Newmarket Car Insurance Quotes, Companies & Brokers

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Prior to the beginning of settlement at the start of the 1800s, the Holland River provided a water route between Lake Ontario and Lake Simcoe. Those routes have approximations today in Yonge Street and Highway 404, the two major north-south routes supporting the town. The town’s glacial deposit base rests just south of the Holland River valley and the famed Holland Marsh agricultural area, that provides much fresh produce to the Greater Toronto Area.

Newmarket’s role as a support town as well as bedroom suburb for the big city is tempered by distance from downtown Toronto. Compared with rapidly growing GTA communities such as Brampton and Markham, Newmarket’s growth remains comparatively stable. As well as most other Ontario towns, Newmarket is a city on wheels. With an average household income about $20,000 above the rest of the province, the city is well off, with a diverse economy and significant commuter traffic away from the city for employment.

How Much is Car Insurance in Newmarket Ontario

The table below shows Newmarket car insurance cost for a sample driver.

Quote DateAverage Auto Insurance Cost in Newmarket*
1-Jan-16$1,231
1-Jul-16$1,225
19-Mar-17$1,334
01-Aug-17$1,248

*Methodology: We used a sample profile for a male driver aged 30 years with his own vehicle having mandatory coverage. He drives a Honda Civic 2012 car with an average mileage of 5000 – 8000 km per year to commute to work. He has a clean driving record history of 5 years with no accidents or collisions.

We surveyed the car insurance prices in Newmarket for the purpose of illustrating the range in quotes based on driving record, location, and other criteria. To get a customized quote, enter your postal code above.

Affordable Car Insurance in Newmarket

The market remains highly regulated. The Financial Services Commission of Ontario provides oversight of insurance companies. Once an insurer has rates and underwriting procedures approved, though, they have control over how they assess risk when creating policies. No two insurers underwrite precisely the same way. That provides the typical Ontario motorist with flexibility as well as price options for car insurance coverage.

Since every car using Ontario roads must be insured, minimum costs follow mandatory coverage. No insurer sells policies with less than basic insurance prescribed by the government.

The Lowest Prices for Car Insurance

The best way to maintain low auto insurance rates requires a driver to keep a clean record, with no traffic tickets and no insurance claims. Life happens, though, and sometimes a motorist needs other ways to moderate insurance pricing. Drivers in Newmarket may own their own home, or have more than one car in the family. Some insurers award discounts when both home and autos are insured together. Multi-vehicle and multi-driver discounts are also popular.

Discounts apply to other conditions too. Retired drivers, motorists over 55 years old as well as those maintaining a clean driving record for a consistent period may also qualify. Insurance companies don’t usually add discounts automatically, though. A motorist must inquire about both the availability of and qualification for discounts. Every insurance company has its own discounts and way of handling the application of these.

Adjusting coverage for the various components of a car insurance policy can also reduce rates, though there are protection trade-offs. Raising deductibles on collision and comprehensive coverage lowers premiums. In return, a driver must pay more out of pocket when an incident occurs.

Maintaining statutory minimum coverage for both liability and accident benefit coverage produces the lowest policy rates but may leave a motorist financially exposed. Lawsuits arising from serious accidents produce settlements exceeding the $200,000 minimum required coverage. Recent adjustments to statutory accident benefits cut payments from insurers in half in some cases.

Driving in Newmarket Ontario

  • Highway 404 runs along the east side of Newmarket, providing the easiest highway access to Toronto. Highway 404 runs between the 401 in the south to just south of Keswick at its current termination. Plans are in the works to extend the 404 to Beaverton, along the eastern shore of Lake Simcoe.
  • Davis Drive connects the city with Highway 400, to the west through King Township.
  • Yonge Street, once part of Highway 11, is now Regional Road 1 through Newmarket. It remains a 4 lane or greater route south to Toronto, passing through Aurora and Richmond Hill.
  • Main Street and the traditional downtown of Newmarket lies east of Yonge Street, near Fairy Lake, created as a mill pond in the city’s early days. The intersection of Yonge and Davis serves as a commercial hub that travellers may mistake for the city centre.
  • Newmarket motorists access the 404 through Green Line, Davis Drive and Mulock Drive.
  • Besides Davis Drive, the next 400 access directly off Yonge St. goes through King City on King Road.

Road Information for Newmarket Ontario

road closed

  • The City of Newmarket provides road closure information on its municipal website.
  • York Region provides similar road closure status for the area surrounding Newmarket.
  • The Ministry of Transportation for Ontario carries a 511 Traveller Information traffic report for York Region, including Newmarket.
  • The Weather Network provides frequently updated local forecasts for the Newmarket area.
  • Newmarket’s DriveTest Centre is at 320 Harry Walker Parkway South.
  • Two ServiceOntario locations serve the town at 17480 Yonge Street, C9, and 18183 Yonge Street, #1.

The List of Driving Schools in Newmarket Ontario

NameAddressPhone
AMB Driving School16600 Bayview Ave, Newmarket, ON L3X 1Z9905-853-0666
Tomorrow's Drivers7A-1065 Davis Dr, Newmarket, ON L3Y 2R9289-470-1223
Young Drivers211-130 Davis Dr, Newmarket, ON L3Y 2N1905-895-8244
All Star Driving School350 Davis Dr, Newmarket, ON L3Y 2N7905-954-0090
A Super Driving School25 Maple, Newmarket, ON L4G 1K9905-251-7934

Driving Facts for Newmarket

  • Highway 404 added high-occupancy vehicle lanes, one of several GTA 400 series highways to feature these.
  • GO trains provide commuter rail service both north to Barrie and south to Toronto. There’s no other intercity passenger service, such as VIA Rail.
  • York Region Transit operates the Viva Blue bus rapid transit system between the Newmarket bus terminal and the Finch bus terminal in Toronto. This includes a bus-only rapidway along Davis Street.
  • The Guinness Book of Records erroneously maintained for years that Yonge Street was the longest street in the world. Though once considered part of the full Highway 11 route, which extends to Fort Frances in Northwestern Ontario, Yonge Street proper has only ever reached to Barrie.
  • Newmarket’s downtown area, protected from heavy commuter traffic by Yonge Street to the west, has well-preserved examples of 19th-century buildings. In 2013, the downtown area received recognition as a provincial heritage conservation district. This protects many of the buildings in the downtown core against demolition or alteration.

List of Auto Insurance Brokers, Agents, and Companies in Newmarket Ontario

NameAddressPhone
Alexander Serhyeyev295 Marble Pl, Newmarket, ON L3X 2X9647-493-6866
Morel Benefit Consulting461 Bartholomew Dr, Newmarket, ON L3X 2E6905-953-1460
Mileni-Insure332 Rushbrook Dr, Newmarket, ON L3X 2B9647-993-8405
SWB - Smith Williams & Bateman Insurance Brokers Ltd16700 Yonge St, Newmarket, ON L3X 3A1289-366-3757
State Farm Insurance5-16700 Bayview Ave, Newmarket, ON L3X 1W1905-898-3228
State Farm Insurance20-17817 Leslie St, Newmarket, ON L3Y 8C6905-898-4009
Ten Star Financial Services16775 Yonge St, Newmarket, ON L3Y 8J4905-853-2383
State Farm Insurance12-1271 Gorham St, Newmarket, ON L3Y 8Y7905-895-7775
Direct-Link Insurance Services Inc1211 Gorham St, Newmarket, ON L3Y 8Y3905-952-3370
The Edge Benefits Inc.1255 Nicholson Rd, Newmarket, ON L3Y 9C31-800-908-9917
The Co-operators23-16945 Leslie St, Newmarket, ON L3Y 9A2905-953-1444
Ryan Charron9-291 Davis Dr, Newmarket, ON L3Y 2N6289-366-4346
Benson Kearley IFG Insurance Brokers101-17705 Leslie St, Newmarket, ON L3Y 3E3905-898-3815
Fenn & Fenn Insurance Practice70 Main St S, Newmarket, ON L3Y 3Y6905-836-6066
Boyd Charles E Ltd240 Main St S, Newmarket, ON L3Y 3Z5905-895-4517
Greensides & Breen Insurance Brokers Limited330 Eagle St, Newmarket, ON L3Y 1K1905-895-4221
JJI Risk Management Insurance Solution579 Pearson St, Newmarket, ON L3Y 1G2905-898-7475
Icd Insurance589 Steven Crt, Newmarket, ON L3Y 6Z3905-830-9020
Allstate Insurance Company Of Canada9-17725 Yonge St, Newmarket, ON L3Y 7C1905-953-1696
State Farm Insurance5-140 Mulock Dr, Newmarket, ON L3Y 7C5905-898-0005
Tri-Cem Insurance Specialists Inc60 Harrison Dr, Newmarket, ON L3Y 4P4905-836-5460
GG&N Insurance Brokers1069 Gorham St, Newmarket, ON L3Y 5G9905-895-1535
Navigators Insurance Brokers (Ltd)16995 Yonge St, Newmarket, ON L3Y 5Y1905-868-9888

The best car insurance rates in Newmarket are easy to find with Ratelab’s car insurance calculator. Simply enter your home postal code below and walk through the simple steps to match your needs with Ratelab’s auto insurance partners.

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