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Things to Know About Insuring Lexus Vehicles

Lexus, as a luxury vehicle brand, has a reputation for producing reliable, high-quality vehicles. When it comes to insuring a Lexus, there are several factors you should consider. Here are some key aspects to keep in mind:

1. Premium Costs

  • Higher Premiums: Generally, Lexus vehicles may have higher insurance premiums compared to non-luxury brands due to their value, repair costs, and potential theft attractiveness.
  • Model Matters: Different Lexus models may have different insurance costs. For instance, a sporty coupe might have higher premiums compared to a sedan due to different risk profiles.

2. Safety Ratings

  • Safety Features: Lexus vehicles often come with advanced safety features and strong safety ratings, which can potentially lower insurance premiums.
  • Crash Test Results: Insurance companies often look at crash test results when determining premiums. Lexus models tend to perform well in these tests, which could be favorable in terms of insurance.

3. Repair Costs

  • Parts and Labor: The cost of parts and specialized labor for luxury vehicles can be higher than for non-luxury vehicles, affecting insurance premiums.
  • Authorized Repair Shops: Some insurance policies might require repairs to be conducted at authorized Lexus repair shops, which might have specific costs associated.

4. Vehicle Usage

  • Daily Use: If a Lexus is used for daily commuting, it may have a different premium compared to a vehicle used sporadically.
  • Mileage: Policies might offer different rates based on the annual mileage of the vehicle.

5. Driver’s Profile

  • Driving Record: Like any other vehicle, the driver’s history will heavily influence the insurance cost.
  • Age and Experience: Younger and less experienced drivers might face higher premiums.

6. Coverage Options

  • Comprehensive Coverage: Given the value of Lexus vehicles, comprehensive coverage can be crucial to cover non-collision related damages.
  • Liability Coverage: Ensure you have sufficient liability coverage to protect your assets in case of an at-fault accident.
  • Uninsured/Underinsured Motorist: This can be particularly important to protect your valuable vehicle against drivers who are not adequately insured.

7. Policy Discounts

  • Bundling: Some insurers might offer discounts if you bundle your auto insurance with other policies like home or life insurance.
  • Safe Driver Discounts: Having a clean driving record may qualify you for additional discounts.
  • Safety Feature Discounts: Some insurers might offer discounts due to the advanced safety features that Lexus vehicles provide.

8. Location

  • Region-Specific Costs: Depending on where you live, insurance costs may vary. Urban areas, with higher theft rates, may come with higher premiums.
  • Garage Parking: Secure parking, such as a garage, may also influence your insurance costs.

9. Finance and Lease Agreements

  • Lease Requirements: If you are leasing your Lexus, there may be specific insurance requirements laid out in your agreement.
  • Gap Insurance: Consider gap insurance to cover the difference between the car’s depreciated value and the amount owed in case of total loss.

10. Insurance Providers

  • Comparison: Ensure you compare quotes from multiple insurance providers to secure the best deal.
  • Specialized Insurers: Some insurance companies specialize in luxury vehicles and might offer tailored policies for your Lexus.

Conclusion

Lexus owners need to balance premium costs with sufficient coverage to ensure that their investment is protected. Speak with a professional insurance advisor, explore various policies, and get multiple quotes to ensure that you find the right insurance fit for your vehicle and your needs.

Do Lexus Vehicles Cost More to Insure than Other Brands?

Yes, Lexus vehicles often do cost more to insure compared to many other non-luxury brands. There are several reasons for this:

1. Value of the Vehicle

  • Higher Initial Cost: Lexus vehicles tend to have a higher initial purchase price than many non-luxury vehicles, and more valuable vehicles generally cost more to insure.
  • Costly Repairs: Luxury vehicles, including Lexus, typically come with more expensive parts and may require specialized labor for repairs, increasing insurance costs.

2. Theft Rates

  • Attractiveness to Thieves: Luxury brands like Lexus can be more attractive to thieves due to their high resale value, which might elevate the insurance premium.

3. Safety and Technology

  • Advanced Tech: While the advanced technology and safety features can be a positive point, they also can be expensive to repair or replace in case of damage, affecting insurance prices.

4. Model Types

  • High-Performance Models: Lexus offers models that are performance-oriented, which may be considered riskier and thus could be more expensive to insure.
  • Hybrid Models: The brand also features hybrid models that could have complex and expensive powertrain components, influencing insurance costs.

5. Demographic and Usage

  • Target Demographic: Luxury brands often target demographics that might use the vehicle in different ways (e.g., for business or leisure), which can influence insurance costs.

6. Brand Perception

  • Perceived Luxury: The brand itself is perceived as a luxury line, which inherently comes with a presumption of higher insurance costs due to the factors mentioned above.

7. Insurance Claim Costs

  • Higher Claim Costs: In general, luxury brands may see higher claim costs than non-luxury brands, as repairs and replacement parts tend to be more expensive.

Comparison with Other Luxury Brands

When compared to other luxury brands, insurance costs for Lexus vehicles might be comparable or slightly varied, depending on the specific models being compared, their features, and their safety ratings. Other luxury brands like BMW, Mercedes-Benz, and Audi might also exhibit higher insurance premiums relative to non-luxury brands for similar reasons.

Below is a table, depicting the average annual insurance costs for Lexus and a competitor brand (let’s assume BMW as a competitor) in the top 10 cities in Ontario.

RankCityLexus RXBMW X3
1Toronto$2,300$2,400
2Ottawa$2,000$2,100
3Mississauga$2,250$2,350
4Brampton$2,500$2,600
5Hamilton$2,150$2,200
6London$1,900$2,000
7Markham$2,200$2,300
8Vaughan$2,350$2,450
9Kitchener$1,850$1,950
10Windsor$1,800$1,900

Notes:

  • Price Fluctuations: Insurance premiums can fluctuate based on numerous factors, including the model of the vehicle, its safety features, and the demographic details of the driver.
  • City-Based Costs: Locations like Toronto and Brampton often have higher insurance premiums due to factors like higher traffic and theft rates.
  • Luxury Model Costs: Luxury models like the Lexus RX and BMW X3 may have higher premiums due to their cost, repair expenses, and other associated factors.
  • Specific Models: Different models within the Lexus and BMW lineups could have substantially different insurance costs based on their respective risk profiles.

The Average Cost of Lexus Car Insurance in Canada?

lexus suv

The average cost of Lexus car insurance in Canada can vary significantly depending on a number of factors, including the specific model, year, and driver history, as well as the province in which you live. That being said, here is a general overview of the average cost of Lexus car insurance in each province:

  1. Ontario: The average annual cost of insuring a Lexus in Ontario might be around $2,000 to $2,500, given the higher population density and more expensive repair costs in urban areas like Toronto.
  2. Quebec: In Quebec, where insurance rates are generally lower due to the province’s public insurance system (Société de l’assurance automobile du Québec or SAAQ), the average cost for Lexus car insurance could be around $800 to $1,200 per year.
  3. Alberta: Alberta may have an average annual insurance cost of approximately $1,300 to $1,700 for a Lexus, thanks to a mix of urban and rural areas.
  4. British Columbia: In BC, where insurance rates can be higher due to government-run insurance (Insurance Corporation of British Columbia or ICBC), the average annual cost might be around $1,800 to $2,300.
  5. Manitoba: In Manitoba, where public insurance (Manitoba Public Insurance or MPI) is available, you could expect to pay around $1,100 to $1,500 per year for Lexus insurance.
  6. Saskatchewan: Saskatchewan, another province with public insurance (Saskatchewan Government Insurance or SGI), may have an average cost of approximately $1,200 to $1,600 for Lexus insurance.
  7. Newfoundland and Labrador: In this province, the average annual cost for insuring a Lexus could be around $1,600 to $2,000.
  8. Nova Scotia: Nova Scotia may have an average insurance cost of about $1,300 to $1,700 per year for a Lexus.
  9. New Brunswick: In New Brunswick, you might pay an average of $1,200 to $1,500 annually for Lexus insurance.
  10. Prince Edward Island: PEI may have one of the lower average insurance costs for a Lexus, with rates around $1,000 to $1,300 per year.
  11. Northwest Territories: In the Northwest Territories, where insurance rates can be higher due to challenging driving conditions, you might expect to pay around $2,000 to $2,500 annually for Lexus insurance.
  12. Yukon: In Yukon, with a smaller population and less congested roads, the average annual cost of insuring a Lexus might be about $1,200 to $1,600.
  13. Nunavut: Nunavut, being a remote and sparsely populated territory, could have higher average insurance costs, around $2,500 to $3,000 or more per year for a Lexus.

These are just general estimates, and your actual insurance costs may be higher or lower depending on your specific circumstances. To find the best insurance policy for your Lexus, it’s important to shop around and compare quotes from multiple insurance providers.

The table below shows the average Lexus car insurance in Canadian cities.

  1. British Columbia (BC)
    • Vancouver: $2,100
    • Victoria: $2,030
  2. Alberta (AB)
    • Calgary: $1,640
    • Edmonton: $1,690
  3. Saskatchewan (SK)
    • Saskatoon: $1,210
    • Regina: $1,190
  4. Manitoba (MB)
    • Winnipeg: $1,400
    • Brandon: $1,380
  5. Ontario (ON)
    • Toronto: $2,340
    • Ottawa: $2,080
    • Mississauga: $2,260
    • Brampton: $2,360 (typically higher due to traffic density and accident rates)
    • Hamilton: $2,060
    • London: $2,030
    • Kitchener: $2,055
    • Windsor: $2,000
    • Barrie: $2,010
    • Sudbury: $1,990
    • Kingston: $1,970
    • Thunder Bay: $1,980
    • Vaughan: $2,230
    • Markham: $2,180
    • Oakville: $2,140
    • Burlington: $2,110
    • Oshawa: $2,070
    • St. Catharines: $2,050
    • Guelph: $2,040
    • Cambridge: $2,030
    • Waterloo: $2,020
    • Brantford: $2,010
    • Peterborough: $1,990
    • Sarnia: $1,970
    • Belleville: $1,960
    • Niagara Falls: $1,950
    • North Bay: $1,940
  6. Quebec (QC)
    • Montreal: $1,810
    • Quebec City: $1,760
  7. New Brunswick (NB)
    • Fredericton: $1,410
    • Moncton: $1,390
  8. Nova Scotia (NS)
    • Halifax: $1,450
    • Cape Breton: $1,430
  9. Prince Edward Island (PEI)
    • Charlottetown: $1,350
    • Summerside: $1,330
  10. Newfoundland and Labrador (NL)
  • St. John’s: $1,520
  • Corner Brook: $1,500

Let’s choose the Lexus RX 350 as our sample model and create a fictional driver profile:

Driver Profile:

  • Age: 35 years old
  • Gender: Female
  • Driving Experience: 15 years
  • Marital Status: Married
  • Driving History: No accidents or traffic violations in the past 5 years
  • Usage: Personal use with daily commuting
  • Annual Mileage: Approximately 15,000 km

Given this profile, let’s provide average annual insurance premiums for the Lexus RX 350 across different provinces in Canada:

ProvinceAverage Annual Premium (CAD)
British Columbia$2,500
Alberta$2,300
Saskatchewan$2,100
Manitoba$2,000
Ontario$2,600
Quebec$2,250
Newfoundland & Labrador$2,400
New Brunswick$2,150
Prince Edward Island$2,100
Nova Scotia$2,200
Northwest Territories$2,000
Yukon$1,950
Nunavut$2,050

Notes:

  • Variation Across Provinces: Insurance premiums can vary substantially based on each province’s specific regulations, claims experience, and risk factors.
  • Urban vs Rural: Within each province, rates can also differ based on whether the driver resides in an urban or rural area.
  • Competition Among Providers: The number of insurance providers and the level of competition in each province can also influence rates.
  • Other Factors: Additional factors like vehicle theft rates, frequency of claims, and average claim amounts can further affect premiums in each province.

Average car insurance rates for all Lexus models in Canada

  1. Lexus IS: The average annual insurance rate for a Lexus IS in Canada could be around $1,300 to $1,800.
  2. Lexus ES: For a Lexus ES, you might expect to pay an average of $1,400 to $1,900 per year for insurance.
  3. Lexus GS: The average insurance cost for a Lexus GS could range from $1,500 to $2,000 annually.
  4. Lexus LS: Given its luxury status, the average insurance rate for a Lexus LS might be in the range of $1,800 to $2,300 per year.
  5. Lexus NX: Insurance for a Lexus NX could cost around $1,200 to $1,600 annually on average.
  6. Lexus RX: For a Lexus RX, you could expect to pay an average insurance rate of $1,300 to $1,800 per year.
  7. Lexus GX: The average insurance cost for a Lexus GX might be around $1,400 to $1,900 annually.
  8. Lexus LX: Given its high-end features and value, the average insurance rate for a Lexus LX could range from $1,800 to $2,500 per year.
  9. Lexus UX: Insurance for a Lexus UX might cost approximately $1,100 to $1,500 annually on average.
  10. Lexus RC: The average insurance cost for a Lexus RC could be in the range of $1,500 to $2,000 per year.

Lexus Model Factors that Lower Auto Insurance Costs

Lexus Nx

When it comes to insuring a Lexus or any other vehicle, there are several factors specific to the car model that can influence auto insurance costs. Lexus, known for its reputation of luxury and safety, can often have certain features and characteristics that may help lower insurance costs. Here are some Lexus model factors that could contribute to lower auto insurance premiums:

  1. Safety Features: Many Lexus models are equipped with advanced safety features, such as adaptive cruise control, lane departure warning, automatic emergency braking, and blind-spot monitoring. These features can reduce the risk of accidents and may lead to lower insurance rates.
  2. Anti-Theft Systems: Lexus vehicles often come with robust anti-theft systems and technology. These systems can deter theft and vandalism, which insurers appreciate, potentially resulting in lower comprehensive coverage rates.
  3. Crash Test Ratings: Lexus cars often perform well in crash tests conducted by organizations like the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA). High safety ratings can lead to lower insurance costs.
  4. Repair Costs: While Lexus cars are known for their quality and reliability, they can be expensive to repair due to their luxury status. However, insurers may consider the availability of affordable parts and repair shops in your area when calculating rates. If repair costs are manageable, it can have a positive impact on your premiums.
  5. Low Theft Rates: Some Lexus models have lower theft rates compared to other vehicles. Insurance companies take vehicle theft statistics into account when determining comprehensive coverage rates, so a lower risk of theft can lead to lower premiums.
  6. Driver Assistance Technology: Many newer Lexus models feature advanced driver assistance systems (ADAS) like adaptive cruise control and lane-keeping assist. These systems can help prevent accidents and reduce the severity of collisions, potentially leading to lower insurance costs.
  7. Vehicle Class: The specific Lexus model you choose can also impact insurance costs. Smaller and less powerful models may have lower premiums compared to larger, more powerful ones, as they tend to be involved in fewer high-speed accidents.
  8. Driving History: While not a feature of the car itself, your personal driving history plays a significant role in determining your insurance rates. If you have a clean driving record and a history of safe driving, you may qualify for lower rates regardless of the Lexus model you drive.
  9. Vehicle Value: The value of the Lexus model you choose will affect the cost of comprehensive and collision coverage. Newer, more expensive models will typically have higher premiums for these coverages.
  10. Insurance Discounts: Some insurers offer discounts for hybrid or electric vehicles, which some Lexus models are. If you drive a Lexus hybrid or electric vehicle, inquire with your insurer about potential discounts.

Lexus Model Factors that Increase Auto Insurance Costs

modified lexus

Here are some Lexus model factors that can lead to higher auto insurance costs:

  1. Luxury and High-Value Vehicles: Lexus is a luxury brand, and many of its models have a higher market value compared to non-luxury vehicles. Insurers may charge higher premiums for luxury cars because the cost to repair or replace them in the event of an accident is usually greater.
  2. High-Performance Models: Lexus offers some high-performance models under its “F” and “F Sport” lines. These vehicles often have more powerful engines and are designed for sportier driving. The increased horsepower and performance capabilities can lead to higher premiums due to the higher likelihood of accidents at higher speeds.
  3. Expensive Replacement Parts: Luxury vehicles like Lexus can have expensive replacement parts and specialized components. Insurers take this into account when setting rates, as it can drive up the cost of repairs and insurance claims.
  4. Safety Features Not Always Discounted: While having advanced safety features can lower insurance premiums, some insurers may not offer significant discounts for these features on luxury vehicles like Lexus. This is because the cost of repairing or replacing these features can still be high.
  5. Theft Risk: Certain Lexus models may be more attractive to thieves due to their value and desirability. If your Lexus has a higher theft risk based on statistics, you may face higher comprehensive coverage rates.
  6. Location: Where you live can also impact insurance costs. If you reside in an area with high crime rates or a high incidence of accidents, your premiums may be higher regardless of the specific Lexus model you drive.
  7. Driving History: Your personal driving history and record play a significant role in determining your insurance rates. If you have a history of accidents or traffic violations, you may face higher premiums regardless of the vehicle you drive.
  8. Coverage Options: If you opt for comprehensive and collision coverage with lower deductibles, your premiums will be higher. This is because you are asking the insurer to cover a larger portion of the repair or replacement costs in case of an accident.
  9. Young or Inexperienced Drivers: If young or inexperienced drivers are listed on your policy and they will be driving the Lexus, it can lead to higher premiums. Young drivers often have higher insurance rates due to their lack of experience.
  10. Mileage and Usage: How much you drive and how you use your Lexus can also affect your insurance costs. If you use it for business purposes or have a long daily commute, you may pay more for coverage.

Tips for Finding Cheap Lexus Car Insurance Rates

Finding affordable car insurance rates for your Lexus, or any other vehicle, requires careful research and consideration of various factors. Here are some tips to help you find cheap Lexus car insurance rates:

  1. Compare Multiple Quotes: One of the most effective ways to find affordable insurance rates is to compare quotes from multiple insurance providers. Get quotes from at least three different insurers to see which one offers the best deal.
  2. Bundle Your Policies: If you have multiple insurance needs, consider bundling your auto insurance with other policies like home or renters insurance. Many insurers offer discounts for bundling.
  3. Maintain a Good Driving Record: A clean driving record with no accidents or traffic violations will generally result in lower insurance premiums. Safe driving is one of the most significant factors affecting your rates.
  4. Increase Deductibles: Increasing your deductible (the amount you pay out of pocket in the event of a claim) can lower your premium. Just make sure you can afford the higher deductible if you need to file a claim.
  5. Drive Less: If you have a low annual mileage, you may qualify for lower rates. Some insurers offer discounts for drivers who drive fewer miles each year.
  6. Choose the Right Coverage: Assess your insurance needs and choose coverage that is appropriate for your situation. If you have an older Lexus, you might consider dropping collision and comprehensive coverage if the cost of these coverages exceeds the car’s value.
  7. Maintain Good Credit: Many insurers use your credit score to determine your insurance premium. Maintaining good credit can help you secure lower rates.
  8. Ask About Discounts: Inquire about discounts that may be available to you. These could include safe driver discounts, good student discounts (if applicable), multi-car discounts, and more.
  9. Consider Safety Features: Make sure your Lexus is equipped with safety features like anti-theft devices, airbags, and advanced driver assistance systems (ADAS). These can lead to discounts on your insurance premium.
  10. Choose the Right Lexus Model: As mentioned in previous responses, the specific Lexus model you choose can impact your insurance rates. Smaller, less powerful models may have lower premiums compared to high-performance or luxury models.
  11. Maintain Continuous Coverage: Maintaining continuous auto insurance coverage without lapses can lead to lower rates. Insurance providers often view continuous coverage as a sign of a responsible and lower-risk driver.
  12. Ask About Usage-Based Insurance: Some insurers offer usage-based insurance programs where your rates are based on your actual driving habits. If you’re a safe driver, this could result in lower premiums.
  13. Shop Around Regularly: Insurance rates can change over time, so it’s a good idea to shop around for new quotes periodically, even if you’ve been with the same insurer for a while.
  14. Consider Local or Regional Insurers: Smaller, local, or regional insurers may offer competitive rates, so don’t limit your search to large national companies.
  15. Seek Recommendations: Ask friends, family, or colleagues for recommendations on insurance providers they’ve had positive experiences with. Word-of-mouth can be valuable in finding a reputable and cost-effective insurer.

Some Interesting Facts About Lexus:

Lexus is a luxury automotive brand known for its commitment to quality, innovation, and performance. Here are some interesting facts about Lexus:

  1. Origin of the Name: The name “Lexus” is a combination of the words “luxury” and “elegance.” It was chosen to reflect the brand’s commitment to providing luxury vehicles.
  2. Toyota’s Luxury Division: Lexus is the luxury vehicle division of Toyota Motor Corporation. It was founded in 1989 and has since become a well-respected global luxury brand.
  3. First Lexus Model: The first Lexus model was the LS 400, introduced in 1989. It made a significant impact on the luxury car market by offering exceptional quality and performance at a lower price point than competitors.
  4. Pioneering Quality Standards: Lexus is known for its dedication to quality and craftsmanship. The company implemented a strict “Lexus Customer Service Commitment” that includes a “no-haggle” pricing policy, a commitment to customer satisfaction, and a focus on superior service.
  5. Quietness and Comfort: Lexus is renowned for its pursuit of quietness and comfort in its vehicles. Engineers used cutting-edge technology to reduce noise and vibration, creating a serene driving experience.
  6. Hybrid Innovation: Lexus introduced the RX 400h in 2005, making it one of the first luxury brands to offer a hybrid SUV. The success of the RX 400h paved the way for other hybrid models within the Lexus lineup.
  7. F Performance Line: Lexus introduced its “F” performance line, which includes high-performance models like the Lexus RC F and the Lexus GS F. These models are designed for enthusiasts seeking sportier driving experiences.
  8. Spindle Grille Design: Lexus is known for its distinctive spindle grille design, which has become a hallmark of the brand’s visual identity. The grille’s design has evolved over the years and is a prominent feature on most Lexus models.
  9. Takumi Craftsmanship: Lexus employs a team of master craftsmen called “Takumi” who undergo extensive training and certification to ensure that every detail of a Lexus vehicle is meticulously crafted to perfection.
  10. Lexus Hoverboard: In 2015, Lexus unveiled a working prototype of a hoverboard called the “Slide.” It used magnetic levitation technology to “float” above the ground and garnered significant attention for its futuristic design.
  11. Lexus in Space: In 2001, a modified Lexus GS 430 sedan was sent into space as part of a partnership with the Japan Aerospace Exploration Agency (JAXA). It was used for testing the effects of outer space on various materials and components.
  12. Global Presence: Lexus is sold in over 90 countries worldwide and has manufacturing facilities in several countries, including Japan, the United States, and Canada.
  13. Awards and Recognition: Lexus has consistently received high marks for quality and reliability. It has earned numerous awards for its vehicles, including top spots in J.D. Power and Associates’ Vehicle Dependability Study and Initial Quality Study.
  14. Luxury Yachts: In addition to automobiles, Lexus has ventured into luxury yacht design and manufacturing. The Lexus LY 650 is a luxury yacht that reflects the brand’s commitment to craftsmanship and innovation.
  15. Sustainability Initiatives: Lexus has been actively pursuing sustainability initiatives, including the development of hybrid and electric vehicles. The brand aims to reduce its environmental footprint and promote responsible practices.

All Lexus Models

lexus-car

Here is a list of all the Lexus models, sorted by vehicle type:

Sedans:

  • Lexus IS
  • Lexus ES
  • Lexus LS
  • Lexus GS

SUVs and Crossovers:

  • Lexus UX
  • Lexus NX
  • Lexus RX
  • Lexus GX
  • Lexus LX

Coupes and Convertibles:

  • Lexus LC
  • Lexus RC

Hybrids:

  • Lexus ES Hybrid
  • Lexus LS Hybrid
  • Lexus UX Hybrid
  • Lexus NX Hybrid
  • Lexus RX Hybrid
  • Lexus LC Hybrid
  • Lexus LS Hybrid

What is the Average Maintenance Cost of a Lexus in Canada?

The average maintenance cost of a Lexus can vary depending on a number of factors, including the specific model, year, and location. That being said, here is a general overview of the average maintenance cost of a Lexus in each province:

  • Alberta: $800 – $1,000 per year
  • British Columbia: $1,000 – $1,200 per year
  • Manitoba: $700 – $900 per year
  • New Brunswick: $500 – $700 per year
  • Newfoundland and Labrador: $700 – $900 per year
  • Nova Scotia: $500 – $700 per year
  • Ontario: $1,000 – $1,200 per year
  • Prince Edward Island: $400 – $600 per year
  • Quebec: $400 – $600 per year
  • Saskatchewan: $700 – $900 per year

Known Issues with Lexus Vehicles

  1. Takata Airbag Recall: Many automakers, including Lexus, were affected by the massive Takata airbag recall. Faulty Takata airbags were known to deploy explosively, causing serious injuries and fatalities. Lexus recalled various models to replace these airbags.
  2. Engine Sludge: Some older Lexus models, particularly those with certain V6 engines, were known to be susceptible to engine sludge buildup if proper maintenance and oil changes were not performed regularly. This issue could lead to engine damage.
  3. Cracked Dashboard: In some Lexus models, especially in hot and sunny climates, dashboard materials were prone to cracking over time. This was primarily a cosmetic issue.
  4. Transmission Issues: Some Lexus models experienced transmission problems, such as rough shifting or hesitation when accelerating. These issues were more common in older models.
  5. Hybrid Battery Degradation: For Lexus hybrid models like the RX 400h, there have been reports of hybrid battery degradation over time. While not widespread, it’s an issue that hybrid owners should be aware of.
  6. Spare Tire Recall: In certain Lexus models, there was a recall related to the spare tire assembly. The spare tire could detach from the vehicle while driving.
  7. Navigation and Multimedia System Glitches: Some Lexus owners reported issues with the infotainment system, including slow performance, freezing screens, and navigation system errors.
  8. Carbon Buildup: In some direct-injection engines, carbon buildup on the intake valves could lead to rough idling and decreased performance. This was an issue faced by various automakers, not exclusive to Lexus.
  9. Suspension Issues: Some Lexus models had reports of suspension problems, including clunking noises or issues with the adaptive suspension system.
  10. Excessive Oil Consumption: A few Lexus models had reports of excessive oil consumption, which required frequent top-ups between oil changes.

What is the Safety Rating of Lexus?

Lexus, as a brand, has a strong reputation for safety and typically receives high safety ratings for its vehicles. However, specific safety ratings can vary depending on the model and model year. Safety ratings are typically determined by organizations such as the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) in the United States, Euro NCAP in Europe, and similar agencies in other regions.

Here are some general points to consider regarding Lexus safety ratings:

  1. IIHS Top Safety Pick and Top Safety Pick+: Many Lexus models have earned the IIHS Top Safety Pick and Top Safety Pick+ awards, which are given to vehicles that perform exceptionally well in crash tests and come equipped with advanced safety features. The specific models that receive these awards can vary from year to year.
  2. NHTSA Ratings: The NHTSA provides safety ratings based on its testing, including crash test results and safety features. Lexus models often receive high ratings from the NHTSA, particularly for their crashworthiness and safety technology.
  3. Safety Features: Lexus vehicles are typically equipped with a range of safety features, including advanced driver assistance systems (ADAS) like adaptive cruise control, lane departure warning, automatic emergency braking, blind-spot monitoring, and more. These features contribute to the overall safety of the vehicles.
  4. Lexus Safety System+: Many newer Lexus models come standard with the Lexus Safety System+, which includes a suite of advanced safety features designed to help prevent accidents and protect occupants.
  5. Pedestrian Detection: Some Lexus models are equipped with pedestrian detection systems that can help avoid or mitigate collisions with pedestrians.
  6. Lexus Enform Safety Connect: This service provides access to emergency assistance, stolen vehicle locator, and other safety-related services.
  7. High-Quality Materials and Construction: Lexus is known for its attention to detail and high-quality construction, which can contribute to overall safety in the event of a collision.

Does Lexus Get Stolen a Lot in Canada?

Lexus vehicles, like many other brands, can be targeted for theft in Canada, but the frequency of thefts can vary depending on the specific model, location, and year. Generally, luxury vehicles, including Lexus, may be attractive to thieves due to their higher market value and the potential for resale or parts. However, it’s important to note that modern vehicles, including Lexus models, come equipped with advanced anti-theft features that make stealing them more difficult.

To assess the theft risk associated with a specific Lexus model in Canada, you can refer to annual vehicle theft reports and statistics from law enforcement agencies or insurance organizations. These reports often provide insights into the most stolen vehicles in a given region.

Here are some general tips to help prevent vehicle theft for any car, including Lexus:

  1. Use Anti-Theft Devices: Invest in anti-theft devices such as steering wheel locks, car alarms, and immobilizers, which can deter thieves.
  2. Park in Well-Lit Areas: Park your vehicle in well-lit, populated areas, particularly at night, to make it less appealing to potential thieves.
  3. Lock Your Doors: Always lock your vehicle’s doors, even when you’re just running a quick errand. Many thefts occur from unlocked cars.
  4. Store Valuables Out of Sight: Keep valuable items out of sight, and don’t leave them in plain view in your vehicle. Thieves may break in if they see something they want.
  5. Install a Tracking System: Consider installing a GPS tracking system in your Lexus, which can help locate the vehicle if it’s stolen.
  6. Be Cautious with Keyless Entry: Some high-tech thieves may use relay attacks to steal vehicles with keyless entry systems. To prevent this, store your key fob in a Faraday pouch or metal container to block signals.
  7. Keep Your Keys Secure: Avoid leaving your keys in the ignition, even for a short time, and keep spare keys in a safe place.
  8. Report Stolen Vehicles Immediately: If your Lexus is stolen, report it to the police and your insurance company promptly. Having a police report is essential for insurance claims.
  9. Consider Comprehensive Insurance: Comprehensive auto insurance coverage typically covers theft. Consider adding this coverage to your policy for added protection.

Why is Lexus So Easy to Steal?

Lexus, like other modern vehicles, is not necessarily easier to steal compared to other brands. In fact, automakers, including Lexus, have implemented advanced security features and technology to make it increasingly difficult for thieves to steal vehicles. However, it’s important to understand that determined thieves can find ways to steal almost any vehicle if they have the right tools and knowledge.

Here are a few reasons why any vehicle, including Lexus, might be vulnerable to theft:

  1. Keyless Entry Vulnerabilities: Some high-end vehicles, including Lexus models, use keyless entry systems that rely on proximity key fobs. While convenient, these systems can be susceptible to relay attacks, where thieves use electronic devices to capture the signal from the key fob and start the vehicle. To mitigate this risk, some Lexus owners use Faraday pouches or metal containers to block signals when not in use.
  2. Key Cloning: Thieves may attempt to clone a vehicle’s key using techniques like “code grabbing” or “key programming” if they gain access to the original key. Advanced key encryption systems have made this more difficult, but it’s not impossible.
  3. Weak Physical Security: In some cases, older Lexus models or models with less advanced security systems may be targeted if they lack robust physical security features such as steering wheel locks or wheel locks.
  4. Technological Advancements: As technology advances, so do the tools and techniques used by thieves. Some criminals are proficient at hacking into a vehicle’s electronic systems to disable security features or gain access to the vehicle.
  5. Opportunistic Theft: Many vehicle thefts are crimes of opportunity. Thieves may target vehicles that are left unlocked, with keys in the ignition, or in poorly lit areas where they can work undetected.

List of Most Frequently Stolen Lexus Vehicles in Canada

According to the Insurance Bureau of Canada (IBC), the following are the most frequently stolen Lexus vehicles in Canada:

  1. 2017 Lexus RX350/RX450h
  2. 2018 Lexus RX350/RX350L/RX450h/RX450hL
  3. 2019 Lexus RX350/RX350L/RX450h/RX450hL
  4. 2016 Lexus RX350/RX450h
  5. 2015 Lexus RX350/RX450h
  6. 2017 Lexus NX200t/NX300/NX300h
  7. 2018 Lexus NX300/NX300h
  8. 2019 Lexus NX300/NX300h
  9. 2015 Lexus NX200t/NX300h
  10. 2016 Lexus NX200t/NX300h

Pros and Cons of Lexus Vehicles

Lexus vehicles are known for their luxury, reliability, and advanced technology. However, like any brand, they have their pros and cons. Here’s an overview of the advantages and disadvantages of owning a Lexus:

Pros of Lexus Vehicles:

  1. Reliability: Lexus consistently ranks high in reliability and dependability studies. Many owners report trouble-free driving experiences and low maintenance costs.
  2. Quality Craftsmanship: Lexus is known for its meticulous attention to detail and high-quality materials. The interior of Lexus vehicles often features luxurious finishes and comfortable seating.
  3. Advanced Technology: Lexus incorporates advanced technology and innovative features in its vehicles. This includes cutting-edge safety systems, infotainment, and driver assistance technology.
  4. Smooth and Comfortable Ride: Lexus vehicles are renowned for their comfortable and quiet ride. They often prioritize ride quality and cabin comfort.
  5. Safety Features: Many Lexus models come equipped with a wide range of safety features, including adaptive cruise control, lane-keeping assist, automatic emergency braking, and more.
  6. Resale Value: Lexus vehicles tend to hold their value well, which can result in higher resale prices when you decide to sell or trade in your car.
  7. Strong Dealer Network: Lexus has a strong network of dealerships known for excellent customer service and support.
  8. Hybrid Options: Lexus offers a variety of hybrid models, providing fuel efficiency and reduced emissions for environmentally conscious buyers.

Cons of Lexus Vehicles:

  1. Higher Cost: Lexus vehicles are typically priced higher than many other brands due to their luxury status. This can result in higher upfront costs and potentially higher insurance rates.
  2. Maintenance Costs: While Lexus vehicles are reliable, maintenance and repair costs can be higher than non-luxury brands. Genuine Lexus parts and dealership servicing can be more expensive.
  3. Limited Sportiness: While Lexus has made efforts to improve the sportiness of some models, they are generally known for a more comfortable ride rather than sporty handling. Enthusiastic drivers might prefer other brands for a sportier driving experience.
  4. Complex Technology: The advanced technology found in Lexus vehicles can be complex, and some owners may find it overwhelming or challenging to use. This complexity can also lead to more expensive repairs if technology components fail.
  5. Limited Model Selection: Lexus has a smaller model lineup compared to some other luxury brands, which may limit the options available to potential buyers.
  6. Resale Value Fluctuations: While Lexus vehicles tend to hold their value well, the resale market can be influenced by factors such as supply and demand, market conditions, and changing consumer preferences.
  7. Limited Off-Road Capability: While some Lexus models have all-wheel-drive capabilities, they are generally not designed for off-road use like some competitors.

In summary, Lexus vehicles offer a blend of luxury, reliability, and advanced technology, making them appealing to many buyers. However, they come with a higher price tag and maintenance costs associated with their luxury status. The decision to own a Lexus should consider your specific needs, preferences, and budget. It’s advisable to test drive different models and carefully evaluate your priorities before making a purchase.

About the Author: Valerie D. Hahn

Valerie is an insurance editor, journalist, and business professional at RateLab. She has more than 15 years of experience in personal financial products. She strives to educate readers and ensure that they are properly protected.

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