Car Insurance Quotes in Timmins Ontario

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  • Timmins - Ontario

City of Timmins

The city of Timmins is in the east-northern part of the province of Ontario on the Mattagami River. As per the 2016 census, the population of Timmins was 41788. Timmins is the 4th largest Canadian city in Ontario. This city has rich natural deposits for extractions of minerals such as copper, nickel, gold, and silver. So, mining, lumber and distribution industries thrived here. Despite the Great Depression, these industries managed to keep the economy of Timmins in a stable condition for employment.

Attractions in Timmins

There are many attractions that you may enjoy when you visit Timmins. These include the Cedar Meadows Wilderness Tours, Timmins and National Exhibition Centre, Kamiskotia Snow Resort. The Sandy Falls Golf Club, Hollinger Golf Club, Spruce Needles Golf Club. The Snowmobiling McIntyre Community Building, Pioneer Museum ,La Gelruche Art Gallery, Timmins Public Library are other tourist attractions. The city Leisure department takes care of the tourism planning throughout the year to provide quality recreational activities.

Who Has the Cheapest Car Insurance Quotes in Timmins

RankAuto Insurance CompanyAnnual Quote
1Travelers (Dominion Product)$1,346
2Travelers (Chieftain Product)$1,392
3The Cooperators$1,416
4Belairdirect$1,459
5Johnson$1,499
6Coseco$1,518
7Desjardins Insurance$1,523
8Pembridge$1,776
9Coachman$1,788
10Gore Mutual$1,852

Most Expensive Auto Insurer in Timmins

The above chart compares the car insurance quotes by some insurance companies in Timmins. Gore Mutual insurance had the most expensive annual quote at $1852 and this was 27.32% The Coachman Insurance had the next high quote at an annual price at a difference of $64.

Cheapest Auto Insurer in Timmins

As per the above table, that Travelers Dominion Product insurance had the cheapest annual price at $1346. The same insurer had $46 cheaper quote through their Chieftain product. The Cooperators insurance had a cheaper quote of $24 than the Travelers Dominion Product.

Car Insurance in Timmins Neighborhoods

NeighborhoodsCar Insurance can be as low as
Connaught$959
Hoyle$959
Mattagami Heights$959
Mountjoy$959
Porcupine$959
Schumacher$959
South Porcupine$959
Buffalo Ankerite$959
Dome$959
Melrose$1118

Auto Insurance Quotes for Various Neighborhoods in Timmins

The above comparison chart shows that only the neighborhood of Melrose had a higher auto insurance quote. They had an annual quote of $1118. All other neighborhoods in Timmins had a similar annual quote of $959. These included Connaught, Hoyle, Mattagami Heights, Mount joy, Porcupine, Schumacher, South Porcupine, Dome and Buffalo Ankerite.

Living in Timmins

Timmins has a strong bilingual workforce and you may find options for work, investment, education and a rich cultural background. For schooling, there are many options and the post-secondary institutions are Northern College, Laurentian University, Algoma University, Northern College Campus and the École Secondaire Catholique Thériault. There are 4 school boards in Timmins and 5 high schools.

Healthcare in Timmins

The (TADH) Timmins and District Hospital is a teaching and referral hospital that serves the cities of Cochrane, Timiskaming, Algoma, and Sudbury. The Weeneebayko Area Health Authority also uses (TADH) for patient transfer and community health care.

Getting Around Timmins

You may get around Timmins by using the Timmins Transit within urban areas all through the week. They operate around 25 buses that include accessible and minibuses for commuter comfort. The Timmins Handy Transit also offers customised transportation options for those who cannot use regular public transit. It is very easy to use municipal and local transportation options to get around the city.

Highways

The city of Timmins uses Highway 11 through the Cochrane and North Bay corridor to reach Highway 69. Along the way, this highway also connects Sudbury with Timmins. And the Webusit bus service has some routes to connect to Northeastern part of the province and Highway 11 connects Hearst and Toronto.

Railways

Timmins always had a strong railway network for high-quality transportation as the Onrail.

Emergency Services in Timmins

The Timmins Police Service and Timmins Fire Department takes care of the emergency services in the city.

Timmins City Initiatives

The Public Works Department of Timmins takes care of the maintenance of city facilities. These include street signs, ditches, roads, lanes, sidewalks, bridges. Municipal parking lots, sanitary landfills, line painting etc.

Road Repairs

The hot asphalt pavement mix patching in the spring and winter seasons keeps the road in top form. Graded gravel and resurfacing is a routine that the Public Works does each year.

Sidewalk and Curb Repairs

As per need basis, the city repairs curbs and sidewalks as per an annual survey. Trip hazards and signed up with orange paint for public safety.

Bridges

The city Public Works Department does maintenance of municipal bridges that need even minor repairs and mark up during patrolling by the Engineering Department. They report to the Public Works department to start contracting the repair work.

Laneways

Those laneways that have gravel undergo grading at least twice a year and overgrown shrubs are cut down by fall for better traffic visibility.

Potholes

The Public Works Department also takes care of repairing potholes and residents needs to be proactive and report any. They may call, email or fill out an online reporting form on the city website.

Winter Maintenance

The snow removal program of the city is done on various parts of the city as per priority. They follow guidelines as to how much snow accumulation and the zone where snow falls needs to be removed. Streets are also sanded regularly ahead of winter. And this is also done with the help of Timmins Police while they patrol. Snow plowing on major bus routes, traffic routes, arterial roads, pavements is also monitored on a regular basis after a winter storm for safety.

Road Side and Street Cleaning

When the city has scheduled cleaning of roads or streets, they do update the city website so that you could plan your trip.

Street Sweeping

Every spring, the city removes sand build up and starting in April up till June weekly sweeping is done. Apart from this, ongoing street sweeping in summer and fall to cut down on dust.

Ditch Maintenance at Roadside

The city repairs culvert every year to improve drainage. This is the responsibility of the Public Works Department. But they approve this after they discuss with the City Engineer and the homeowner as it the owner’s responsibility.

Rural Grass Brushing and Cutting

It is not just the urban traffic areas, but the Public Works Department. They also contract the grass sprucing when it grows to about 1.8 m along the roadways. This helps to keep clear the roadways for better traffic movement and better traffic visibility.

The Worst Roads & Busiest Intersections in Timmins

As per CAA survey, the following are the worst roads in Timmins due to heavy traffic.

  • Algonquin Boulevard West
  • Yonge Street and Algonquin Boulevard East
  • Theriault Boulevard
  • Riverside Drive, Thunder Bay, Water Street and Timmins

List of Car Insurance Companies & Brokers in Timmins

Insurance CompanyStreetCityProvincePostal CodeTelephone
Timmins Agency1500 Riverside Dr Unit 56TimminsONP4R 1A1(705) 805-8800
Sebastien Vermette, Agent425 Algonquin Blvd E #11TimminsONP4N 1B5(705) 264-4395
D L Lauriault & Associates Ltd255 Algonquin Blvd WTimminsONP4N 2R8(705) 267-2667
BMT Insurance & Financial Services  
65 Maple St STimminsON P4N 1Y6(705) 268-9988
PBL Insurance Ltd100 3rd AveTimminsONP4N 1C3 (705) 267-3750

Resources:

http://www.timmins.ca/residents/traffic-roads-sidewalks
http://www.timmins.ca/residents/timmins-transit
http://www.timminspress.com/2016/05/26/3-timmins-roads-makes-caas-list-of-worst-in-ontario


* Methodology

For the survey, we assumed that the auto insurance premiums are for a 35-year-old man. He owns his car Honda Civic model 2012. The credit rating is good and he has basic liability coverage. The annual mileage ranges from 5,000 to 8,000 with no traffic tickets since last 5 years.

Insurance quotes shown here are examples only. The lowest cost insurance provider depends on numerous factors related to the car, driver, location and driving conditions. There’s no guarantee that the lowest rate provider in these examples produces the lowest rate for every driver.

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