Port Colborne is a city located in the Niagara region of Ontario, Canada. It is situated on the Welland Canal, which is an important waterway connecting Lake Ontario to Lake Erie. The city has a rich history, dating back to the late 1700s when it was first settled by Loyalists fleeing the American Revolution. Today, Port Colborne is a thriving community with a vibrant downtown area, a variety of parks and recreational facilities, and a strong agricultural sector. The city is also known for its excellent fishing opportunities and scenic harbor, making it a popular destination for tourists and outdoor enthusiasts.
How Much Does Car Insurance Cost in Colborne
The average cost of car insurance in Colborne is $1,773.
Who Has the Cheapest Car Insurance Quotes in Port Colborne
| Rank | Auto Insurance Company | Annual Rate |
|---|---|---|
| 1 | Belairdirect | $1,580 |
| 2 | Coseco | $1,677 |
| 3 | Desjardins Insurance | $1,695 |
| 4 | The Cooperators | $1,718 |
| 5 | Travelers (Dominion Product) | $1,726 |
| 6 | Gore Mutual | $1,761 |
| 7 | Travelers (Chieftain Product) | $1,812 |
| 8 | Pembridge | $1,859 |
| 9 | Allstate | $1,909 |
| 10 | Aviva | $1,998 |
Most Expensive Auto Insurer in Port Colborne
As per the above comparison table, Aviva had the most expensive annual car insurance quote at $1998. Allstate insurance was next to a difference of $89 lower than Aviva. Pembridge Insurance had the next higher annual quote at $1859.
Least Expensive Auto Insurer in Port Colborne
The above table compares car insurance quotes in Port Colborne using a sample car and driver profile. Belairdirect had the cheapest quote at $1580 and this was $418 cheaper than Aviva. That is a huge variation of almost 21%. Or, Coseco Insurance could also give you a cheaper quote at a difference of $97.
Car Insurance in Port Colborne Neighborhoods
| Neighborhoods | Car Insurance can be as low as |
|---|---|
| Bethel | $1,064 |
| Echo Beach | $1,064 |
| Gasline | $1,064 |
| Humberstone | $1,064 |
| Lorraine | $1,064 |
| Nickel Beach | $1,064 |
| Pine Crest Point | $1,064 |
| Cedar Bay | $1,200 |
| Pleasant Beach | $1,200 |
| Sherkston | $1,200 |
| Shisler Point | $1,200 |
| Silver Bay | $1,200 |
| Elco Beach | $1,200 |
Most Expensive Areas for Car Insurance in Port Colborne
The above table shows that almost 7 neighborhoods had higher annual auto quotes at $1064. These include Bethel, Echo Beach, Gasline, Humberstone, Lorraine, Nickel Beach, and Pine Crest Point. So, you have a variety of choices if you were to focus on car insurance prices.
Least Expensive Areas for Car Insurance in Port Colborne
As per the above comparison table, 6 neighborhoods in Port Colborne had similar cheaper car insurance annual quotes at $1200. These included Elco Beach, Silver Bay, Shisler Point, Sherkston, Pleasant Beach, and Cedar Bay.
Life in Port Colborne
There are many fun-filled, vibrant, and active lifestyle options in Port Colborne that attract visitors, residents, and businesses. Scenic Lake Erie background, commercial sectors, live theaters, white sand beaches are just reasons to make Port Colborne your home. There are shopping districts, culinary delights, golfing, fishing, and recreational amenities in the city. At the same time, healthcare services, quality nursing assistance, affordable housing, established hospital, schools, and churches are in the city. The Niagara Health Region partners with Buffalo and Hamilton facilities to provide Urgent Care Centre services in Downtown Port Colborne. For schooling options, there are 2 high schools and a Catholic school in Port Colborne.
Getting Around Port Colborne
It is very easy to get around Port Colborne due to the many transportation options available.
Highways
You may reach major cities such as Buffalo, Toronto, St. Catharines, and Niagara Falls in a few minutes due to great highway connections. These include direct access to the QEW through highways 406 and 140. The Clarence Bridge, Highway 3, and Highway 58 also run through the city. Or, you may also take a bus to Toronto, Buffalo, Hamilton, and the Niagara Region.
Railways
Various industries in Port Colborne depend on the Harbour Railway that started in 1997 for transporting commodities. These include scrap, wheat, bauxite, wood pulp, and lumber along the Welland Canal. The Harbour line then connects Merritt city to Canadian Pacific Railway and Canadian National Railway. They operate weekday services and on the weekends for an additional charge. The Port Colborne Harbour Railway is a division of the Trillium Railway.
Airways
There is a private Port Colborne Airport in the city and the Buffalo Niagara International Airport. At less a 100 km you may travel by nearby city airports. These include airports at John C Munro Hamilton, Billy Bishop Toronto City Centre, and Lester B Pearson.
Port Colborne Public Transit
The city partnered with Welland Transit to offer public transit in city since 2008. Then in 2013, they extended the east route to include an additional stop at Vale. And in the west end, they extended up to the stop at Food Basics. Then there is the local community bus that services during weekdays for 6 trips. The trips run between Welland Transit Terminal and Seaway Mall. Then there is the affordable Welland Transit Econo and the Transit Advisory Committee has further plans to improve services.
Port Colborne Emergency Services
The Port Colborne Fire department has many support systems to take care of any emergencies. These include 2 fire engines, 1 rescue, 1 tanker,1 ladder truck, squad, fire prevention torrent, and a pick-up truck. As a composite department that includes volunteer firefighters and full-time firefighters, the fire department is adequately staffed.
Port Colborne City Initiatives
The Operations division of the city maintains the infrastructure, sewer, water, roads, floodgates, and parks. They ensure that the traffic flow is smooth, safe, and clear of snow in winter for public safety. Winter maintenance includes clearing snow on a priority basis. This includes primary roads (arterial roads) then the school zones, laneways, secondary roads, municipal parking lots. The city takes care of 279 km of roadways. They repair by dividing the roads into 8 slots for plowing using a snow-clearing vehicle.
City Official Developmental Plan (2012-2031)
In 2013, the Ontario Municipal Board approved the official development plan proposed by the City of Port Colborne. The city and the stakeholders will review this plan every 5 years. They will analyze, improvise and make amendments for better future traffic movement. There will be new transportation policies, public transit improvement, public utilities, and roadway enhancement for better traffic movement.
List of Car Insurance Companies & Brokers in Port Colborne
| Insurance Company | Street | City | Province | Postal Code | Telephone |
|---|---|---|---|---|---|
| Whites Insurance Brokers | 45 Clarence St | Port Colborne | ON | L3K 3G1 | (905) 834-3228 |
| McAvoy Belan & Campbell Insurance & Financial Services Ltd | 350 King St | Port Colborne | ON | L3K 4H3 | (905) 834-3666 |
| Niagara Insurance Brokers | 247 Main St W | Port Colborne | ON | L3K 3V7 | (905) 834-7722 |
| Youngs Insurance Brokers Port Colborne | 129 Main St W, Port Colborne | Port Colborne | ON | L3K 3V3 | (905) 835-5582 |
| Mark Guilbeault & Associates Ltd | 220 Main St W | Port Colborne | ON | L3K 3V4 | (289) 836-7999 |
* Methodology
For the survey, we assumed that the auto insurance premiums are for a 35-year-old man. He owns his car Honda Civic model 2012. The credit rating is good and he has basic liability coverage. The annual mileage ranges from 5,000 to 8,000 with no traffic tickets in the last 5 years.
Insurance quotes shown here are examples only. The lowest cost insurance provider depends on numerous factors related to the car, driver, location, and driving conditions. There’s no guarantee that the lowest rate provider in these examples produces the lowest rate for every driver.
About the Author: Valerie D. Hahn
