Things to Know About Insuring Nissan Vehicles
Here are some things to know about insuring Nissan vehicles:
- Insurance Rates – The cost of insuring a Nissan vehicle will depend on a variety of factors, including the specific model, driver history, location, and more. Generally, Nissan vehicles are considered to be affordable to insure compared to other makes and models.
- Safety Ratings – Nissan vehicles have generally good safety ratings, which can help to reduce insurance premiums. However, the safety ratings of individual Nissan models can vary, so it’s important to research safety ratings before buying a Nissan vehicle.
- Anti-Theft Features – Nissan vehicles are equipped with a range of anti-theft features, such as engine immobilizers, alarm systems, and keyless entry. These features can help to reduce the risk of theft, which can help to reduce insurance premiums.
- NissanConnect – Some Nissan vehicles are equipped with NissanConnect, a suite of connected features that can help to improve safety and security. Depending on the specific features, this can help to reduce insurance premiums.
- Maintenance Costs – Maintenance costs for Nissan vehicles can vary depending on the specific model and age of the vehicle. It’s important to factor in maintenance costs when considering the overall cost of owning and insuring a Nissan vehicle.
- Discounts – Some insurance companies offer discounts for features such as anti-theft devices, safety features, and safe driving history. It’s important to ask about any available discounts when shopping for insurance for a Nissan vehicle.
Do Nissan Vehicles Cost More to Insure than Other Brands?
Nissan vehicles are generally not considered to be more expensive to insure than other comparable brands. In fact, Nissan vehicles are often considered to be affordable to insure, with insurance premiums that are on par with or lower than other makes and models.
The cost of insuring a Nissan vehicle will depend on a number of factors, including the specific model, driver history, location, and more. However, in general, Nissan vehicles are considered to be safe and reliable, which can help to reduce insurance premiums. Additionally, Nissan vehicles are often equipped with a range of safety features and anti-theft devices, which can further help to reduce insurance costs.
The Average Cost of Nissan Car Insurance in Canada?
The cost of Nissan car insurance in Canada can vary depending on a number of factors, including the specific model of Nissan, the driver’s age and driving history, and the province or territory in which the driver lives. However, based on available data, here is a general overview of the average cost of Nissan car insurance in some Canadian provinces:
- Ontario – the average annual cost of car insurance for a Nissan in Ontario is around $1,565. However, this cost can vary significantly depending on factors such as the specific model of Nissan and the driver’s age and driving record.
- Quebec – the average annual cost of car insurance for a Nissan in Quebec is around $680. However, as with Ontario, this cost can vary significantly depending on the specific model of Nissan and the driver’s age and driving history.
- British Columbia – the average annual cost of car insurance for a Nissan in British Columbia is around $1,660. However, as with the other provinces, this cost can vary depending on a number of factors.
The table below shows the Nissan car insurance cost for a sample driver.
City | Average Nissan Car Insurance Cost* |
Longueuil | $475 |
Quebec City | $481 |
Montreal | $665 |
Gatineau | $668 |
Laval | $716 |
Ottawa | $955 |
Kitchener | $997 |
Halifax | $1,082 |
Calgary | $1,098 |
London | $1,133 |
Edmonton | $1,195 |
Windsor | $1,243 |
Hamilton | $1,296 |
Richmond Hill | $1,335 |
Markham | $1,335 |
Toronto | $1,336 |
Mississauga | $1,571 |
Brampton | $1,703 |
Vaughan | $1,987 |
Nissan Model Factors that Lower Auto Insurance Costs
Here are some Nissan model factors that may lower auto insurance costs:
- Safety Ratings – Nissan vehicles with high safety ratings may be less expensive to insure, as they are considered to be less risky to insure by insurance companies. Models such as the Nissan Maxima, Nissan Altima, and Nissan Rogue have received high safety ratings in recent years.
- Anti-Theft Features – Nissan vehicles with advanced anti-theft features, such as engine immobilizers, alarms, and keyless entry systems, may be less expensive to insure, as they are considered to be less likely to be stolen.
- Collision Avoidance Features – Nissan vehicles with advanced collision avoidance features, such as lane departure warning systems and forward collision warning systems, may be less expensive to insure, as they are considered to be less likely to be involved in accidents.
- Vehicle Value – The overall value of a Nissan vehicle can also affect insurance costs. Less expensive Nissan models may be less expensive to insure, as they are less expensive to repair or replace in the event of an accident.
- Driver Assistance Technology – Nissan vehicles with advanced driver assistance technology, such as Nissan’s ProPILOT Assist, may be less expensive to insure, as they can help to prevent accidents and reduce the severity of collisions.
Nissan Model Factors that Increase Auto Insurance Costs
Here are some Nissan model factors that may increase auto insurance costs:
- High Performance Models – Nissan vehicles with high performance engines, such as the Nissan GT-R, may be more expensive to insure, as they are considered to be more powerful and thus riskier to insure.
- Vehicle Value – While less expensive Nissan models may be less expensive to insure, more expensive models may be more expensive to insure, as they are more expensive to repair or replace in the event of an accident.
- Safety Ratings – While high safety ratings can lower insurance costs, low safety ratings can increase insurance costs, as vehicles with lower safety ratings are considered to be riskier to insure.
- Repair Costs – The cost of repairing a Nissan vehicle can also affect insurance costs. Vehicles with more expensive parts or specialized repair needs may be more expensive to insure.
- Frequency of Claims – Insurance companies consider the frequency of claims for a specific Nissan model in determining insurance costs. If a particular model of Nissan is associated with a higher frequency of claims, then insurance costs for that model may be higher.
Tips for Finding Cheap Nissan Car Insurance Rates
Here are some tips for finding cheap Nissan car insurance rates that are related to Nissan model:
- Research Safety Ratings – Research the safety ratings of the specific Nissan model you’re interested in. Higher safety ratings may lead to lower insurance costs, as these vehicles are considered to be less risky to insure.
- Choose a Less Expensive Model – Less expensive Nissan models, such as the Nissan Versa or Nissan Sentra, may be less expensive to insure than more expensive models.
- Look for Anti-Theft Features – Choose a Nissan model that is equipped with advanced anti-theft features, such as engine immobilizers, alarms, and keyless entry systems. This can help to reduce insurance costs, as the vehicle is considered to be less likely to be stolen.
- Consider Collision Avoidance Features – Look for Nissan models that are equipped with advanced collision avoidance features, such as lane departure warning systems and forward collision warning systems. These features can help to reduce the risk of accidents, which can in turn lower insurance costs.
- Shop Around for Insurance – Always shop around for car insurance and compare quotes from multiple insurance providers to find the best rates and coverage for your needs. Be sure to ask about any available discounts for features such as anti-theft devices, safety features, and safe driving history.
- Maintain a Good Driving Record – Maintaining a good driving record can help to keep insurance costs down, as drivers with a clean driving record are considered to be less risky to insure.
- Consider Bundling Policies – If you have other insurance policies, such as home or renters insurance, consider bundling them with your car insurance to receive a discount. Many insurance companies offer discounts for bundling policies.
Some Interesting Facts About Nissan:
Here are some interesting facts about Nissan:
- Nissan is a Japanese automaker that was founded in 1933. The company was originally known as the “Nissan Motor Co., Ltd.” and was based in Tokyo.
- The Nissan brand is now owned by the Renault-Nissan-Mitsubishi Alliance, a global automotive alliance that was formed in 1999.
- Nissan has produced many iconic vehicles over the years, including the Nissan Skyline, Nissan Z, and Nissan GT-R sports cars, as well as the Nissan Leaf, which was the first mass-produced all-electric vehicle.
- In 2017, Nissan became the first Japanese automaker to sell more than 5 million vehicles in a single year.
- Nissan has a strong presence in the motorsport world, with a history of success in events such as the 24 Hours of Le Mans and the FIA GT Championship.
- The Nissan GT-R, which is one of the company’s most iconic models, is known as the “Godzilla” of sports cars due to its impressive performance and distinctive appearance.
- In 2021, Nissan introduced the Ariya, a new all-electric SUV that is designed to compete with other popular electric SUVs on the market.
- Nissan is also known for its innovations in autonomous driving technology, with features such as ProPILOT Assist that can help drivers navigate traffic and maintain safe distances from other vehicles.
- The company has a strong commitment to sustainability and has set a goal to achieve carbon neutrality across its operations and products by 2050.
- Nissan has a global workforce of over 136,000 employees and operates in over 160 countries around the world.
All Nissan Models
Here is a list of all current Nissan models:
- Nissan 370Z
- Nissan Altima
- Nissan Ariya
- Nissan Armada
- Nissan Frontier
- Nissan GT-R
- Nissan Kicks
- Nissan Leaf
- Nissan Maxima
- Nissan Murano
- Nissan NV Cargo
- Nissan NV Passenger
- Nissan NV200 Compact Cargo
- Nissan Pathfinder
- Nissan Rogue
- Nissan Sentra
- Nissan Titan
- Nissan Versa
- Nissan Versa Note
What is the Average Maintenance Cost of a Nissan in Canada?
The average maintenance cost of a Nissan in Canada can vary depending on a number of factors, including the specific model, the age of the vehicle, and the province or territory in which the vehicle is registered. However, based on available data, here is a general overview of the average maintenance cost of a Nissan in some Canadian provinces:
- Ontario – the average annual maintenance cost for a Nissan in Ontario is around $698. However, this cost can vary significantly depending on the specific model of Nissan and the age of the vehicle.
- Quebec – the average annual maintenance cost for a Nissan in Quebec is around $744. However, as with Ontario, this cost can vary significantly depending on the specific model of Nissan and the age of the vehicle.
- British Columbia – the average annual maintenance cost for a Nissan in British Columbia is around $695. However, as with the other provinces, this cost can vary depending on a number of factors.
Known Issues with Nissan Vehicles
Like most car manufacturers, Nissan has had some common issues reported with some of their models over the years. Here are some known issues with Nissan vehicles:
- Transmission failure – Some Nissan models, such as the Pathfinder, have had reported issues with transmission failure, which can be costly to repair or replace.
- Timing chain problems – Certain Nissan models, such as the Altima and Rogue, have had reports of timing chain issues, which can cause engine damage and expensive repairs.
- Steering wheel lock failure – Some Nissan models, such as the Versa and Sentra, have had reported issues with the steering wheel lock system failing, which can prevent the car from starting.
- CVT transmission problems – Nissan models equipped with Continuously Variable Transmissions (CVT) have had reports of issues such as shuddering, jerking, and hesitation while driving.
- Airbag recalls – Nissan has had to recall certain models due to issues with airbag inflators, which can cause the airbags to deploy improperly or not at all.
- Brake problems – Some Nissan models have had reports of brake issues, such as premature brake wear and pulsation when braking.
What is the Safety Rating of Nissan?
Nissan vehicles have generally received good safety ratings from various organizations. Here is an overview of some of the safety ratings received by Nissan models:
- National Highway Traffic Safety Administration (NHTSA) – Many Nissan models have received 4- or 5-star overall safety ratings from the NHTSA, including the Altima, Maxima, Murano, Rogue, and Sentra.
- Insurance Institute for Highway Safety (IIHS) – Many Nissan models have received good or superior ratings from the IIHS, including the Altima, Maxima, Rogue, and Sentra. Some models, such as the Pathfinder and Versa, have received lesser ratings in certain categories.
- European New Car Assessment Programme (Euro NCAP) – The Euro NCAP has awarded high safety ratings to Nissan models such as the Qashqai and Leaf.
Does Nissan Get Stolen a Lot in Canada?
According to data from the Insurance Bureau of Canada (IBC), certain Nissan models have been among the most commonly stolen vehicles in Canada in recent years. In 2020, the top 10 most stolen vehicles in Canada were:
- 2018 Honda CR-V
- 2017 Lexus RX350/RX450h
- 2017 Honda CR-V
- 2018 Lexus RX350/RX350L/RX450h/RX450hL
- 2018 Ford F150
- 2019 Honda CR-V
- 2018 Toyota Highlander/Highlander Hybrid
- 2017 Toyota Highlander
- 2019 Lexus RX350/RX350L/RX450h/RX450hL
- 2017 Nissan Rogue
The Nissan Rogue was the only Nissan model to make the top 10 in 2020. However, other Nissan models have also been targeted by car thieves in the past, including the Nissan Altima and Nissan Maxima. It’s always important to take steps to protect your vehicle from theft, such as parking in well-lit areas, using anti-theft devices, and not leaving valuables visible in the car. Additionally, some insurance companies may offer discounts for anti-theft devices or other security measures.
Is Nissan Easy to Steal?
It’s not accurate to say that Nissan vehicles are necessarily “easy to steal.” However, like all car brands, there is always a risk of car theft, and some models or years may have more vulnerabilities to theft than others.
In general, older Nissan models may not have the same level of anti-theft features as newer models, which can make them more vulnerable to theft. For example, older Nissan models may not have engine immobilizers, which are devices that prevent the car from starting unless a specific key or code is used, making them more vulnerable to being hotwired or having the ignition bypassed.
Additionally, some car thieves have developed methods of stealing Nissan vehicles by using specialized tools or hacking into the vehicle’s keyless entry system. However, newer Nissan models have advanced anti-theft features, such as encrypted communication between the key fob and the vehicle’s computer system, which make them more difficult to steal.
List of Most Frequently Stolen Nissan Vehicles in Canada
According to the Insurance Bureau of Canada (IBC), the following are the most frequently stolen Nissan vehicles in Canada:
- 2017 Nissan Maxima
- 2015 Nissan Rogue
- 2019 Nissan Rogue
- 2018 Nissan Murano
- 2019 Nissan Qashqai
- 2017 Nissan Pathfinder
- 2018 Nissan Pathfinder
- 2017 Nissan Versa
- 2018 Nissan Maxima
- 2017 Nissan Sentra
Pros and Cons of Nissan Vehicles
Here are some pros and cons of Nissan vehicles:
Pros:
- Affordability: Nissan vehicles are known for being affordable, with many models offering competitive pricing in their respective segments.
- Reliability: Nissan vehicles have a reputation for being reliable, with many models offering good long-term durability.
- Fuel efficiency: Nissan has made efforts to improve the fuel efficiency of its models, with many Nissan vehicles offering good gas mileage, especially with their compact car and SUV models.
- Safety: Nissan vehicles often come equipped with a variety of advanced safety features, such as blind spot monitoring and automatic emergency braking.
- Innovation: Nissan is known for its innovative designs and technologies, including the Leaf electric vehicle and the GT-R sports car.
Cons:
- Design: While Nissan is known for its innovative designs, some of its models have been criticized for having bland or uninspired styling.
- Quality: While Nissan has a reputation for reliability, some models have been criticized for having subpar materials or build quality.
- Performance: While some Nissan models, such as the GT-R, are known for their high performance, other models have been criticized for having lackluster performance, especially in their base trim levels.
- Transmission issues: Some Nissan models equipped with Continuously Variable Transmissions (CVT) have had reports of issues such as shuddering, jerking, and hesitation while driving.
- Resale value: While Nissan vehicles are generally affordable, some models may not retain their value as well as other brands, leading to lower resale value.