Car Insurance Quotes in Lacombe Alberta

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  • Lacombe Alberta

City of Lacombe

Lacombe is a city in the central part of Alberta about 125 km to the south of Edmonton and 25 km to the north side of Red Deer. The city is situated between the Rocky Mountains on the west. And, on the east, there is the prairie land. As per the 2016 census, the population of Lacombe was 13057. This increased by 11.5% over the 2011 census. You may find many attractions and annual events in Lacombe that visitors may enjoy. These include Light of the Night, Lacombe Days, Lacombe Cultural and Harvest Festival and Christmas Lights Exchange.

The city got its name from the missionary Father Albert Lacombe who lived here long ago. Lacombe still has the old world magic with Edwardian buildings and is the location for many Hollywood movies. There are many public and private schools in Lacombe. Some of the amenities in Lacombe include Kinsmen Aquatic Centre and Lacombe Memorial Centre. Also, Public Library, Can Pak Ice Complex and sports fields are other attractions in Lacombe.

Economy of Lacombe

Since Lacombe lies in a very fertile land, the local economy has a strong agricultural connection. The Oil and Gas industry is also very important in Lacombe. Some of the major employers in Lacombe include public and private sectors. These include Best Buy Canada, Lacombe Research Centre, Lacombe Hog, Agriculture Financial Services Corp, the City and The Bethany Group.

Who Has the Cheapest Car Insurance Quotes in Lacombe

RankInsurance CompanyAnnual Cost
1Wawanesa$1,137
2SG Canada$1,152
3Travelers Dominion Product$1,255
4Aviva Traders$1,276
5CAA AMA$1,313
6Aviva$1,333
7Peace Hills$1,361
8RSA$1,525
9Economical$1,544
10Pembridge$1,681

Most Expensive Auto Insurer in Lacombe

We compared the rates of car insurance in Lacombe by various insurance providers. Pembridge Insurance had the most expensive quote at an annual price of $1681. This was $544 more than the cheapest quote at a variation of 32.36%. Economical Insurance had the next highest quote at $137 less than Pembridge Insurance. RSA had a similar quote at just $19 less.

Cheapest Auto Insurer in Lacombe

As per the above car insurance comparison table for Lacombe, Wawanesa had the cheapest annual quote at $1137. SG Canada had the next cheap quote at a difference of $15. The Travelers Dominion Product got the 3rd place at an annual quote higher by $118 than Wawanesa Insurance.

Car Insurance in Lacombe Neighborhoods

NeighborhoodsAnnual Car Insurance
Bentley$933
Blackfalds$933
Clive$933
Gull Lake$933
Joffre$933
Jarvis Bay$992

Most Expensive Areas for Car Insurance in Lacombe

We did a comparison of car insurance prices in Lacombe using a sample profile for vehicle and driver. The only neighborhood that had a higher quote than other areas was Jarvis Bay at an annual price of $992. Mostly a community that visitors and residents on a seasonal basis, Jarvis Bay has recently developed a lot. This is also the reason for higher traffic in the area that reflects in the car insurance quote.

Least Expensive Areas for Car Insurance in Lacombe

As per the above table, all the remaining neighborhoods in Lacombe had similar pricing for car insurance at $933. These include Bentley, Blackfalds, Clive, Gull Lake and Joffre.

Getting Around Lacombe

You may use the BOLT public transportation that serves Lacombe, Blackfalds and Red Deer to get to Lacombe. The monthly BOLT card holders can connect to Red Deer route 10. This will take the riders to reach Bower Mall, Red Deer Hospital or the Red Deer College. And, they pay no fees if they are monthly card holders.

City Initiatives for Transportation

The Streets & Roads department of Lacombe City is responsible for the paving and clearing all roads. Seasonal maintenance of alley and road networks is the responsibility of Roads department. They perform a variety of maintenance activities seasonally and regularly as per the need. These are street sweeping, snow clearing, crack sealing, patching of asphalt roads. Pothole Patrol, concrete patching of curbs, sidewalks, and gutter. They also paint traffic lines, sand, install and maintain traffic signs and storm water drainage. There are around 22 intersections in Lacombe.

Winter Maintenance

The Lacombe Roads department has prioritized the clearing of snow during winter for public safety. They give high priority to parking lots for emergency vehicles, highways 2A and 12 in the city limit. Then they clear snow off the secondary and primary roads, community parking lots and school zone routes. The commercial and residential lanes and roads get the least priority for snow clearing.

Sanding of Streets in Lacombe

The Roads department does the sanding of the city roads to prevent hazards to public and property. These areas include inclines, intersections, primary driving lanes, school zones, high pedestrian and vehicle traffic.

Lacombe Police Strategic Plan for 2016 – 2018

The Lacombe Police service is one of the earliest police departments since 1900 in Alberta. Their strategic plan aims at reducing property crime. These include break & enter, theft from vehicles, auto thefts, vandalism to property etc. They plan to considerably reduce such incidents and motor vehicle collisions as follows:

Reduce Traffic Collisions

  • Increase the enforcement of traffic in playground, school, pedestrian, intersections and high traffic areas zones
  • Educate, enforce and increase public awareness about impaired driving accidents
  • Enforce strict measures against distracted driving
  • Enhance safety rules for commercial vehicle
  • Optimize the use of Peace Officers in the community
  • Automate traffic enforcement and cooperate with municipal government regarding traffic plans, problems, and developmental initiatives
  • To increase school zone and high collision area enforcement by conducting regular checks

Transportation Master Plan of Lacombe

The city TMP plans to make changes for improving the road network system in Lacombe. This includes widening or changes of certain intersections that see high traffic congestion. These include 50th Street and 54 Avenue, Highway 12 and 50 Street. Elizabeth Lake Drive and Maple Drive as well as Woodland Drive. They also identified certain areas with more traffic than maximum capacity as follows:

  • 76 Street and 50 Avenue along Highway 12
  • 63 Street and 50 Avenue along Highway 12
  • C&E Trail and 50 Avenue along Highway 12
  • Highway 2A and 50 Avenue
  • Wolf Creek Drive and 50 Avenue
  • 34 Street and 50 Avenue

Goals of the Transportation Master Plan

Apart from the above road improvement actions, the TMP will also complete a traffic study program of about 24 intersections. They will also check options to increase pedestrian, property and motor safety. At the same time, they would minimize the costs for maintenance to reduce the burden on tax payers. The TMP aims at increasing public safety. They may do this by reducing the number and severity of motor vehicle collisions by addressing areas with traffic congestion.

List of Car Insurance Companies in Lacombe

Insurance CompanyAddressCityProvincePostal CodeTelephone
Advantage Insurance Group (2006) Inc5033 52 St,LacombeABT4L 2A6(403) 782-3800
Western Financial Group5024 51 StLacombeABT4L 1W2(403) 782-3757
Access Insurance Group Ltd4711 49b Ave #102LacombeABT4L 1K1(403) 782-3344
Brown & Ward Insurance Ltd5024 51 St,LacombeABT4L 1W2(403) 782-3757

Resources:

http://www.lacombe.ca/home/showdocument?id=9033

http://www.lacombe.ca/living/operations-and-planning-services-infrastructure-services/roads

http://www.lacombe.ca/home/showdocument?id=752

http://www.lacombe.ca/home/showdocument?id=1955


* Methodology

For the survey, we assumed that the auto insurance premiums are for a 35-year-old man. He owns his car Honda Civic model 2012. The credit rating is good and he has basic liability coverage. The annual mileage ranges from 5,000 to 8,000 with no traffic tickets since last 5 years.

Insurance quotes shown here are examples only. The lowest cost insurance provider depends on numerous factors related to the car, driver, location and driving conditions. There’s no guarantee that the lowest rate provider in these examples produces the lowest rate for every driver.


 

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