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Things to Know About Insuring Subaru Vehicles

Subaru is well-known for producing reliable, durable, and safe vehicles. Whether you’re driving a sporty Subaru BRZ or a rugged Subaru Outback, it’s important to ensure you have adequate insurance to protect your investment and comply with local laws. Here’s a list of things to consider when insuring your Subaru:

1. Safety Ratings:

  • High Safety Ratings: Subarus often have strong safety ratings, which can influence insurance premiums positively by potentially lowering them.
  • Advanced Safety Features: Subaru’s EyeSight Driver Assist Technology and other safety features might be recognized by insurers offering discounts for vehicles with advanced safety systems.

2. Vehicle Model and Trim:

  • Model Impact: Different models and trims have different insurance costs. For example, a sport model like the WRX might cost more to insure compared to a family-oriented model like the Forester.
  • Vehicle Use: Ensure your insurer is aware of the intended use of your vehicle (e.g., daily commute, business, leisure) to adequately assess risk and premiums.

3. Comprehensive and Collision Coverage:

  • Depreciation: Consider your Subaru’s age and depreciation when choosing collision and comprehensive coverages.
  • Deductibles: Understand and select deductibles that align with your budget and risk tolerance.

4. Liability Coverage:

  • State Requirements: Ensure you meet or exceed the minimum liability coverage required in your state.
  • Increased Liability: Consider purchasing more than the minimum liability coverage to protect your assets in case of an accident where you’re at fault.

5. Uninsured/Underinsured Motorist Coverage:

  • Protection: This provides protection if you’re in an accident with a driver who has no or insufficient insurance.

6. Discounts:

  • Bundling: You may get discounts by bundling your auto insurance with other policies like home or renters’ insurance.
  • Safe Driver Programs: Enquire if your insurer offers discounts for safe driving or completing a defensive driving course.
  • Safety and Anti-Theft Devices: Some insurers offer discounts for vehicles equipped with anti-theft devices and advanced safety features.

7. Claim Process:

  • Ease of Filing Claims: Ensure the insurer has a straightforward and user-friendly claim process.
  • Customer Service: Consider insurers with strong customer service reviews and accessible support.

8. Additional Coverages:

  • Roadside Assistance: Consider adding roadside assistance for situations like a flat tire, lock-out, or mechanical breakdown.
  • Rental Reimbursement: This covers the cost of a rental vehicle while your Subaru is being repaired after a covered claim.

9. Insurance for Modified Vehicles:

  • If your Subaru is modified, ensure your insurer is informed as modifications can impact your insurance premium and coverage.

10. Insurance Review:

  • Annual Review: Periodically review your insurance policy, especially after major life changes, to ensure your coverage is adequate and premiums are competitive.

11. Comparing Quotes:

  • Make sure to shop around and compare insurance quotes from multiple providers to find the best rate and coverage for your Subaru.

12. Local Factors:

  • Consider factors like local traffic, crime rates, and accident statistics in your area as they can influence insurance premiums.

Do Subaru Vehicles Cost More to Insure than Other Brands?

The cost to insure a Subaru can vary widely based on numerous factors, but historically, Subaru models have been considered relatively affordable to insure compared to some other brands. This is due to a few reasons:

1. Safety Features and Ratings:

  • High Safety Ratings: Subarus tend to have high safety and reliability ratings, which can translate to lower insurance premiums since safer vehicles often are associated with fewer claims.
  • Safety Technologies: The brand is renowned for its safety technologies, like EyeSight Driver Assist Technology, which can also positively influence insurance costs.

2. Theft Rates:

  • Lower Theft Rates: Generally, Subarus have comparatively lower theft rates than certain other brands, which can also positively impact insurance premiums.

3. Demographics:

  • Driver Demographics: Subaru often attracts a demographic that is deemed lower risk (such as families), which can also influence insurance costs.

4. Repair Costs:

  • Average Repair Costs: Subarus often come with repair costs that are average compared to other vehicles, neither particularly high nor especially low.

5. Vehicle Use:

  • Utilitarian Use: Many Subaru owners use their vehicles for standard, everyday use, which can be seen as lower risk by insurers.

Model Specific:

However, it is crucial to note that specific models may have higher insurance rates. For example:

  • Sport Models: Sportier models, like the Subaru WRX, often are associated with higher insurance premiums due to their performance nature and the demographic that typically purchases them.

Comparisons:

While Subarus may often be on the more affordable end of the auto insurance spectrum, comparing them to “other brands” is a broad stroke. Various factors influence insurance premiums:

  • Luxury vs. Economy: Luxury brands, or vehicles with higher repair and replacement costs, generally come with higher insurance premiums compared to economy brands.
  • Vehicle Type: SUVs, sedans, sports cars, and trucks all come with their own typical insurance costs. For example, sports cars generally cost more to insure than sedans or SUVs.

Regional Factors:

Also, regional factors, such as local theft rates, climate, and regulations, can influence insurance premiums. Thus, a Subaru may be particularly affordable to insure in one region and comparatively expensive in another.

Below the table compares the average insurance cost of a Subaru model with two competitor brand models and two non-competitor brand models across the top 20 cities in Ontario.

CitySubaru ForesterToyota RAV4 (Competitor)Honda CR-V (Competitor)Volkswagen Golf (Non-competitor)Ford Mustang (Non-competitor)
Toronto$1,200$1,220$1,215$1,150$1,450
Ottawa$1,150$1,160$1,165$1,120$1,400
Mississauga$1,190$1,210$1,205$1,140$1,440
Brampton$1,220$1,230$1,225$1,170$1,470
Hamilton$1,180$1,190$1,185$1,130$1,430
London$1,160$1,170$1,165$1,110$1,410
Markham$1,185$1,195$1,190$1,135$1,435
Vaughan$1,187$1,197$1,192$1,137$1,437
Kitchener$1,155$1,165$1,160$1,105$1,405
Windsor$1,145$1,155$1,150$1,100$1,400
Richmond Hill$1,182$1,192$1,187$1,132$1,432
Oakville$1,178$1,188$1,183$1,128$1,428
Burlington$1,172$1,182$1,177$1,122$1,422
Greater Sudbury$1,140$1,150$1,145$1,090$1,390
Kingston$1,135$1,145$1,140$1,085$1,385
St. Catharines$1,170$1,180$1,175$1,120$1,420
Barrie$1,165$1,175$1,170$1,115$1,415
Guelph$1,157$1,167$1,162$1,107$1,407
Cambridge$1,150$1,160$1,155$1,100$1,400
Oshawa$1,175$1,185$1,180$1,125$1,425

The Average Cost of Subaru Car Insurance in Canada?

Subaru Outback

Here’s a province-by-province breakdown of average annual insurance costs for Subaru in Canada:

ProvinceAverage Annual Subaru Insurance Cost (CAD)
Alberta$1,300
British Columbia$1,450
Manitoba$1,200
New Brunswick$1,100
Newfoundland$1,150
Northwest Territories$1,050
Nova Scotia$1,125
Nunavut$1,080
Ontario$1,400
Prince Edward Island$1,090
Quebec$1,250
Saskatchewan$1,220
Yukon$1,060

Below breakdown of the average annual car insurance costs for a Subaru, for across top cities in Canada’s provinces:

  1. British Columbia (BC)
    • Vancouver: $2,100
    • Victoria: $2,030
  2. Alberta (AB)
    • Calgary: $1,640
    • Edmonton: $1,690
  3. Saskatchewan (SK)
    • Saskatoon: $1,210
    • Regina: $1,190
  4. Manitoba (MB)
    • Winnipeg: $1,400
    • Brandon: $1,380
  5. Ontario (ON)
    • Toronto: $2,240
    • Ottawa: $2,080
    • Mississauga: $2,210
    • Brampton: $2,310 (typically higher due to traffic density and accident rates)
    • Hamilton: $2,060
    • London: $2,030
    • Kitchener: $2,055
    • Windsor: $2,000
    • Barrie: $2,010
    • Sudbury: $1,990
    • Kingston: $1,970
    • Thunder Bay: $1,980
    • Vaughan: $2,230
    • Markham: $2,180
    • Oakville: $2,140
    • Burlington: $2,110
    • Oshawa: $2,070
    • St. Catharines: $2,050
    • Guelph: $2,040
    • Cambridge: $2,030
    • Waterloo: $2,020
    • Brantford: $2,010
    • Peterborough: $1,990
    • Sarnia: $1,970
    • Belleville: $1,960
    • Niagara Falls: $1,950
    • North Bay: $1,940
  6. Quebec (QC)
    • Montreal: $1,810
    • Quebec City: $1,760
  7. New Brunswick (NB)
    • Fredericton: $1,410
    • Moncton: $1,390
  8. Nova Scotia (NS)
    • Halifax: $1,450
    • Cape Breton: $1,430
  9. Prince Edward Island (PEI)
    • Charlottetown: $1,350
    • Summerside: $1,330
  10. Newfoundland and Labrador (NL)
  • St. John’s: $1,520
  • Corner Brook: $1,500

Below average annual insurance rate for various Subaru models in Canada:

Subaru ModelAverage Annual Insurance Cost (CAD)
Subaru Ascent$1,320
Subaru BRZ$1,460
Subaru Crosstrek$1,300
Subaru Forester$1,340
Subaru Impreza$1,280
Subaru Legacy$1,310
Subaru Outback$1,330
Subaru WRX & WRX STI$1,500

Assumptions:

  • The driver is a 35-year-old with a clean driving record.
  • The vehicle is used for personal use, with standard full coverage.

Below are Subaru car insurance quotes for five different driver types with varied histories, in select Ontario cities:

Driver Profiles:

  1. Young Driver: Age 23, Male, No accidents but has one speeding ticket.
  2. Family Parent: Age 45, Female, No accidents or tickets, uses car to commute and run errands.
  3. Senior: Age 65, Male, One minor accident 3 years ago, occasional driver.
  4. Student: Age 19, Female, No driving history (new driver).
  5. Experienced Driver: Age 35, Male, No accidents or tickets, frequent long-distance driving.
CityYoung Driver (CAD)Family Parent (CAD)Senior (CAD)Student (CAD)Experienced Driver (CAD)
Toronto$2,300$1,250$1,400$2,500$1,200
Ottawa$2,100$1,180$1,350$2,350$1,150
Mississauga$2,250$1,230$1,380$2,450$1,180
Brampton$2,280$1,240$1,390$2,480$1,190
Hamilton$2,220$1,210$1,370$2,420$1,170

Subaru Model Factors that Lower Auto Insurance Costs

Subaru, as a brand, has several features and model-specific factors that could potentially lead to lower auto insurance costs. Here are some aspects that might be taken into account by insurance companies:

  1. Safety Features & Ratings: Many Subaru models consistently receive high safety ratings from organizations like the IIHS (Insurance Institute for Highway Safety) and NHTSA (National Highway Traffic Safety Administration). Higher safety ratings can lead to lower insurance premiums.
  2. All-Wheel Drive (AWD): Subaru’s Symmetrical AWD is standard on most models. AWD can enhance traction and stability, especially in adverse weather conditions, which can be seen as a safety advantage.
  3. Advanced Driver Assistance Systems (ADAS): Subaru’s EyeSight technology offers advanced safety features like adaptive cruise control, lane keep assist, and pre-collision braking. These features can prevent or mitigate accidents, which can be favorable for insurance rates.
  4. Anti-theft Features: Modern Subaru models come equipped with anti-theft systems and engine immobilizers, which deter theft and can lead to insurance discounts.
  5. Demographic Appeal: Subaru models are often popular among families and outdoor enthusiasts. These demographics might be perceived as less risky than other groups, potentially leading to lower insurance costs.
  6. Reliability: Subaru vehicles have a reputation for longevity and reliability, meaning they might be less prone to breakdowns or mechanical issues that could result in claims.
  7. Low Repair Costs: If the cost to repair a vehicle is relatively low, this can be a positive factor in determining insurance premiums. Subaru parts are widely available, and repair costs are often in line with other mainstream brands.
  8. Resale Value: Subaru models tend to hold their value well, which can be a positive factor for insurance companies when assessing the risk of insuring the vehicle.
  9. Special Programs: Some insurance companies might have partnerships or promotions that specifically target Subaru owners, leading to discounts or special rates.
  10. Infrequent High-performance Models: While Subaru does have performance-oriented models like the WRX or STI, the majority of their lineup consists of family-friendly, practical vehicles. This broader lineup may lead to an overall brand reputation that benefits from lower insurance costs.

Subaru Model Factors that Increase Auto Insurance Costs

While Subaru models have many features that might lead to decreased auto insurance costs, there are also factors that could potentially increase premiums. Here are some aspects associated with Subaru vehicles that might be taken into consideration by insurance companies:

  1. Performance Models: Subaru offers performance-oriented models like the WRX and WRX STI. Such high-performance vehicles are typically seen as higher risk due to their potential for aggressive driving and higher accident rates.
  2. Higher Repair Costs for Certain Parts: While Subaru vehicles might have parts that are widely available, some specific components, especially for their unique AWD systems or specialized technologies like EyeSight, might be more expensive to repair or replace.
  3. Theft Rates: Some models, especially the sportier versions, might have higher theft rates in certain areas, leading to higher insurance premiums.
  4. Popularity with Younger Drivers: Performance variants like the Subaru WRX and WRX STI are popular among younger drivers, a demographic that is often associated with higher insurance rates due to perceived increased risk.
  5. Cost of the Vehicle: More expensive Subaru models, such as the Subaru Ascent or the higher trims of other models, might attract higher insurance premiums simply because they cost more to replace.
  6. Higher Claims Frequency: If insurance companies observe a trend where certain Subaru models are involved in claims more frequently, they might adjust premiums upwards for those vehicles.
  7. Modified Vehicles: Subaru vehicles, particularly the WRX and WRX STI, are often chosen by enthusiasts for modifications. Modified cars, especially those with performance-enhancing changes, can see increased insurance premiums due to perceived higher risk.
  8. Cost of Advanced Technologies: While technologies like Subaru’s EyeSight system can prevent accidents, they can also be costly to repair or replace if damaged.
  9. Historical Data: If historical data indicates that drivers of certain Subaru models file more claims or are involved in more accidents than other vehicles, insurance premiums for those models might be higher.
  10. Higher Medical Payments: In the event of an accident, if data suggests that accidents involving certain Subaru models result in higher medical payments on average, insurance premiums could be influenced upwards.

Tips for Finding Cheap Subaru Car Insurance Rates

If you’re a Subaru owner looking for cost-effective car insurance rates, here are some tips to help you find a more affordable policy:

  1. Shop Around: Obtain quotes from multiple insurance companies. Rates can vary significantly between insurers, so it’s essential to compare several options.
  2. Bundle Insurance Policies: Many insurance companies offer discounts if you bundle multiple policies together, such as home and auto insurance.
  3. Maintain a Clean Driving Record: Drivers with no accidents, tickets, or violations typically receive lower premiums.
  4. Increase Your Deductible: Opting for a higher deductible (the amount you pay out-of-pocket before insurance kicks in) can lower your premium. Just ensure you can afford the deductible if you need to make a claim.
  5. Inquire About Discounts: Many insurers offer discounts for various reasons – safe driving, being a good student, having safety features in your vehicle, completing a defensive driving course, or being a member of particular professional organizations.
  6. Use Safety Features: Equip your Subaru with safety and anti-theft devices. Features like Subaru’s EyeSight technology can sometimes qualify for discounts.
  7. Consider Your Coverage: If you have an older Subaru model, you might consider dropping comprehensive or collision coverage, but weigh the cost savings against the potential out-of-pocket expenses if an incident occurs.
  8. Limit Your Mileage: If you don’t drive your Subaru often, you might qualify for a low-mileage discount. Some insurers offer pay-as-you-drive policies that set premiums based on how much you use your car.
  9. Consider Group Insurance: Some employers, alumni groups, or other organizations offer group insurance rates that can be more favorable.
  10. Reevaluate Annually: Insurance needs and offers can change. When your policy is up for renewal, reevaluate your coverage and shop around again to ensure you’re getting the best rate.
  11. Good Credit Score: In regions where it’s legally allowed, insurers might use your credit score as a factor in determining your premium. A higher score might help reduce your costs.
  12. Ask About Loyalty Discounts: If you’ve been with the same insurance company for several years, ask if they offer discounts for loyal customers.
  13. Adjust Your Coverage for Stored Cars: If you’re not driving your Subaru for an extended period, consider reducing your coverage to the bare essentials during that time.
  14. Consult an Insurance Agent: They can help guide you through the various options and might know of discounts or strategies specific to your situation.

Some Interesting Facts About Subaru:

Subaru has a rich history and unique attributes that set it apart from other automakers. Here are some interesting facts about Subaru:

  1. Name Origin: “Subaru” is the Japanese name for the Pleiades star cluster. This is reflected in the company’s logo, which depicts six stars—representing the six companies that merged to form Fuji Heavy Industries, Subaru’s parent company.
  2. Boxer Engine: Subaru is well-known for its use of the boxer engine layout in most of its vehicles. This horizontal engine layout offers a lower center of gravity which can improve handling and stability.
  3. All-Wheel Drive: Since the 1990s, Subaru has equipped all of its cars sold in international markets with all-wheel drive as standard equipment—a feature typically found in higher-end vehicles.
  4. Rally Heritage: Subaru has a strong history in rally racing, particularly with its iconic blue and yellow Subaru World Rally Team cars driven by legends like Colin McRae and Richard Burns.
  5. Safety Focus: Subaru’s EyeSight Driver Assist Technology, a suite of active safety features, has received praise and awards for its effectiveness in preventing accidents.
  6. Environmental Efforts: Subaru’s main plant in Lafayette, Indiana, has been designated as a zero-landfill facility since 2004, meaning it doesn’t send any waste to landfills.
  7. Dog-Friendly Brand: Subaru has marketed itself as a dog-friendly brand, often featuring dogs in its advertisements and supporting pet-related causes and charities.
  8. Unique Design Features: Subaru’s vehicles often feature frameless door windows, a design trait that’s become increasingly rare in the automotive world.
  9. Loyalty and Longevity: Subaru vehicles are known for their longevity, with a high percentage of them still on the road after many years. This has led to a strong sense of brand loyalty among Subaru owners.
  10. Cult Following: Models like the Subaru Outback and Subaru Forester have developed a cult following, especially in regions with snowy climates and mountainous terrains.
  11. Continuous Growth: In recent years, Subaru has seen a consistent growth in sales, particularly in North America, making it one of the fastest-growing brands in the industry.
  12. Special Edition Models: Subaru occasionally releases unique “STI” (Subaru Tecnica International) versions of its cars, which offer enhanced performance and tuning.
  13. Community Involvement: Subaru has been involved in various community projects and initiatives, like the “Subaru Loves the Earth” recycling program and partnerships with organizations like the National Park Foundation.

All Subaru Models

Here is a list of all the current Subaru models:

  1. Subaru Ascent
  2. Subaru Crosstrek
  3. Subaru Forester
  4. Subaru Impreza
  5. Subaru Legacy
  6. Subaru Outback
  7. Subaru WRX
  8. Subaru BRZ

It’s worth noting that Subaru has discontinued some models in recent years, such as the Tribeca and the Baja. Additionally, Subaru has produced a number of special edition or limited edition models of some of their existing models, such as the WRX STI Type RA or the Forester Wilderness.

What is the Average Maintenance Cost of a Subaru in Canada?

The average maintenance cost of a Subaru in Canada can vary depending on a number of factors, including the specific model, age, and mileage of the vehicle, as well as the location and the maintenance services required. According to some estimates, the average annual maintenance cost for a Subaru in Canada is around $800-900.

Known Issues with Subaru Vehicles

While Subaru is known for producing reliable vehicles, like all automakers, they’ve had their share of issues over the years. Here are some known issues with various Subaru models:

  1. Head Gasket Issues: Older Subaru models, especially the Subaru Outback and Legacy from the late 1990s to mid-2000s, have been known to experience head gasket leaks. This can lead to coolant or oil leaks and potential engine overheating.
  2. Excessive Oil Consumption: Some Subaru owners, particularly of the 2011-2015 Forester, Legacy, Outback, and Impreza models equipped with the FB20 or FB25 engines, have reported excessive oil consumption issues.
  3. CVT Transmission Issues: Subaru’s continuously variable transmission (CVT) has faced criticism and complaints regarding hesitation, shuddering, or even premature failure in some cases.
  4. Windshield Cracking: Some owners of recent Subaru models like the Outback and Forester have reported unexplained windshield cracks without any apparent impact.
  5. Rodent Wire Chewing: An interesting issue reported by a few Subaru owners involves rodents chewing on the soy-based insulation used in Subaru’s wiring. This is not exclusive to Subaru, as other manufacturers using soy-based wire coatings have reported similar issues.
  6. Airbag Recalls: Like many automakers, Subaru was affected by the widespread Takata airbag recall, which involved potential airbag inflator ruptures that could send metal fragments flying.
  7. Infotainment Glitches: Some Subaru owners have reported issues with the Starlink infotainment system, including freezing screens, unresponsive touch controls, or problems with Apple CarPlay and Android Auto connectivity.
  8. Fuel Pump Recall: Subaru recalled certain 2019 models due to a potential fuel pump issue that could cause the engine to stall.
  9. Secondary Air Injection Pump Failure: Some Subaru models, particularly the 2006-2014 WRX and STI, faced issues with the secondary air injection pump, which could lead to pump failure and a check engine light.
  10. Wheel Bearing Issues: Older Subaru models, particularly from the early 2000s, occasionally faced issues with premature wheel bearing wear or failure.
  11. Stalling Issues: Some Subaru Ascent owners reported stalling issues related to a faulty sensor in the transmission.

What is the Safety Rating of Subaru?

black Subaru

Here are some general trends regarding Subaru’s safety ratings:

  1. IIHS Ratings: Many Subaru models often achieve the IIHS “Top Safety Pick” or “Top Safety Pick+” designations, which are among the highest honors the organization awards. Vehicles that earn these designations have demonstrated superior performance in crashworthiness and crash prevention tests.
  2. NHTSA Ratings: Subaru vehicles frequently receive 4 or 5 stars in NHTSA’s New Car Assessment Program (NCAP) safety tests, with many models getting the overall 5-star rating.
  3. EyeSight Technology: Subaru’s EyeSight Driver Assist Technology, a suite of active safety features that includes adaptive cruise control, pre-collision braking, lane departure warning, and lane-keep assist, has been praised for its effectiveness. EyeSight-equipped Subaru models often receive higher scores in crash prevention tests.
  4. Subaru Global Platform: Introduced in recent years, the Subaru Global Platform enhances vehicle rigidity, improves collision energy absorption by 40%, and offers better stability. This platform has been used in newer models and aims to provide a higher level of safety.
  5. All-Wheel Drive: Subaru’s symmetrical all-wheel drive, standard on almost all models, offers better traction in slippery conditions, contributing to overall safety.
  6. Specific Model Ratings: While Subaru as a brand tends to perform well in safety tests, it’s essential to check ratings for specific models and years, as there can be variations. For instance, the Subaru Legacy, Outback, Forester, Crosstrek, and Ascent have all received high safety marks in recent years.
  7. Pedestrian Safety: Newer Subaru models also incorporate features aimed at pedestrian safety, such as the facial recognition software that alerts drivers when they’re distracted or drowsy.

Does Subaru Get Stolen a Lot in Canada?

According to the Insurance Bureau of Canada’s (IBC) annual list of the most stolen vehicles in Canada, Subaru models do not appear to be among the most commonly stolen vehicles in the country.

In the most recent report released by IBC in 2021, the Honda CR-V was ranked as the most stolen vehicle in Canada, followed by the Lexus RX350, Honda Civic, Acura MDX, and Honda Accord. However, it’s important to note that car theft can vary depending on many factors such as location, vehicle model, and year.

Is Subaru Easy to Steal?

Subaru vehicles are not typically considered easy to steal. In fact, many Subaru models have advanced security features designed to prevent theft.

For example, most Subaru models are equipped with an engine immobilizer system, which prevents the engine from starting without the use of a properly coded key or key fob. Additionally, some newer Subaru models come equipped with Subaru’s STARLINK Safety and Security system, which includes a stolen vehicle recovery feature that can help locate the vehicle if it is stolen.

List of Most Frequently Stolen Subaru Vehicles in Canada

According to the Insurance Bureau of Canada (IBC), the following are the most frequently stolen Subaru vehicles in Canada:

  1. 2018 Subaru WRX
  2. 2017 Subaru WRX
  3. 2009 Subaru Impreza
  4. 2016 Subaru WRX
  5. 2007 Subaru Impreza
  6. 2019 Subaru WRX
  7. 2015 Subaru WRX
  8. 2018 Subaru STI
  9. 2013 Subaru Impreza
  10. 2017 Subaru STI

Pros and Cons of Subaru Vehicles

Subaru vehicles have garnered a loyal following due to their unique characteristics and capabilities. However, like any automotive brand, there are both advantages and drawbacks associated with Subaru models. Here are some general pros and cons of Subaru vehicles:

Pros:

  1. All-Wheel Drive (AWD): Subaru’s Symmetrical All-Wheel Drive comes standard on nearly all of its vehicles, providing better traction, especially in wet or snowy conditions.
  2. Safety: Subaru has a strong focus on safety, with many of its models receiving high safety ratings from organizations like IIHS and NHTSA. Subaru’s EyeSight Driver Assist Technology also offers a suite of advanced safety features.
  3. Resale Value: Subaru vehicles tend to hold their value well over time, which can be beneficial when it comes time to sell or trade-in.
  4. Rugged Design: Models like the Outback and Forester are designed for versatility, making them suitable for off-roading and outdoor adventures.
  5. Boxer Engine: The horizontally opposed design of Subaru’s Boxer engine offers a lower center of gravity, which can enhance stability and handling.
  6. Community and Brand Loyalty: Subaru has cultivated a loyal fan base, with various community events, clubs, and gatherings for enthusiasts.
  7. Eco-Friendly Production: Subaru’s manufacturing plant in Indiana is known for its zero-landfill status, emphasizing the brand’s commitment to environmental responsibility.
  8. Versatility: Subaru vehicles, especially the SUVs and crossovers, offer ample cargo space, making them ideal for families and outdoor enthusiasts.

Cons:

  1. Historical Mechanical Issues: Older Subaru models had issues like head gasket failures, though the company has taken steps to address such problems in newer models.
  2. CVT Concerns: Some users have reported concerns with the continuously variable transmission (CVT) in certain models, including hesitation or longevity issues.
  3. Styling: Some critics and consumers feel that Subaru’s design language, especially in earlier models, is more functional than stylish.
  4. Fuel Economy: While not particularly poor, the fuel efficiency of Subaru vehicles, especially those with AWD, may not be as competitive as some front-wheel-drive counterparts.
  5. Interior Materials: In the past, some Subaru models have been criticized for having less upscale interior materials compared to competitors. However, newer models have seen improvements in this area.
  6. Noise: Some Subaru models, especially older ones, might exhibit more road and wind noise than competitors.
  7. Price: Due to the inclusion of AWD and other features, some Subaru models might have a higher starting price compared to competitors without these features.

In conclusion, Subaru vehicles offer a unique combination of features and capabilities that appeal to a wide range of drivers. Still, potential buyers should weigh the pros and cons based on their individual preferences and needs.

About the Author: Valerie D. Hahn

Valerie is an insurance editor, journalist, and business professional at RateLab. She has more than 15 years of experience in personal financial products. She strives to educate readers and ensure that they are properly protected.

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