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HomeAuto Insurance By Car BrandGMC Car Insurance: Cost & Quotes Comparison

Things to Know About Insuring GMC Vehicles


  • GMC is primarily General Motors’ truck and utility vehicle division
  • The brand name developed from the purchase of the Rapid Motor Vehicle Company in 1909
  • GMC consumer products have very good occupant protection characteristics
  • There’s a tilt toward more expensive comprehensive claims across the GMC model line
  • A more favorable pattern emerges for collision insurance claims

How Much Does Car Insurance Cost For GMC

Truck Gmc Parade

The average cost of car insurance for GMC is $1,163 in Canada. It’s $96 per month.

The table below shows the GMC car insurance cost for a sample driver.

CityAverage GMC Car Insurance Cost*
Quebec City$539
Richmond Hill$1,208

Methodology: We surveyed GMC car insurance prices in select Canadian cities for the purpose of illustrating the average quotes for a male driver aged 35 years in the city downtown with owned ACADIA DENALI V6 4DR AWD 2015 model car.

Please note that car insurance prices depend on many factors including your age, location, driving history, and more. So, to get a customized quote, enter your postal code above.

GMC Model Factors that Lower Auto Insurance Costs


When vehicles demonstrate that they cost less to get back on the road after an insurance claim, insurance costs fall lower than similar vehicles costing more. It’s a simple financial risk on the part of insurance companies. Good performance generates low-risk ratings, putting money back into the driver’s pocket.

Several GMC models have patterns favorable to low insurance costs. The Insurance Bureau of Canada collects claims information and compares all vehicles against industry averages. Where collision claims occur, GMC models showing positive performance across model years include the GMC Astro and Safari Wagon, the Blazer and Jimmy S-Series, the Colorado, S10/Sonoma, and Silverado. Each of these shows multiple model years where the cost to repair vehicles came in under averages of all vehicles in the country. Because of this, insurance costs for these models are also better than average, meaning low rates for consumers.

Occupant protection reflects statistically in the incidence of accident benefits claims arising from personal injuries after collisions. GMC vehicles perform well in this regard, possibly due to the larger average size of the models as well as safety features designed to improve occupant protection.

No GMC vehicles perform below average for this category. Only a few model years show average performance, and these spread across models. Nearly all GMC vehicles came in above average for occupant protection based on accident benefits claims. This safe ride results in lower insurance costs, particularly in vehicles that already perform ahead of the curve in collision repair costs.

GMC Model Factors that Increase Auto Insurance Costs

Gmc Yukon Truck

The universally good personal injury performance isn’t shared across the collision and comprehensive categories for all models. While some vehicles, as noted above, do perform well, more than one-third of the GMC models reported by the IBC cost more to repair after collisions or incidents covered by comprehensive insurance.

For example, the GMC Silverado, while scoring better than average for collision claims for most model years doesn’t have the same advantage for comprehensive coverage. Comprehensive claims for the model frequently exceed 200 percent of the national average. Other models, including the Suburban, Yukon, and Tahoe show high comprehensive claims costs as well. These models see higher insurance costs because of it.

While generally, GMC products perform well on accident claims, some model years fall below standards. The worst offenders are late model Equinox and Terrains, as well as some years of Silverado, Tahoe, Trailblazer, and Colorado versions. Any positive gains in other years are tempered by these statistics.

Known Issues with GMC Vehicles

A major recall by airbag supplier Takata affects nearly all car manufacturers. GMC has affected models as well. Information on recalls for North American vehicles is found here, at the site. You can look up individual GMC vehicles by VIN to determine status under the Takata recall.

  • A Goodyear tire recall affects 2015 GMC Acadia SUVs.
  • 2009 to 2014 GMC Acadias have a front seatbelt cable issue.
  • 2008 to 2013 GMC Acadias also have a side airbag wiring harness problem.
  • 2015 GMC Canyon pickups have a front seat issue, resulting in a recall.
  • 2006 and 2007 GMC have a potential fire risk issue.
  • GMC Savana models using compressed natural gas as a fuel are recalled for a potential leak problem. This involves models from 2011 to 2014.
  • The 2015 GMC Suburban is part of a recall due to rollaway risks.
  • 2015 GMC Sierra HD, Yukon, and Yukon XL models are recalled for warning system failures. provides a comprehensive report of GMC recalls here. You can also use the link above to search non-Takata airbag recalls.

Tips for Finding the Lowest GMC Car Insurance Rates

Gmc Acadia Suv Truck

As with any vehicle brand in Ontario, finding the best price on insurance for GMC trucks requires extensive comparison shopping. Fortunately, “extensive” no longer means “time-consuming” thanks to Ratelab’s car insurance calculator. Unlike other online resources that look only at one insurer’s rates, Ratelab has dozens of partners in the insurance industry. The Ratelab advantage shops your policy needs with over 40 insurance companies operating in Ontario. You’ll find not only the best match for coverage but also, the lowest estimates on the policy you want.

Though just searching through Ratelab can save you hundreds, that’s just the beginning. For example, most insurers offer a range of discounts not included in the short forms you fill out for the Ratelab search. With your already low-cost quote in hand, you can hunt for discounts offered by your pick of the insurers bidding for your business. Not every company offers the same discounts. The auto insurance market in Ontario is competitive, with each company seeking the plan that gives them the upper hand.

When you qualify for a discount, ask that it be applied to your policy. Insurers rarely add discounts automatically. The savvy shopper knows this and checks back with the company for new discounts and qualifying status. There’s no need to simply accept insurance price increases year after year. There are better plans out there.

GMC In Depth

General Motor Company (GMC) is a vehicle manufacturer from the United States. It is part of the General Motors Group and has become the second-largest best-selling company of the General Motor Division, behind Chevrolet.

GMC offers a wide range of crossovers, SUVs, pickup trucks, and vans and trucks. Today, GMC offers the Terrain, Acadia, Yukon SUVs, the Canyon, and the popular Sierra pickups.

Popular GMC Models

Cargo Van: Savana 3500, Savana 2500, GMC Pickup, Sierra 3500, Sierra 2500, Sierra 1500, Canyon,
GMC Utility: Yukon XL, Acadia, Terrain, Yukon
The company does particularly well in the pickup truck segment in the Canadian market. One of the most popular pickup trucks in Canada right now is the GMC Sierra, which ranked number four in a list of the most popular vehicles in the country.

All GMC Models

GMC Acadia
GMC Canyon
GMC Envoy
GMC Savana
GMC Sierra 1500
GMC Sierra 1500 Hybrid
GMC Sierra HD
GMC Terrain
GMC Yukon
GMC Yukon Hybrid

Safety Of GMC

GMC includes the standard safety equipment in their vehicles, including airbags and electronic driver assistance. They include most of the safety features that are desired in modern cars. The key safety features of GMC vehicles are front and side airbags in the front, head and side airbags in the rear, 4-wheel disk brakes and ABS, stability and traction control, daytime running lights, and front tow hooks.

GMC’s Cost of Repair

GMC’s vehicles, particularly their pickup trucks, are among the cheapest vehicles to run and maintain for Canadians. Being close to their manufacturing plants helps speed parts supply and lower prices.

Damage Susceptibility of GMC Vehicles

Gmc Terrain Acadia Denali

GMC’s reliability ranks among the best within their market segment. GMCs are vehicles that will last a long time. Although they have had some issues with some recalls in the past, the problems were fixed, and most owners continue to enjoy a reliable car.

Likelihood of Theft

The GMC models come with some anti-theft features such as an electronic engine immobilizer, keyless entry, roadside assistance, remote horn, and remote lights.

Get Your Personal GMC Car Insurance Quote Now.

Each person gets a different quote based on their driving records, age, and location. To find out what you could be paying for your GMC car insurance, or what you could pay if you decided to purchase a GMC vehicle, start here to obtain a personalized quote.

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