If you are considering insuring a Volkswagen vehicle, here are some things you should know:
Volkswagen models are generally considered to be affordable to insure. Volkswagen vehicles are typically priced lower than luxury brands, which can make them less expensive to insure overall.
The cost of insurance for a Volkswagen will depend on a variety of factors, including the model and year of the vehicle, your driving history, and the level of coverage you choose. It’s a good idea to get insurance quotes from multiple providers to compare prices and find the best deal.
Volkswagen vehicles have generally been reliable, which can help keep insurance costs down. Fewer breakdowns and repairs can lead to fewer insurance claims, which can result in lower insurance rates.
Certain Volkswagen models may have higher insurance costs than others, depending on their features and performance. For example, sports models may have higher insurance rates than more basic models.
Volkswagen offers advanced safety features on many of its vehicles, which can help reduce the risk of accidents and may lead to lower insurance rates. Some of these features include blind spot monitoring, forward collision warning, and adaptive cruise control.
Volkswagen offers a variety of vehicles, including cars, SUVs, and crossovers, which can vary in size and performance. The specific model and features of the vehicle will impact the cost of insurance, so it’s important to research each model and compare insurance rates before making a purchase.
Volkswagen has a strong reputation for safety and has earned high safety ratings from organizations such as the National Highway Traffic Safety Administration and the Insurance Institute for Highway Safety. This can help reduce insurance costs for Volkswagen owners.
Do Volkswagen Vehicles Cost More to Insure than Other Brands?
According to industry data, the average cost of insurance for a Volkswagen is roughly in line with the average cost of insurance for other mainstream brands. However, insurance rates can vary widely depending on the specific model and features of the vehicle, as well as the driver’s individual profile.
One thing to keep in mind is that certain Volkswagen models, such as sports models or vehicles with high-performance features, may be more expensive to insure than other models. Additionally, drivers with poor driving records or who live in areas with high rates of theft or accidents may pay higher insurance rates for any type of vehicle.
The Average Cost of Volkswagen Car Insurance in Canada?
The cost of insurance for a Volkswagen can vary widely depending on a variety of factors, including the model and year of the vehicle, the driver’s age and driving history, the level of coverage selected, and other factors. That being said, here are some estimated average annual insurance premiums for Volkswagen vehicles in Canada by province:
British Columbia: $1,760
Nova Scotia: $1,120
New Brunswick: $1,010
Prince Edward Island: $870
Newfoundland and Labrador: $1,330
The table below shows the Volkswagen car insurance cost for a sample driver.
Average Volkswagen Car Insurance Cost*
It’s important to note that these are just estimates and that insurance rates can vary widely depending on the individual driver’s profile and the specific model of Volkswagen being insured. It’s always a good idea to compare quotes from multiple insurance providers to find the best rate for your individual needs.
Volkswagen Model Factors that Lower Auto Insurance Costs
There are several factors related to Volkswagen models that can help lower auto insurance costs. Here are some examples:
Safety features: Volkswagen vehicles are known for having advanced safety features such as anti-lock brakes, electronic stability control, and airbags. Vehicles equipped with such features can help reduce the risk of accidents and may qualify for lower insurance rates.
Low theft rates: Certain Volkswagen models have low theft rates, which can lead to lower insurance premiums. The VW Golf, for example, has historically had a low theft rate and may therefore be less expensive to insure.
Low cost of repairs: Many Volkswagen models have a reputation for being reliable and easy to repair, which can help lower insurance costs. If a vehicle is less likely to need expensive repairs, it may be less expensive to insure.
Low risk of accidents: Certain Volkswagen models, such as those with advanced driver assistance systems, may have a lower risk of accidents. This can lead to lower insurance premiums.
High safety ratings: Many Volkswagen models have earned high safety ratings from organizations such as the National Highway Traffic Safety Administration and the Insurance Institute for Highway Safety. Vehicles with high safety ratings may qualify for lower insurance rates.
Volkswagen Model Factors that Increase Auto Insurance Costs
There are several factors related to Volkswagen models that can increase auto insurance costs. Here are some examples:
High-performance models: Volkswagen offers a variety of high-performance models such as the Golf R or GTI, which can be more expensive to insure due to their increased risk of accidents and theft.
Luxury models: Volkswagen also offers luxury models such as the Arteon and Touareg, which can be more expensive to insure due to their higher value and increased risk of theft.
Expensive repair costs: Some Volkswagen models may have more expensive repair costs due to the cost of parts or the complexity of the vehicle’s systems. This can lead to higher insurance premiums.
Accident history: If a particular Volkswagen model has a higher-than-average rate of accidents or claims, it may be more expensive to insure.
Age of the vehicle: Generally, newer Volkswagen models will be more expensive to insure than older models, due to the cost of repairs and the increased value of the vehicle.
Tips for Finding Cheap Volkswagen Car Insurance Rates.
Here are some tips for finding cheap Volkswagen car insurance rates:
Shop around: Get quotes from multiple insurance providers to compare rates and find the best deal for your individual needs. Some providers may specialize in Volkswagen insurance or offer discounts for certain models or features.
Consider your coverage needs: You may be able to save money on insurance by choosing a higher deductible or lower coverage limits. However, it’s important to ensure that you have enough coverage to protect yourself in case of an accident.
Take advantage of discounts: Many insurance providers offer discounts for features such as anti-theft devices, safety features, or good driving records. Be sure to ask about available discounts and take advantage of any that apply to you.
Consider bundling: If you have other insurance policies, such as home or life insurance, you may be able to save money by bundling your policies with the same provider.
Choose a safe model: Volkswagen vehicles are known for their safety features, and choosing a model with advanced safety features such as blind spot monitoring, lane departure warning, or adaptive cruise control can help reduce insurance costs.
Drive safely: Maintaining a clean driving record and avoiding accidents can help keep insurance costs low over the long term.
Maintain your vehicle: Keeping your Volkswagen well-maintained and up-to-date on service can help reduce the risk of breakdowns or accidents, which can help lower insurance rates.
Some Interesting Facts About Volkswagen:
Here are some interesting facts about Volkswagen:
The Volkswagen brand was founded in 1937 in Germany and is now part of the Volkswagen Group, which also includes brands such as Audi, Porsche, and Lamborghini.
The Volkswagen Beetle, one of the most iconic cars of all time, was first produced in 1938 and continued to be produced until 2019, making it one of the longest-running and best-selling models in automotive history.
The Volkswagen Golf, introduced in 1974, has been a hugely popular model, with over 35 million units sold worldwide.
Volkswagen has been a pioneer in developing alternative fuel vehicles, including electric and hybrid models. The Volkswagen e-Golf, for example, was one of the first affordable electric vehicles available in North America.
The Volkswagen Group is one of the largest employers in the world, with over 660,000 employees as of 2021.
Volkswagen has a strong presence in motorsports, including successful campaigns in the World Rally Championship and the 24 Hours of Le Mans.
The Volkswagen logo, featuring a stylized “V” and “W”, is one of the most recognizable automotive logos in the world and is often used as a symbol of German engineering and innovation.
Volkswagen has faced controversy over its involvement in the “Dieselgate” scandal, in which the company was found to have installed software in its diesel engines to cheat emissions tests. The scandal led to billions of dollars in fines and settlements for the company.
All Volkswagen Models
Here is a list of current Volkswagen models:
Atlas Cross Sport
In addition to these models, Volkswagen also offers a variety of electric and hybrid vehicles under the “ID” sub-brand, including the ID.3 and ID.5 in Europe and the ID.4 in North America. The company also offers a range of commercial vehicles, including the Transporter and Caddy vans.
What is the Average Maintenance Cost of a Volkswagen in Canada?
The average maintenance cost of a Volkswagen can vary depending on the specific model and year of the vehicle, as well as other factors such as driving conditions and maintenance habits. That being said, here are some estimated average maintenance costs for Volkswagen vehicles in Canada, broken down by province:
British Columbia: $640
Nova Scotia: $669
New Brunswick: $671
Prince Edward Island: $640
Newfoundland and Labrador: $678
Known Issues with Volkswagen Vehicles
Here are some known issues that have been reported with Volkswagen vehicles:
Electrical issues: Some Volkswagen models, particularly those from the early 2000s, have been known to have electrical problems that can cause issues with the battery, alternator, and other components.
Transmission issues: Certain Volkswagen models, such as the Jetta and Passat, have had issues with their automatic transmissions, including slipping, jerking, and failure to shift properly.
Engine issues: Some Volkswagen models, such as the Golf and Tiguan, have had issues with engine components such as the fuel system, turbocharger, and oil pump.
Suspension issues: Some Volkswagen models have had problems with suspension components, including ball joints and control arms, which can cause noise and handling issues.
Timing belt issues: Certain Volkswagen models, such as the Golf and Jetta, have timing belts that need to be replaced at regular intervals. Failure to replace the timing belt can cause serious engine damage.
Emissions issues: Volkswagen was found to have installed software in some of its diesel engines to cheat emissions tests, leading to a major scandal and significant fines and settlements.
What is the Safety Rating of Volkswagen?
The safety rating of Volkswagen vehicles varies depending on the specific model and year of the vehicle. However, in general, Volkswagen vehicles have a good reputation for safety and have earned high ratings from independent organizations such as the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS).
For example, the 2021 Volkswagen Jetta has earned a 5-star overall safety rating from the NHTSA and has been named a Top Safety Pick by the IIHS. The 2021 Volkswagen Tiguan has also earned a 5-star overall safety rating from the NHTSA and has been named a Top Safety Pick by the IIHS.
Other Volkswagen models, such as the Golf and Passat, have also earned high safety ratings from both the NHTSA and IIHS.
In addition to these independent safety ratings, Volkswagen vehicles are known for having advanced safety features such as anti-lock brakes, electronic stability control, and airbags. Many Volkswagen models also offer advanced driver assistance systems, such as blind spot monitoring and lane departure warning, which can help prevent accidents and improve safety on the road.
Does Volkswagen Get Stolen a Lot in Canada?
According to data from Statistics Canada, Volkswagen vehicles are not among the most commonly stolen vehicles in Canada. In 2020, the top 10 most stolen vehicles in Canada were:
2018 Honda CR-V
2017 Lexus RX350/450h
2017 Honda CR-V
2018 Lexus RX350/RX350L/RX450h/RX450hL
2018 Ford F150
2019 Honda CR-V
2018 Toyota Highlander
2017 Toyota Highlander
2019 Lexus RX350/RX350L/RX450h/RX450hL
2017 Dodge Ram 1500
While Volkswagen vehicles are not among the most commonly stolen, they can still be a target for theft. To help prevent theft, it’s important to take basic precautions such as locking the doors and windows, using a steering wheel lock or other anti-theft device, and parking in a well-lit, secure area. Additionally, some Volkswagen models offer advanced anti-theft systems such as immobilizers or alarm systems, which can help deter theft and reduce the risk of vehicle theft.
Is Volkswagen Easy to Steal?
Volkswagen vehicles, like many other vehicles, can be vulnerable to theft if proper precautions are not taken. However, Volkswagen vehicles are generally not considered to be particularly easy to steal compared to other brands.
Many modern Volkswagen vehicles are equipped with advanced anti-theft systems, including immobilizers, alarms, and keyless entry systems that can help deter theft. In addition, some Volkswagen models feature theft-deterrent wheel bolts and anti-theft alarm systems that can help prevent unauthorized access to the vehicle.
List of Most Frequently Stolen Volkswagen Vehicles in Canada
According to the Insurance Bureau of Canada (IBC), the following are the most frequently stolen Volkswagen vehicles in Canada in 2020:
2017 Volkswagen Golf
2015 Volkswagen Golf
2018 Volkswagen Atlas
2016 Volkswagen Golf
2018 Volkswagen Golf
2019 Volkswagen Atlas
2017 Volkswagen Jetta
2017 Volkswagen Tiguan
2014 Volkswagen Jetta
2019 Volkswagen Jetta
Pros and Cons of Volkswagen Vehicles
Here are some potential pros and cons of Volkswagen vehicles:
Quality engineering: Volkswagen vehicles are known for their quality engineering and attention to detail, with many models offering a refined driving experience and excellent handling.
Safety: Volkswagen vehicles are often praised for their safety features and high safety ratings, with many models offering advanced driver assistance systems and other safety features.
Technology: Volkswagen vehicles are often equipped with the latest technology, including touchscreens, infotainment systems, and advanced audio systems.
Environmental performance: Volkswagen is committed to sustainability and offers a range of hybrid and electric vehicles, including the popular Volkswagen ID.4 electric SUV.
Comfort: Volkswagen vehicles are often praised for their comfortable interiors, with many models offering spacious seating and advanced climate control systems.
Maintenance costs: Volkswagen vehicles can sometimes be expensive to maintain, with some models requiring specialized parts and services that can be costly.
Reliability: While Volkswagen vehicles are generally reliable, some models have had issues with components such as the transmission and electrical systems.
Fuel efficiency: Some Volkswagen models, particularly larger vehicles such as the Atlas SUV, can be less fuel efficient than competitors.
Cost: Volkswagen vehicles can be more expensive than other brands, particularly for higher-end models or models with advanced features.
Depreciation: Like many vehicles, Volkswagen vehicles can experience significant depreciation in value over time, particularly in the first few years of ownership.
Valerie is an insurance editor, journalist, and business professional at RateLab. She has more than 15 years of experience in personal financial products. She strives to educate readers and ensure that they are properly protected.