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Things to Know About Insuring Mazda Vehicles

Mazda vehicles are generally known for their affordability, reliability, and sporty design. When it comes to insuring a Mazda, there are several factors to keep in mind. Here’s a breakdown of some of the key things to know about insuring Mazda vehicles:

1. Average Insurance Costs

  • Cost Factors: The model, year, and variant of the Mazda vehicle, as well as your location, driving history, and chosen coverage, will impact the insurance premium.
  • Model-Specific Rates: Different models might have different insurance costs. For instance, sports models like the Mazda MX-5 Miata might cost more to insure than a compact model like the Mazda3.

2. Safety Ratings

  • Safety Features: Mazdas generally come equipped with a range of safety features like airbags, ABS, and more, which can help reduce insurance premiums.
  • Crash Test Ratings: Check the safety ratings from organizations like the Insurance Institute for Highway Safety (IIHS) and National Highway Traffic Safety Administration (NHTSA) since better ratings might translate to lower insurance costs.

3. Theft Rates

  • Vehicle Theft: The model’s theft rate may influence the insurance cost. Some models may be more popular with thieves, which could increase insurance premiums.
  • Anti-Theft Discounts: Installing additional anti-theft devices can sometimes earn you discounts on your insurance.

4. Repairs and Parts

  • Cost of Repairs: Mazdas are generally considered affordable to repair, which can be advantageous for insurance premiums.
  • Availability of Parts: Since Mazda parts are relatively easy to come by, insurers might consider this when calculating premiums.

5. Vehicle Use

  • Commuter vs. Recreational Use: How you use your Mazda will also impact your insurance rates. Daily commuters might pay more than those who use their vehicle recreationally.
  • Mileage: Lower annual mileage could qualify you for lower rates.

6. Driver’s Profile

  • Age and Experience: Younger and less experienced drivers typically pay higher premiums.
  • Driving Record: A clean driving record can significantly lower your insurance costs.

7. Coverage Options

  • Liability Coverage: Ensure you have adequate liability coverage to protect against injury and property damage claims.
  • Comprehensive and Collision Coverage: These cover non-collision-related damage and damage from accidents, respectively.
  • Uninsured/Underinsured Motorist Protection: Provides coverage if you’re involved in an accident with a driver who has no or insufficient insurance.

8. Discounts

  • Bundle Discounts: Combine auto insurance with other policies, like home or renters’ insurance, for potential savings.
  • Safe Driver Discounts: Some insurers offer discounts for safe driving or completion of a defensive driving course.
  • Multivehicle Discounts: Insure more than one vehicle on the same policy to possibly get a discount.

9. Choosing an Insurance Provider

  • Quotes: Get quotes from multiple providers to compare and find the best rate.
  • Reputation: Consider the insurer’s reputation for customer service and claim handling.

10. Periodic Review

  • Policy Review: Regularly review your policy to ensure you have the right coverage.
  • Update Information: Ensure your insurer has updated information about your driving habits and any modifications to the vehicle.

In conclusion, while Mazda vehicles can be quite affordable and practical, it’s crucial to navigate through the insurance aspects wisely to ensure optimal coverage at the best rates. Always consider consulting with an insurance professional to tailor a policy that suits your specific needs and circumstances.

Do Mazda Vehicles Cost More to Insure than Other Brands?

The cost to insure a Mazda, like any vehicle, can depend on a variety of factors including the model, year, and the driver’s profile. On average, Mazda vehicles tend to be relatively affordable to insure compared to luxury brands, but several aspects can influence the insurance premium:

1. Model Specifics:

  • Sport Models: Models like the Mazda MX-5 Miata might have higher insurance costs due to their sporty nature.
  • Family Models: More family-oriented models, like the Mazda CX-5, might be cheaper to insure due to their typically safer driving patterns and demographics.

2. Safety Ratings:

  • Mazdas often receive commendable safety ratings, which can help keep insurance premiums lower.

3. Repair Costs:

  • Generally, Mazdas have reasonably priced parts and repair costs, which can positively impact insurance rates.

4. Theft Rates:

  • Certain models might be more prone to theft, which could increase insurance rates. However, Mazdas are not typically among the most stolen vehicles, which is advantageous.

5. Vehicle Use:

  • Premiums might be impacted by whether the vehicle is used for daily commuting or more recreational purposes.

6. Driver Demographics:

  • The age, driving history, and location of the driver will significantly impact insurance costs, regardless of the vehicle brand.

Comparison with Other Brands:

  • Compared to Luxury Brands: Mazdas are generally cheaper to insure compared to luxury brands like BMW or Mercedes-Benz due to their lower repair and replacement costs.
  • Compared to Similar Non-Luxury Brands: Compared to other non-luxury brands, such as Toyota or Honda, insurance costs for Mazda vehicles tend to be competitive and might be slightly lower or higher depending on the specific model and other factors.
  • Compared to Performance Vehicles: Mazda models are likely to be substantially cheaper to insure than high-performance vehicles or sports cars from brands like Porsche or Ferrari.

While Mazda vehicles might offer a moderate insurance cost compared to both luxury and non-luxury vehicles, it’s crucial to note that insurance premiums are influenced by a wide array of factors, many of which are specific to the individual policyholder. For accurate and model-specific insurance cost comparisons, obtaining quotes for the particular models you’re considering is the most reliable method.

The below table provides insurance costs for comparison across different models and cities in Ontario.

No.CityMazda CX-5Toyota RAV4Honda CR-VBMW X3Mercedes-Benz GLC
11Richmond Hill$1,230$1,200$1,210$1,530$1,630
14Greater Sudbury$1,150$1,130$1,140$1,440$1,530
17St. Catharines$1,140$1,110$1,120$1,410$1,510

The Average Cost of Mazda Car Insurance in Canada?

mazda 3

The annual Mazda insurance premiums for different provinces:

ProvinceAverage Annual Mazda Insurance Premium (CAD)
British Columbia$1,300
Nova Scotia$1,100
New Brunswick$1,000
Prince Edward Island$950
Northwest Territories$1,050

Average Cost of Mazda3 Car Insurance in Canadian cities:

  1. British Columbia (BC)
    • Vancouver: $2,200
    • Victoria: $2,130
  2. Alberta (AB)
    • Calgary: $1,770
    • Edmonton: $1,820
  3. Saskatchewan (SK)
    • Saskatoon: $1,430
    • Regina: $1,410
  4. Manitoba (MB)
    • Winnipeg: $1,620
    • Brandon: $1,600
  5. Ontario (ON)
    • Toronto: $2,520
    • Ottawa: $2,270
    • Mississauga: $2,400
    • Brampton: $2,500
    • Hamilton: $2,260
    • London: $2,230
    • Kitchener: $2,255
    • Windsor: $2,200
    • Barrie: $2,210
    • Sudbury: $2,190
    • Kingston: $2,170
    • Thunder Bay: $2,180
    • Vaughan: $2,380
    • Markham: $2,330
    • Oakville: $2,290
    • Burlington: $2,260
    • Oshawa: $2,220
    • St. Catharines: $2,200
    • Guelph: $2,190
    • Cambridge: $2,180
    • Waterloo: $2,170
    • Brantford: $2,160
    • Peterborough: $2,140
    • Sarnia: $2,120
    • Belleville: $2,110
    • Niagara Falls: $2,100
    • North Bay: $2,090
  6. Quebec (QC)
    • Montreal: $1,990
    • Quebec City: $1,940
  7. New Brunswick (NB)
    • Fredericton: $1,490
    • Moncton: $1,470
  8. Nova Scotia (NS)
    • Halifax: $1,520
    • Cape Breton: $1,500
  9. Prince Edward Island (PEI)
    • Charlottetown: $1,410
    • Summerside: $1,390
  10. Newfoundland and Labrador (NL)
  • St. John’s: $1,580
  • Corner Brook: $1,560

Below average annual insurance rates for various Mazda models in Canada:

Mazda ModelAverage Annual Premium (CAD)
Mazda CX-3$1,250
Mazda CX-30$1,200
Mazda CX-5$1,400
Mazda CX-9$1,450
Mazda MX-5 Miata$1,600

Factors that may influence these costs include:

  • The driver’s age, gender, and driving history.
  • The province or territory in which the driver resides.
  • The specific insurance provider and coverage selected.
  • The vehicle’s model year.

5 different driver profiles and average insurance quotes across three Ontario cities for a Mazda CX-5.

Driver Profiles:

  1. Young Driver: 23 years old, clean record, 1 year of driving experience.
  2. Experienced Driver: 45 years old, clean record, 20 years of driving experience.
  3. Senior Driver: 65 years old, clean record, 40 years of driving experience.
  4. Driver with One Accident: 35 years old, 1 at-fault accident, 10 years of driving experience.
  5. Driver with Traffic Violations: 30 years old, 2 speeding tickets, 8 years of driving experience.

Estimated Annual Premiums (CAD):

No.CityYoung DriverExperienced DriverSenior DriverDriver with One AccidentDriver with Traffic Violations

Notes on Estimations:

  • Young Driver: Young drivers typically pay higher premiums due to their lack of driving experience.
  • Experienced Driver: They enjoy relatively lower premiums due to a long history of safe driving.
  • Senior Driver: Seniors might get lower rates but could see increases in premiums due to age-related risk factors.
  • Driver with One Accident: A single at-fault accident usually results in increased premiums.
  • Driver with Traffic Violations: Premiums tend to increase with traffic violations on record.

Mazda Model Factors that Lower Auto Insurance Costs

mazda suv

Mazda models have several factors that can potentially lead to lower auto insurance costs. Here are some aspects that insurance companies might take into consideration:

1. Safety Ratings

  • Mazda vehicles often earn solid safety ratings from organizations like the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA).
  • Vehicles with higher safety ratings are often associated with lower insurance premiums.

2. Reliability

  • Mazdas are known for their reliability and durability, which can be favorable in the eyes of insurance companies.
  • A history of fewer claims or lower repair costs for a particular model can result in lower premiums for drivers.

3. Safety Features

  • Modern Mazda models come equipped with advanced safety features, such as adaptive cruise control, automatic emergency braking, and lane-keep assist, which can help prevent accidents.
  • Insurance companies often offer discounts for vehicles equipped with advanced safety features.

4. Cost of Repairs

  • The cost of repairs influences insurance premiums. Mazdas often have relatively affordable repair costs compared to luxury brands, which can help keep premiums lower.

5. Theft Rates

  • Generally, Mazda models are not among the most frequently stolen vehicles, which might help in obtaining lower insurance rates.

6. Vehicle Type

  • The type and purpose of a vehicle impact insurance rates. For instance, family-oriented vehicles like the Mazda CX-5 might benefit from lower rates compared to sports cars.

7. Historical Data

  • If historical data indicates that drivers of certain Mazda models tend to file fewer claims or are involved in fewer accidents, this could reflect positively on insurance costs.

8. Replacement Costs

  • Although new models might have a higher replacement cost, many Mazda vehicles are reasonably priced compared to luxury models, which might keep insurance costs more moderate.

9. Driver Assistance Technologies

  • Mazda has integrated several driver assistance technologies in their vehicles, like blind-spot monitoring and rear cross-traffic alert, which can mitigate the risk of collisions and might be considered by insurers.

Bonus Tip: Driver-Based Discounts

  • While not directly related to the vehicle model, remember to explore driver-based discounts, such as safe driver discounts, which can further reduce premiums.

Mazda Model Factors that Increase Auto Insurance Costs

mazda cx-5

When insuring a Mazda, or any vehicle, certain factors might elevate the cost of auto insurance. Here’s a look at some of the factors that could potentially increase insurance premiums for Mazda models:

1. Higher Repair Costs

  • Some models or parts might have higher repair costs, particularly those with specialized or high-tech components.

2. Vehicle Performance

  • Models that are designed for higher performance, such as those with more powerful engines, might be seen as a higher risk for insurers, leading to elevated premiums.

3. Popularity Among Risky Drivers

  • If a particular Mazda model is popular among demographics considered riskier (like younger drivers), it might be associated with higher insurance premiums.

4. Model-Specific Claims History

  • If a specific Mazda model has a history of frequent claims or is associated with more expensive claims, it may be categorized as higher risk, thus attracting higher premiums.

5. Location-Based Risks

  • While this isn’t exclusive to Mazda, models that are popular in areas with higher theft or accident rates might incur higher insurance costs.

6. Lack of Safety Features

  • Older Mazda models or those that lack the latest safety and driver-assist features might be viewed as riskier compared to those equipped with advanced technologies.

7. Size and Body Type

  • Depending on the size and body type of the vehicle, the insurance cost may vary. Sports cars or convertibles, like the Mazda MX-5 Miata, might sometimes carry higher premiums due to their perceived risk and repair cost.

8. New Models

  • Brand new models may lack the historical data insurers use to assess risk, which might result in higher premiums until data on the reliability and claims history of the model is available.

9. Luxury Trims

  • Higher-end trims or special editions of certain models might be pricier to insure due to their higher replacement and repair costs.

10. High Theft Rates

  • Though generally not a significant issue with many Mazda models, if a particular model becomes a target for theft, insurance rates may rise for that specific model.

Additional Context:

  • Individual Policies: Insurers might have their own policies and criteria to evaluate the risk associated with insuring a vehicle, which might differ significantly across providers.

Tips for Finding Cheap Mazda Car Insurance Rates

Finding affordable insurance rates for your Mazda requires a mix of strategy, thorough research, and understanding how various factors influence insurance premiums. Here are some tips that might help you secure a more cost-effective insurance rate for your Mazda vehicle:

1. Compare Multiple Quotes

  • Obtain quotes from several insurance providers to identify the most competitive rates.
  • Consider using online quote comparison tools to streamline the process.

2. Bundle Insurance Policies

  • Combining multiple insurance policies (such as home and auto) with the same provider can often qualify you for a discount.

3. Increase Your Deductible

  • Opting for a higher deductible (the amount you pay out of pocket before insurance kicks in) can lower your premium. Ensure the deductible is affordable in case of a claim.

4. Maintain a Clean Driving Record

  • Drivers with no accidents or violations typically qualify for better rates.

5. Utilize Discounts

  • Ask providers about discounts for which you may qualify, such as safe driver, multi-car, or loyalty discounts.
  • Explore discounts for safety features if your Mazda is equipped with advanced safety technologies.

6. Adjust Coverage Limits

  • Evaluate and adjust your coverage limits to align with your needs and budget. Be mindful not to underinsure your vehicle.

7. Inquire About Usage-Based Insurance

  • Some insurers offer usage-based insurance programs that determine premiums based on your driving behavior and mileage.

8. Consider Vehicle Factors

  • Be mindful of the Mazda model and trim level you choose, as different models may have varying insurance costs. Opt for a model that is cheaper to insure.

9. Maintain Good Credit

  • A healthy credit score can sometimes help secure lower insurance rates.

10. Choose an Appropriate Vehicle

  • Opting for a Mazda model with strong safety features and low repair costs can positively impact insurance rates.

11. Anti-Theft Devices

  • Installing anti-theft devices, if not already present, could qualify you for additional discounts.

12. Limit Mileage

  • If possible, reduce your annual mileage, as lower mileage can sometimes result in lower premiums.

13. Group Insurance

  • Check if you qualify for group insurance rates through your employer, association, or alumni group.

14. Review Policy Annually

  • Regularly review your policy and discuss with your agent to ensure it aligns with your current needs and to explore any new discounts.

15. Teenage Drivers

  • If you have teenage drivers, encourage them to maintain good grades, as some insurers offer discounts for high academic performance.

Some Interesting Facts About Mazda:

Mazda, as a brand and company, has a rich history and has created a substantial impact in the automotive world. Here are some interesting facts about Mazda that you might find intriguing:

1. Origin and Name

  • Mazda originated in Hiroshima, Japan, and was founded in 1920.
  • The company name, “Mazda,” is derived from Ahura Mazda, a god of wisdom, intelligence, and harmony in early Asian civilizations. It also phonetically resembles the name of the company’s founder, Jujiro Matsuda.

2. Rotary Engine

  • Mazda is well-known for its development and use of the Wankel rotary engine. The Mazda RX-7 and RX-8, equipped with rotary engines, are among the most iconic models produced by the brand.

3. Survivor of Hiroshima

  • Mazda’s headquarters is located in Hiroshima, Japan, and it was dramatically impacted by the atomic bomb in 1945. Despite the devastating events, Mazda played a role in rebuilding the city and its economy.

4. Le Mans Victory

  • Mazda is the first Japanese car manufacturer to win the 24 Hours of Le Mans, which it achieved in 1991 with the Mazda 787B. It remains the only rotary-engine-powered car to win at Le Mans.

5. Affordable Sports Cars

  • The Mazda MX-5 Miata is recognized by the Guinness World Records as the best-selling two-seater sports car in history.

6. Zoom-Zoom

  • Mazda’s marketing slogan, “Zoom-Zoom,” seeks to encapsulate the emotion of motion that their cars are meant to embody.

7. Environmental Initiatives

  • Mazda has been actively involved in developing eco-friendly technologies. The company has made a commitment to achieve a 90% reduction in its vehicles’ average CO2 emissions by the year 2050.

8. Millenia’s Miller Cycle Engine

  • The Mazda Millenia was unique because it employed a Miller Cycle engine, which is not commonly used in automotive applications, to provide a balance of power and efficiency.

9. R360

  • The Mazda R360, launched in 1960, was the brand’s first real car – a two-door, four-seat coupe.

10. Partnership with Ford

  • Mazda had a longstanding partnership with Ford, with the American automaker once owning a 33.4% stake in the company. The two have co-developed several vehicles over the years.

11. Distinct Design Philosophy

  • Mazda follows the “KODO: Soul of Motion” design philosophy, which seeks to express energy and movement even when the vehicle is stationary.

12. SKYACTIV Technology

  • Mazda’s SKYACTIV technology encompasses a range of measures including engine efficiency, reduced weight, and optimized transmissions, intending to enhance performance and reduce emissions.

13. Mazda Cosmo

  • The Cosmo was the first car to feature a rotary engine and was first introduced in 1967, becoming one of the brand’s iconic models.

14. Premium Shift

  • In recent years, Mazda has been positioning itself as a “premium” brand, offering models with upscale interiors and advanced technologies typically found in luxury vehicles.

15. Roadster Legacy

  • The Mazda MX-5, also known as the Miata, has maintained a singular focus on the joy of driving and continues to be revered by enthusiasts worldwide for its handling and design.

All Mazda Models

Here are some of the current Mazda models available in Canada:

  1. Mazda2
  2. Mazda3
  3. Mazda3 Sport
  4. Mazda6
  5. Mazda CX-3
  6. Mazda CX-30
  7. Mazda CX-5
  8. Mazda CX-9
  9. Mazda MX-5 Miata

What is the Average Maintenance Cost of a Mazda in Canada?

The average maintenance cost of a Mazda in Canada will vary depending on the model, age, mileage, and other factors. However, in general, Mazdas are known for their reliability and low maintenance costs compared to some other brands.

According to a 2021 report from Consumer Reports, the average annual maintenance and repair cost for a Mazda vehicle is $500, which is relatively low compared to other brands.

The cost of maintenance and repairs can also vary by province in Canada, as labor rates and taxes can differ. However, it’s difficult to provide a province-by-province breakdown of maintenance costs for Mazdas, as this information is not widely available.

Known Issues with Mazda Vehicles

Mazda generally enjoys a good reputation for reliability and customer satisfaction. However, like all automakers, some models have experienced issues. Here are some known issues with various Mazda models based on past reports and consumer feedback. It’s crucial to note that problems can depend significantly on the specific model year and how the vehicle was maintained.

1. Engine Problems

  • Some older Mazda models have been reported to experience engine issues, such as premature failure or problems with power loss.
  • Certain models and years have experienced issues with the timing chain, leading to potential engine damage if not addressed.

2. Transmission Issues

  • There have been instances where certain Mazda models have faced transmission failures or erratic shifting behaviors.

3. Suspension Problems

  • Some models have encountered problems with their suspension systems, such as premature wear of shocks and struts or issues with the ball joints.

4. Dashboard Warping

  • In some Mazda models, owners have reported issues with the dashboard warping, particularly in hot climates or after prolonged exposure to sunlight.

5. Cooling System

  • Cooling system problems, such as issues with the water pump or coolant leaks, have been reported in some Mazda models.

6. Rust

  • In certain regions where road salt is heavily used, some Mazda models (particularly older ones) have experienced issues with rust around wheel wells and the undercarriage.

7. HVAC Issues

  • Various models have had issues with the heating, ventilation, and air conditioning (HVAC) systems, including ineffective heating or air conditioning and blower motor failures.

8. Electrical Issues

  • Some owners have reported issues related to the vehicle’s electrical system, such as problems with the battery draining prematurely or malfunctioning lights.

9. Brake Problems

  • Instances of brake wear or malfunction have been reported, often pertaining to the brake pads, discs, or malfunctioning ABS systems.

10. Fuel Pump Failure

  • In some instances, fuel pump failures have been reported, impacting the vehicle’s ability to supply fuel to the engine effectively.

11. Software Issues

  • Some models have reported glitches or problems with the infotainment system and other software-related aspects of the vehicle.

12. Wiper Motor

  • There have been occasional reports of windshield wiper motors failing or not operating correctly in some models.


It’s essential to consider that the occurrence of these issues can vary significantly between different model years and may not be pervasive across all Mazda vehicles. Always refer to specific model year reviews and reliability reports for a comprehensive understanding of any potential issues.

What is the Safety Rating of Mazda?

Mazda has generally received favorable safety ratings across various models in its lineup. The brand places a strong emphasis on safety, integrating numerous safety features and technologies into their vehicles. It’s worth noting that safety ratings can depend on the specific model and year, as different models might have distinct safety features and crash-test performances.

General Safety Overview:

  • Crash-Test Ratings: Mazda models frequently receive high marks in crash testing conducted by organizations such as the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS) in the United States. Some models have been designated as IIHS Top Safety Picks in various years.
  • Safety Features: Mazda vehicles are often equipped with a range of safety features, including advanced driver assistance technologies, as part of the i-Activsense safety suite, which may include adaptive cruise control, automatic emergency braking, lane-keeping assist, and more, depending on the model and year.
  • Structural Safety: The brand employs the SKYACTIV-Body, which aims to effectively absorb impact energy from any direction and minimize the chance of the cabin structure being compromised in a collision.

Specific Model Analysis:

1. Mazda CX-5:

  • The Mazda CX-5 has received strong safety ratings, often achieving top scores in crash-test evaluations by safety organizations.

2. Mazda3:

  • The Mazda3 has generally received robust safety ratings and has been acknowledged for its suite of available safety features.

3. Mazda CX-9:

  • This model is typically well-regarded in safety analyses, often featuring commendable crash-test ratings and a robust array of safety technologies.

4. Mazda MX-5 Miata:

  • Although sports cars like the MX-5 might not be primarily recognized for safety, it has received respectable safety ratings and features basic safety technologies.

5. Mazda CX-30:

  • A relatively new addition to the lineup, the CX-30 has been recognized for its strong safety performance and numerous standard safety features.

Additional Considerations:

  • Recalls: Be sure to check for any recalls related to specific Mazda models and years, ensuring that any manufacturer-acknowledged issues have been or will be addressed.
  • Model Year: Remember that safety ratings can fluctuate between model years. Always verify the ratings for the specific year you’re interested in.
  • Driver Behavior: While vehicle safety is crucial, driver behavior and adherence to safe driving practices remain paramount in preventing accidents.
  • Local Safety Ratings: Note that safety evaluations might differ by region, so it’s beneficial to refer to the local or national safety organizations pertinent to your location for the most relevant safety data.

Does Mazda Get Stolen a Lot in Canada?

Mazda vehicles are among the most commonly stolen vehicles in Canada, according to the Insurance Bureau of Canada (IBC). In 2020, the Mazda3 was the sixth most stolen vehicle in Canada, while the Mazda CX-5 was the ninth most stolen vehicle. Overall, Mazda vehicles are frequently targeted by car thieves due to their popularity and value.

However, there are steps you can take to help prevent your Mazda from being stolen. These include:

  1. Locking your doors and windows when parking and leaving your vehicle
  2. Not leaving valuables in plain sight in your car
  3. Using a steering wheel lock or other anti-theft device to make your vehicle less attractive to thieves
  4. Parking your car in a well-lit area or a garage whenever possible
  5. Installing a tracking device that can help locate your car in the event that it is stolen

Is Mazda Easy to Steal?

Modern Mazda vehicles are equipped with a range of security features designed to deter theft and unauthorized access. However, no vehicle is entirely theft-proof. While newer models from Mazda, like many contemporary vehicles, have sophisticated security systems, the “ease” with which a vehicle can be stolen can depend on several factors, including the skills and tools available to the thief, the specific model of the vehicle, and the presence (or absence) of additional security measures.

Security Features in Mazda Vehicles:

  1. Immobilizer System: Modern Mazdas come with an immobilizer, which prevents the engine from starting unless a correctly coded key or fob is used.
  2. Keyless Entry: Mazda’s advanced keyless entry system allows the driver to unlock the doors while keeping the key fob in their pocket, adding a layer of convenience without compromising security.
  3. Smart City Brake Support: While primarily a safety feature, systems like Smart City Brake Support can also provide security benefits by preventing low-speed collisions that might occur during a theft.
  4. Alarm System: Many Mazda models come with a security alarm system that activates in the event of unauthorized access attempts.
  5. Rearview Cameras and Parking Sensors: While mainly designed for safe parking, these features can also help detect unusual activity around the vehicle when it’s parked.
  6. Telematics: Some Mazda models are equipped with telematics systems that may offer theft-alarm notification and vehicle locator services.

Factors That Influence Vehicle Theft:

  • Location: Vehicles are more likely to be stolen in some areas compared to others, due to varying local theft rates.
  • Visibility: Vehicles parked in well-lit, busy areas may be less attractive to thieves than those in isolated or poorly lit locations.
  • Desirability: Some models might be more attractive to thieves due to their resale value, popularity, or specific components (like high-value catalytic converters).
  • Security Measures: The presence of additional security devices, like steering wheel locks or GPS trackers, can deter thieves or assist in vehicle recovery.

How to Reduce the Risk of Theft:

  • Always lock your vehicle and take the keys with you.
  • Park in secure, well-lit areas, preferably in a garage if available.
  • Use additional security measures, such as steering wheel locks, pedal locks, or tire locks.
  • Never leave valuables visible in your vehicle.
  • Ensure your vehicle’s security systems are activated and in good working order.
  • Consider installing a GPS tracking system for an added layer of security.

While Mazda incorporates various security features into its vehicles to mitigate theft, it’s essential to employ good practices and additional security measures, especially in areas where vehicle theft is prevalent. Always consult your vehicle’s manual and your dealer to fully understand and correctly utilize the security features of your specific model and year.

List of Most Frequently Stolen Mazda Vehicles in Canada

According to the Insurance Bureau of Canada (IBC), the following are the most frequently stolen Mazda vehicles in Canada in 2020:

  1. 2018 Mazda CX-5
  2. 2016 Mazda CX-5
  3. 2017 Mazda CX-5
  4. 2019 Mazda CX-5
  5. 2010 Mazda 3
  6. 2008 Mazda 3
  7. 2016 Mazda CX-3
  8. 2006 Mazda 3
  9. 2017 Mazda CX-3
  10. 2015 Mazda CX-5

Pros and Cons of Mazda Vehicles

Mazda vehicles are generally well-regarded in the automotive industry, known for their performance, design, and reliability. However, like any automotive brand, they have their strengths and weaknesses. Below are some generalized pros and cons of Mazda vehicles, but it’s crucial to remember that specific aspects can vary widely across different models and production years.


  1. Driving Experience:
    • Handling: Mazdas typically offer agile handling and a spirited driving experience.
    • Performance: Most models are praised for their peppy engines and responsive acceleration.
  2. Design:
    • Exterior: Mazdas are often lauded for their sleek, athletic exterior designs.
    • Interior: The brand is known for crafting interiors that often feel more upscale than their price points suggest.
  3. Fuel Efficiency:
    • Mazda has been commended for producing vehicles that generally provide impressive fuel efficiency.
  4. Safety:
    • Mazda vehicles often perform well in safety tests and come equipped with a variety of safety features.
  5. Reliability:
    • The brand has a solid reputation for producing reliable vehicles.
  6. Affordability:
    • Mazda offers a range of models that are typically quite competitively priced considering their features and quality.
  7. Size Variety:
    • Mazda provides a variety of vehicle sizes and types to cater to different customer needs, from compact cars to SUVs.


  1. Engine Options:
    • While Mazda engines are often praised for their efficiency and sufficient power, the brand doesn’t typically offer a wide variety of engine options, such as larger-displacement or more potent engines.
  2. Interior Space:
    • Some models may offer less interior and cargo space compared to competitors in their respective segments.
  3. Infotainment System:
    • Some users find the infotainment system to be less intuitive compared to those in vehicles from other brands.
  4. Road Noise:
    • Depending on the model and year, some Mazdas have been critiqued for allowing a notable amount of road noise into the cabin.
  5. Resale Value:
    • While dependable, some Mazda models may not hold their value as well as certain competitors.
  6. Limited Luxury Options:
    • Although Mazda has been shifting towards a more upscale market, it may not offer the same breadth of luxury options or features as specialized luxury brands.
  7. Brand Perception:
    • Despite its strides in quality and design, Mazda might still be working to shake off old perceptions and be recognized as a semi-premium brand in all markets.
  8. Electrification:
    • Mazda has been somewhat slow to adopt electrification in its lineup compared to some competitors.


Always consider that these points might not apply uniformly across all models and years. Different models might excel or falter in various aspects. When considering a Mazda vehicle, it’s imperative to research and test-drive the specific model and year you’re interested in to assess whether it meets your needs and preferences. And remember to check out reviews and reliability data for detailed insights into individual models.

About the Author: Valerie D. Hahn

Valerie is an insurance editor, journalist, and business professional at RateLab. She has more than 15 years of experience in personal financial products. She strives to educate readers and ensure that they are properly protected.

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