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City of Thorold

The city of Thorold is on the Niagara Escarpment and is the seat of the Niagara Regional Municipality. Also, the Welland Canal crosses the city along with the Twin Flight Locks in Downtown core. With just under 18000 as per the 2011 census, the population is very sparse. But, you may find industrial, residential, commercial, and agricultural areas in Thorold. Tourism is a major part of the economy with lots of parks, historical sites, playgrounds, and nature trails. Some of the major employers in Thorold include Loblaws, Home Depot, Advantage Solutions, CAA, Book Depot, Ministry of Community Safety & Correctional Services, Bartech Group, etc. Once, Thorold had an industrial feel with fumes and smokes from industrial areas but now around 900 businesses thrive here. Service sectors, retail, light manufacturing, recreational industries too contribute to the economy of Thorold.

Attractions in Thorold

You may attend many annual festivals and events in Thorold. These include the Mountain Top Ceremony, Italia-in-Festa, Thorold Antique Car Show, Arts & Crafts Show, Canal Bank Shuffle, etc. Then there are civic, military parades, and community events to keep you busy. The Mel Swart Conservation Park, Short Hills Provincial Park, Hutt Park, Sullivan Park, Beaverdams Park, McMillan, and McAdam Park. This city has some history in the form of Old Fire Hall, Decew House, Chestnut Hill. Then there is the Thorold Museum and Public Library, Maplehurst, etc.

How Much Does Car Insurance Cost in Thorold

The average cost of car insurance in Thorold is $1,745.

Who Has the Cheapest Car Insurance Quotes in Thorold

Most Expensive Auto Insurer in Thorold

We compared the cost of auto insurance in Thorold by some major insurance providers. This survey shows that Aviva had the highest annual price at $1998. This was a variation of 22.47% from the cheapest quote. At a difference of just $89, Allstate Insurance had the next high annual cost for auto insurance. Desjardins Insurance quoted $114 less than Aviva.

Cheapest Auto Insurer in Thorold

As per the above chart, the Cooperators had the lowest annual car insurance price at $1549. The Coseco Insurance was higher next at $14. And then Belairdirect at $31 higher than the Cooperators Insurance. So, in less than a variation of $50 to $75 you may choose an auto insurer to suit your needs.

Car Insurance in Thorold Neighborhoods

Most Expensive Areas for Car Insurance in Thorold

The above table shows that the Black Horse Corner neighborhood had the most expensive annual quote at $1200. At a difference of just $10, Thorold Park had the next highest quote. South of Thorold had a higher quote of $13. Interestingly at a difference of $119, there were 3 neighborhoods that had similar annual car insurance quotes. These included Allanburg, Beaver dams, and Port Robinson.

Least Expensive Areas for Car Insurance in Thorold

As per a sample vehicle and driver profile, we compared the price of car insurance in various neighborhoods in Thorold. There were 2 neighborhoods that had similar annual pricing for car insurance at $1064. These included Turner’s Corners and Saint Johns neighborhoods. The variation in the highest and cheapest quotes is around $136.

Life in Thorold

There are many schooling options in Thorold for elementary, secondary, and post-secondary education. The Brock University, Niagara Catholic District School Board, six elementary and secondary schools includes the educational system in Thorold. The city has over 120 acres of parks, green spaces, and trails for recreational purposes. The Welland Canal Parkway Trail and the Waterfront Trail along the Lake Ontario shoreline are worth a visit. The city also has smoke-free open spaces, municipal parks, community centers, arenas, splash pads, playgrounds, swimming pools, etc.

Getting Around Thorold

The city of Thorold is in the central part of the Niagara Region. This centralized location connects the city with many 400 series highway and railway connections. Waterways are also another route through the Welland Canal, Thorold Tunnel, Great Lakes, and the St. Lawrence Seaway to reach Thorold. Airways connection is great with proximity to Hamilton, Niagara, Buffalo, New York, and Toronto Airport in less than an hour. The city of Thorold has many traffic cameras located near strategic traffic locations. These include the east and westbound areas of the Welland Tunnel Canal in Thorold.  The Niagara Traffic Control Service monitors and reports incidents through these traffic cameras. The locations for the cameras include Niagara QEW, Bridge, Highway 406, and Highway 405.

Thorold Commuter Transit

The city does not have a public transit in Thorold and the St. Catharines Transit Commission contracts public transit. For disabled passengers, the Paratransit Service is an option to get around the city.

Thorold Emergency Services

There are 4 fire stations in Thorold and the emergency services include 18 staff and 110 firefighters. The Niagara Regional Police offers policing services in the city of Thorold. The city has an emergency response plan in place to take care of any emergency events.

Thorold City Initiatives

The Public Works department in Thorold takes care of the maintenance of the city municipal facilities. They perform road maintenance for keeping the roadways safe for public use. The city does repair works such as drainage control, street sweeping, curb repairs, resurfacing, grading, and patching. In winter, the Public Works maintains roads is performing snow plowing, sanding, and salting. The city maintains over 300 lane km of roads during winter and uses graders, loaders, and dump trucks. Apart from these, the Public Works also repairs water mains, installation of meters and sewer mains. In 2008, the city of Thorold adopted traffic calming measures for better traffic control. These include speed humps and all- way-stops for speed controls with inputs from residents and traffic surveys. These measures have reduced collision rates and casualties though Thorold does not have much traffic movement.

Streetscape Master Plan (2012-2015)

In 2013, the Region of Niagara started a Streetscape Master Plan that includes the Thorold Downtown area too. This plan has a long-term strategy to keep the crosswalks, plantings, roads, sidewalks, parking areas, lighting, signage, pedestrian, walkways, etc. There are also guidelines for new developments to improve the city of Thorold and GSP Group is the contractor.

List of Car Insurance Companies & Brokers in Thorold


* Methodology

For the survey, we assumed that the auto insurance premiums are for a 35-year-old man. He owns his car Honda Civic model 2012. The credit rating is good and he has basic liability coverage. The annual mileage ranges from 5,000 to 8,000 with no traffic tickets in the last 5 years.

Insurance quotes shown here are examples only. The lowest cost insurance provider depends on numerous factors related to the car, driver, location, and driving conditions. There’s no guarantee that the lowest rate provider in these examples produces the lowest rate for every driver.

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