurance policy may depend on your perceived risk, affordability, mortgage obligation and many other factors. You may typically pay for your policy on a monthly, annual or quarterly basis.

Are You Planning on Moving to Barrie?

If you are thinking of calling Barrie your home then you may be glad to know that it is a very dynamic and rapidly growing city in Ontario. It is very close to the industrial and populous GTA and you may commute for your work daily. Barrie has tons of outdoor recreational spots, parks, waterfront, wilderness, performing art centers etc. It has a small town charm that has the urban modern amenities too. Whether on a short stay or to settle down, Barrie is a refreshing change that will welcome you to live and work.

Tourism is important here and you may also find many rich heritage buildings. There are loads of dining and entertaining options. Barrie has numerous festivals for every season and will keep you busy on your leisure days. The Winterfest, Ecofest, Ribfest & Craft Beer, Caribfest, Jazz & Blues festival, the list goes on. You may stroll along the beachfront or go skiing at Snow Valley, Horseshoe Resort, Mount St. Louis Moonstone or Blue Mountain. There are many public and private elementary, French medium and higher secondary schools in Barrie. The Georgian College that is part of the University Partnership Centre has many Master and Bachelor degree programs.

Getting Around Barrie

Barrie has many highways and roadways that connect it. The Simcoe County Roads 27, 90, 93 and 30 are some of the highways in Barrie. As well as, Yonge Street, that is part of highway 11. Public transportation in Barrie is provided by Barrie Transit and GO buses and trains. Barrie Transit operates a total of ten 2 directional route services and there are 5 main transit hubs. You may look for A (north) or B (south) in the bus route number display to check for the route’s travel direction. If you prefer biking, Barrie has many in-town and out of town cycling paths and trails.

City Governance in Barrie

The city of Barrie governance consists of a Mayor with 10 councilors for every ward. They are elected once in 4 years and the current council governs till 2018. There are 2 divisions in the city corporation and they are the Community & Corporate Services and Infrastructure & Growth Management. There are 3 strategic portfolios aimed to invest, access and innovate Barrie works at improving and developing the city of Barrie.

Average Cost Of Living In Barrie

townhouse price

Renting is very expensive in Barrie with an average of over $950 per month for an apartment. This significantly drives up the cost of living in Barrie if you are not a homeowner. The average cost of living for a single person in Barrie may be around $1030 without rent.

Average Barrie House Price

The average price for a house in Barrie is around $460650.

Detached House Price in Barrie

A detached house in Barrie may cost $394940.

Semi-Detached House Price in Barrie

Semi-Detached homes in Barrie may sell for an average of $372240.

Townhouse Price in Barrie

Townhouses in Barrie may cost an average of $338900.

Condo Price in Barrie

Condos in Barrie may have an average price of $259540.

Barrie Property Tax

Residential and commercial property taxes fund the money for the city services. Property tax bills fund the various city services in different proportions as follows:

City Services: 54%

Education: 15%

Police, ambulance, social & library services: 31%

Average Barrie Salary

Job ProfileAverage Annual Salary
Office Administrator$35000
Accounting Manager$43000
Operations Manager$56500
General Manager$53000
Project Manager$57900

Average Barrie Hydro Bill

The average hydro bill in Barrie is around $183 per month.

Average Barrie Winter And Summer Temperature

Summer in Barrie is a popular tourist season with longer days and comfy evenings. The temperatures in summer may range from 20.1 C to 26.0 C. Autumn seasonal temperatures vary between 6.1C to 13.2 C. Winter temperatures could range between -2.2 C to -8.1 C and the much-awaited spring seasonal temperatures average at 14 C.

Average Barrie Daycare Costs

The average daycare cost per child in Barrie may range from $1080 to $1200 per month.

Barrie Average Grocery Bill

In Barrie, the average grocery bill may be around $740 for a family of 2 per month.


Resources:

http://www.tourismbarrie.com/information/about_barrie/climate.aspx

http://www.barrie.ca/Living/Getting%20Around/Pages/BarrieStreetMap.aspx

http://assets.ibc.ca/Documents/Brochures/All-about-Home-Insurance.pdf

http://www.barrie.ca/City%20Hall/Departments/Pages/default.aspx


 

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