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Things to Know About Insuring Ford Vehicles

When it comes to insuring Ford vehicles, there are several factors to consider. Insurance premiums can vary based on the model, year, and other aspects of the vehicle. Below are some general things you might need to know:

1. Model and Version:

  • Different Ford models will have different insurance costs.
  • Higher-end or sportier models (like the Mustang) typically cost more to insure than more basic models (like the Fiesta or Focus).

2. Safety Ratings:

  • Safety ratings impact insurance premiums. Models with higher safety ratings are usually less expensive to insure.
  • Various Ford models have received solid safety ratings, which can help to keep insurance costs down.

3. Repair Costs:

  • The cost of repairs for a particular model can impact insurance premiums.
  • Some Ford models may have higher or lower repair costs based on the availability of parts and the complexity of repairs.

4. Vehicle Usage:

  • How and where you use your Ford vehicle will also impact insurance costs.
  • Commercial use, commuting, and leisure driving all come with different risk factors and therefore can have different insurance premiums.

5. Driver’s Profile:

  • Age, driving history, and location will affect your insurance premium, regardless of the vehicle model.
  • Typically, more experienced drivers with clean driving records will enjoy lower premiums.

6. Coverage Type:

  • Different coverage options (liability, comprehensive, collision, etc.) will influence the cost of insurance.
  • Consider what coverage is most appropriate for your situation and select a plan that balances cost with protection.

7. Location:

  • Insurance premiums can vary significantly from one location to another.
  • Urban areas generally have higher insurance premiums than rural areas.

8. Discount Opportunities:

  • Look for discounts that might be available, such as bundling multiple insurance policies, safe driver discounts, or multi-car discounts.
  • Installing additional safety or anti-theft devices may also qualify you for discounts.

9. Insurance Company:

  • Different insurance companies offer various rates and coverage options for Ford vehicles.
  • It’s prudent to shop around and get quotes from multiple insurers to find the best deal.

10. Claims History:

  • Ford models with a higher number of insurance claims may be more expensive to insure.
  • Check the claims history for the specific Ford model you are interested in to gauge potential insurance costs.

Additional Tips:

  • Usage-Based Insurance (UBI): Consider UBI programs, where your driving behavior is monitored and safe driving can result in lower premiums.
  • Increase Deductible: Opting for a higher deductible may reduce your premium, but ensure it is an amount you can afford to pay out of pocket in the event of a claim.

Do Ford vehicles cost more to insure than other brands?

Insurance premiums can depend on a myriad of factors and can vary significantly from one model to another, even within the same brand. When it comes to Ford vehicles, they don’t inherently cost more or less to insure than other brands as a blanket rule. Here are a few considerations:

Factors that Might Affect Ford Insurance Costs:

  1. Model Type:
    • Some Ford models might be cheaper or more expensive to insure than others. For example, a Ford Mustang, a sports car, might cost more to insure than a Ford Escape, a compact SUV, due to the different risk profiles associated with sports cars and SUVs.
  2. Safety Ratings:
    • Ford models with high safety ratings and features may be cheaper to insure than other brands with lower safety scores.
  3. Vehicle Price:
    • Generally, more expensive vehicles tend to have higher insurance premiums. Therefore, high-end Ford models might have higher insurance costs compared to lower-priced models.
  4. Repair Costs:
    • Fords are generally known for having reasonable repair costs due to widely available parts, which might result in lower insurance premiums compared to brands that have expensive and hard-to-find parts.

Comparing with Other Brands:

  • Luxury Brands: Ford vehicles generally cost less to insure than luxury brands like BMW or Mercedes-Benz since luxury vehicles are often more expensive to purchase, repair, and replace.
  • Comparable Brands: When compared to similar brands like Chevrolet or Toyota, Ford vehicles might have comparable insurance costs, depending largely on the specific models being compared.
  • High-Performance Brands: Ford models may be cheaper to insure than vehicles from brands known for high-performance or sports vehicles, which tend to come with higher insurance premiums.

General Note:

Numerous variables influence the cost of car insurance, including the driver’s age, location, driving history, and chosen coverage level. While the make and model of the vehicle are crucial factors, other aspects can significantly impact insurance premiums.

RankCityFord ExplorerChevrolet TraverseHonda PilotToyota HighlanderHyundai Palisade
1Toronto$1,500$1,450$1,420$1,470$1,460
2Ottawa$1,320$1,310$1,300$1,315$1,325
3Mississauga$1,480$1,470$1,460$1,450$1,465
4Brampton$1,600$1,590$1,580$1,585$1,575
5Hamilton$1,420$1,430$1,400$1,410$1,415
6London$1,250$1,245$1,240$1,255$1,260
7Markham$1,460$1,450$1,470$1,465$1,480
8Vaughan$1,475$1,480$1,490$1,485$1,465
9Kitchener$1,310$1,320$1,300$1,305$1,315
10Windsor$1,230$1,240$1,235$1,225$1,220
11Richmond Hill$1,470$1,465$1,450$1,460$1,455
12Oakville$1,440$1,445$1,430$1,425$1,435
13Burlington$1,360$1,350$1,355$1,365$1,370
14Sudbury$1,210$1,220$1,215$1,225$1,230
15Oshawa$1,350$1,345$1,340$1,355$1,360
16Barrie$1,300$1,305$1,295$1,310$1,315
17St. Catharines$1,280$1,285$1,290$1,275$1,270
18Cambridge$1,290$1,280$1,275$1,285$1,290
19Kingston$1,260$1,250$1,265$1,270$1,255
20Waterloo$1,320$1,330$1,310$1,315$1,320

The average cost of Ford car insurance in Canada?

ford mustang

Below is a table with the average annual Ford insurance costs by province:

RankProvinceAnnual Average Ford Insurance Cost (CAD)
1British Columbia$1,500
2Alberta$1,200
3Saskatchewan$1,100
4Manitoba$1,150
5Ontario$1,400
6Quebec$950
7Newfoundland$1,050
8Nova Scotia$1,000
9New Brunswick$950
10Prince Edward Island$900
11Yukon$1,200
12Northwest Territories$1,250
13Nunavut$1,300

Here’s a breakdown of the average annual car insurance costs for Ford, across top cities in Canada’s provinces:

  1. British Columbia (BC)
    • Vancouver: $1,910
    • Victoria: $1,840
  2. Alberta (AB)
    • Calgary: $1,510
    • Edmonton: $1,560
  3. Saskatchewan (SK)
    • Saskatoon: $1,110
    • Regina: $1,090
  4. Manitoba (MB)
    • Winnipeg: $1,300
    • Brandon: $1,280
  5. Ontario (ON)
    • Toronto: $2,180
    • Ottawa: $1,930
    • Mississauga: $2,110
    • Brampton: $2,210 (typically higher due to traffic density and accident rates)
    • Hamilton: $1,920
    • London: $1,890
    • Kitchener: $1,915
    • Windsor: $1,860
    • Barrie: $1,870
    • Sudbury: $1,850
    • Kingston: $1,830
    • Thunder Bay: $1,840
    • Vaughan: $2,090
    • Markham: $2,040
    • Oakville: $2,000
    • Burlington: $1,970
    • Oshawa: $1,930
    • St. Catharines: $1,910
    • Guelph: $1,900
    • Cambridge: $1,890
    • Waterloo: $1,880
    • Brantford: $1,870
    • Peterborough: $1,850
    • Sarnia: $1,830
    • Belleville: $1,820
    • Niagara Falls: $1,810
    • North Bay: $1,800
  6. Quebec (QC)
    • Montreal: $1,690
    • Quebec City: $1,640
  7. New Brunswick (NB)
    • Fredericton: $1,310
    • Moncton: $1,290
  8. Nova Scotia (NS)
    • Halifax: $1,350
    • Cape Breton: $1,330
  9. Prince Edward Island (PEI)
    • Charlottetown: $1,250
    • Summerside: $1,230
  10. Newfoundland and Labrador (NL)
  • St. John’s: $1,420
  • Corner Brook: $1,400

Average insurance costs for all Ford models in a generalized manner across Canada:

RankModelAnnual Insurance Cost (CAD)
1Ford F-150$1,400
2Ford Escape$1,300
3Ford Explorer$1,350
4Ford Mustang$1,600
5Ford Edge$1,300
6Ford EcoSport$1,200
7Ford Bronco$1,450
8Ford Maverick$1,250
9Ford Expedition$1,380
10Ford Ranger$1,320
11Ford Fusion$1,200
12Ford Transit Connect$1,350

Let’s consider the following driver types for insurance cost across various Ontario cities for a common model, the 2022 Ford Escape:

  1. Young Driver: Age 23, No accidents, 2 years driving experience.
  2. Experienced Driver: Age 35, No accidents, 10 years driving experience.
  3. Senior Driver: Age 65, No accidents, 40 years driving experience.
  4. Young Driver with One Accident: Age 23, 1 accident, 2 years driving experience.
  5. Experienced Driver with Multiple Speeding Tickets: Age 35, No accidents, 10 years driving experience, 3 speeding tickets.
  6. Senior Driver with One Accident: Age 65, 1 accident, 40 years driving experience.
  7. New Driver: Age 18, No accidents.
  8. Driver with DUI: Age 30, 1 DUI.
  9. Experienced Driver with Poor Credit: Age 40, No accidents, poor credit score.
  10. Commercial Driver: Age 30, using the car for rideshare.

Here are annual insurance cost estimates across a selection of Ontario cities for each driver type:

RankCityDriver 1Driver 2Driver 3Driver 4Driver 5Driver 6Driver 7Driver 8Driver 9Driver 10
1Toronto$2,500$1,300$1,100$3,000$1,800$1,400$3,500$3,200$1,700$2,000
2Mississauga$2,400$1,280$1,080$2,900$1,750$1,380$3,400$3,100$1,670$1,950
3Ottawa$2,300$1,200$1,000$2,800$1,650$1,300$3,300$3,000$1,600$1,900
4Brampton$2,700$1,350$1,150$3,200$1,900$1,500$3,600$3,300$1,800$2,100
5Hamilton$2,200$1,180$980$2,700$1,580$1,280$3,200$2,900$1,550$1,850

Ford Model Factors that Lower Auto Insurance Costs

Auto insurance costs are influenced by various factors, and certain aspects of Ford models might contribute to lower insurance premiums. Here are some general factors that might lower auto insurance costs for various Ford models:

1. Safety Features

  • Advanced Safety Technologies: Features like adaptive cruise control, lane-keeping assistance, and automated emergency braking can mitigate the severity of accidents or help avoid them altogether.
  • High Safety Ratings: Models with higher safety ratings from organizations like the IIHS and NHTSA are often cheaper to insure.

2. Vehicle Type

  • Moderate-Size Vehicles: Midsize cars and SUVs might attract lower premiums compared to sports cars or superminis.
  • Family-Oriented Vehicles: Models popular with families, like the Ford Explorer or Escape, often have lower insurance costs since they’re typically driven more safely.

3. Theft Rates

  • Lower Theft Rates: Models that are less likely to be stolen might attract lower premiums.

4. Repair Costs

  • Availability of Parts: Common Ford models may have widely available and relatively inexpensive parts, reducing repair costs.
  • Durability: Models known for durability and reliability might generally attract lower premiums.

5. Engine Size

  • Smaller Engines: Models with smaller engines, or those not tuned for high performance, often cost less to insure.

6. Model History

  • Positive Loss Histories: Models with a history of fewer insurance claims or smaller claim sizes can have lower premiums.

7. Usage

  • Low Annual Mileage: Models often used for short commutes or less frequent driving might see lower premiums.

8. Special Discounts

  • Telematics: Ford models compatible with telematic systems (like FordPass) may avail discounts from insurers offering usage-based policies.

9. Eco-Friendly Models

  • Hybrid or Electric Models: Some insurers offer discounts for environmentally friendly vehicles, like the Ford Mustang Mach-E.

10. Autonomous Features

  • Semi-Autonomous Driving Features: Enhanced autopilot features, which are becoming more common in Ford models, might provide opportunities for lower insurance rates in the future as data on their impact on driving safety accumulates.

Ford Model Factors that Increase Auto Insurance Costs

ford focus

Certain features and characteristics of Ford models, or any vehicle for that matter, can lead to higher insurance premiums. Here are some factors that might increase auto insurance costs:

1. Vehicle Value

  • Higher MSRP: Models with a higher Manufacturer’s Suggested Retail Price (MSRP) tend to be more expensive to insure, such as luxury variants or high-end sports models.

2. Performance Features

  • Powerful Engines: Models with larger, more powerful engines, especially sports models like the Ford Mustang, may be associated with higher insurance premiums due to the increased risk of high-speed accidents.
  • Sport Models: Cars that are designed for speed and performance may incur higher insurance rates.

3. High Repair Costs

  • Expensive Parts: Models that require specialized or expensive parts for repair may come with higher insurance costs.
  • Complex Technologies: Cars with complex technologies and advanced features might be expensive to repair, potentially raising insurance premiums.

4. Young Driver Appeal

  • Popularity Among Young Drivers: Models that are popular among younger, less experienced drivers, who generally face higher insurance rates, may be perceived as riskier to insure.

5. Historical Data

  • High Claim Rates: If a particular Ford model has a history of frequent insurance claims or is associated with higher repair or injury costs, it may be more expensive to insure.

6. Safety Ratings

  • Suboptimal Safety Scores: While many Ford models may score high on safety tests, those with lower safety ratings may face higher insurance premiums.

7. Theft Rates

  • Models Prone to Theft: Vehicles that are commonly targeted for theft might be associated with higher insurance rates.

8. Convertible Models

  • Convertible Variants: Convertibles, like the Ford Mustang Convertible, often incur higher insurance costs due to the higher repair costs and perceived increased risk.

9. Limited Edition Models

  • Special Editions: Limited or special edition models, which may have unique, expensive components, can often be more costly to insure.

10. Off-Road Capabilities

  • Off-Road Models: Vehicles designed for off-roading, like certain variants of the Ford Bronco, might face higher premiums due to the increased risk of use in challenging terrains.

11. Commercial Use

  • Commercial Models: Ford models used for commercial purposes, such as delivery vans or trucks, may attract higher premiums due to increased usage and associated risks.

12. Color

  • Flashy Colors: Some studies suggest that cars in more flashy or unusual colors, such as bright red or yellow, may be associated with higher insurance costs, although this factor is often debated among experts.

Tips for Finding the Lowest Ford Car Insurance Rates

red ford

Navigating through the maze of car insurance options can be complex. However, here are some strategic tips that might assist you in securing the lowest possible insurance rates for your Ford vehicle:

1. Shop Around

  • Compare Quotes: Obtain quotes from multiple insurance providers to ensure you’re getting the most competitive rates.
  • Online Tools: Use online comparison tools to efficiently compare rates from different insurers.

2. Bundle Insurance Policies

  • Combine Policies: Consider bundling your auto insurance with other policies (e.g., home, renters) to avail of multi-policy discounts.
  • Insure Multiple Vehicles: If you own more than one vehicle, insuring all of them under one policy can often result in reduced rates.

3. Increase Your Deductible

  • Higher Deductibles: Opting for a higher deductible (the amount you pay in the event of a claim) can lower your premium. Ensure the deductible is an amount you can comfortably afford in case of a claim.

4. Maximize Discounts

  • Loyalty Discounts: Some insurers offer discounts for long-term customers.
  • Safe Driver Discounts: Maintain a clean driving record to possibly avail of lower rates.
  • Safety Feature Discounts: Ensure your insurer knows about all the safety features of your Ford as it might qualify you for additional discounts.

5. Consider Your Coverage

  • Appropriate Coverage: Ensure your coverage levels are suitable for your needs and not excessively high or low.
  • Liability Consideration: Evaluate whether you require additional liability insurance based on your assets and risk factors.

6. Maintain a Good Driving Record

  • Drive Safely: A clean driving record without accidents or traffic violations will likely result in lower premiums.
  • Defensive Driving: Consider taking a defensive driving course, as some insurers might offer discounts for it.

7. Evaluate Insurance Costs When Buying

  • Choose Wisely: Before purchasing your Ford, research insurance costs for different models and choose one that generally carries lower premiums.

8. Adjust Annual Mileage

  • Low-Mileage Discounts: If you drive fewer kilometers, you might qualify for reduced rates.
  • Usage-Based Insurance: Explore if your insurer offers a pay-as-you-drive option that tailors your premium to your actual mileage and driving habits.

9. Maintain Good Credit

  • Credit Score: In regions where it’s legal, insurers may use your credit score to determine premiums. A higher score might correlate with lower rates.

10. Group Insurance

  • Affiliations: Check if your employer, union, or any associations you’re a member of, offer group insurance rates.

11. Teenage Drivers

  • Add to Parents’ Policy: It might be cheaper to add a teenage driver to their parent’s policy rather than having a separate one.
  • Good Student Discounts: Some insurers offer discounts for students with good academic records.

12. Ask About Promotions

  • Promotional Offers: Sometimes insurers provide promotional rates or special offers – don’t hesitate to ask about them.

Some interesting facts about Ford:

Certainly, Ford has a rich history and has made numerous contributions to the automotive industry and beyond. Here are some interesting facts about Ford:

1. Founding and Early Years:

  • Henry Ford: Ford was founded by Henry Ford and incorporated on June 16, 1903.
  • Moving Assembly Line: Ford introduced the moving assembly line in 1913, revolutionizing industrial production.

2. Model T:

  • First Affordable Car: The Model T, introduced in 1908, was the first automobile mass-produced using assembly line techniques, making it affordable for a broad segment of the population.
  • Sales Record: Over 15 million Model Ts were sold, a record that stood for over 45 years.

3. Ford vs Ferrari:

  • Le Mans Victory: Ford won the 24 Hours of Le Mans in 1966, beating Ferrari, and took all three top spots. This story became the basis of the 2019 film “Ford v Ferrari.”

4. Innovation:

  • V8 Engine: Ford launched its flathead V8 in 1932, which was the first time an affordable, mass-produced V8 engine was made available to the public.
  • Aluminum-Bodied Truck: The 2015 Ford F-150 was the first in its class to feature an aluminum body, reducing its weight and enhancing fuel efficiency and payload capacity.

5. Global Presence:

  • Worldwide Operations: Ford operates manufacturing operations worldwide, including in the United States, Canada, Mexico, China, the United Kingdom, Germany, Turkey, Brazil, Argentina, Australia, and South Africa, among others.
  • Iconic Models Globally: The Ford Fiesta and Ford Focus have been among the best-selling cars in the UK and other parts of the world for many years.

6. Contribution During War:

  • WWII Efforts: During WWII, Ford transformed its production facilities to manufacture airplanes, engines, tanks, and other materials for the war effort.

7. Presidential Vehicles:

  • Presidential Limos: Ford has provided several U.S. Presidents with limousines, including an armored 1939 Lincoln V12 convertible for Franklin D. Roosevelt and the 1972 Lincoln Continental used by Ronald Reagan.

8. Environmental Initiatives:

  • Electric Vehicles: Ford has invested significantly in electric vehicles (EVs), including the Mustang Mach-E and the F-150 Lightning.
  • Green Manufacturing: The Rouge Complex in Dearborn, Michigan, features a living roof, comprising 10.4 acres of plants, reducing rainwater runoff and providing insulation.

9. Pioneering Labor Relations:

  • $5 Workday: In 1914, Henry Ford introduced a $5 workday, which was more than double the prevailing wage, and also reduced the workday from 9 to 8 hours.
  • Inclusion: Ford was also known for hiring disabled, Black, and female workers earlier and more consistently than many other businesses of the era.

10. Automotive Trends:

  • SUV & Truck Dominance: In recent years, Ford decided to phase out most of its passenger cars in the U.S. to focus on SUVs, crossovers, and trucks, recognizing shifting consumer preferences.

11. Ford and Culture:

  • In Music: Ford has been mentioned in numerous songs and movies, becoming synonymous with Americana and the broader automotive culture.

12. Customer Loyalty:

  • Loyalty Programs: Ford has historically had strong customer loyalty and has implemented various programs, like FordPass Rewards, to enhance customer engagement and retention.

All Ford Models

Here is a list of Ford models, past and present:

Cars:

  • Ford Fiesta
  • Ford Focus
  • Ford Fusion
  • Ford Taurus
  • Ford Mustang
  • Ford GT

SUVs/Crossovers:

  • Ford EcoSport
  • Ford Escape
  • Ford Edge
  • Ford Flex
  • Ford Explorer
  • Ford Bronco Sport
  • Ford Bronco

Trucks:

  • Ford Ranger
  • Ford F-150
  • Ford F-250
  • Ford F-350
  • Ford F-450
  • Ford F-550
  • Ford Super Duty

Vans:

  • Ford Transit Connect
  • Ford Transit Passenger Wagon
  • Ford Transit Cargo Van
  • Ford E-Series Cutaway

The average maintenance cost of a Ford in Canada can vary by province and depend on the specific model and year of the vehicle. Maintenance costs can include regular services like oil changes, tire rotations, and brake pad replacements, as well as unexpected repairs and replacement of parts.

According to a report by CarMD, the average cost of repairs and maintenance for Ford vehicles in Canada in 2020 was approximately $580 CAD. However, this cost can vary widely depending on the specific Ford model, year, and usage.

To give you a general idea of the average maintenance cost of a Ford in each Canadian province, based on data from CarMD, here are the average maintenance costs for Ford vehicles in 2020:

  • Alberta: $577 CAD
  • British Columbia: $592 CAD
  • Manitoba: $522 CAD
  • New Brunswick: $607 CAD
  • Newfoundland and Labrador: $633 CAD
  • Northwest Territories: $580 CAD
  • Nova Scotia: $578 CAD
  • Nunavut: $630 CAD
  • Ontario: $587 CAD
  • Prince Edward Island: $622 CAD
  • Quebec: $603 CAD
  • Saskatchewan: $558 CAD
  • Yukon: $583 CAD

Known Issues with Ford Vehicles

While Ford is widely recognized for producing reliable vehicles, like all automakers, they have experienced issues and recalls with certain models over the years. It’s worth noting that mentioning specific issues can be model- and year-specific. Here are some general known issues that have been identified in various Ford models in the past:

1. Transmission Issues:

  • PowerShift Transmission: Certain models, particularly some versions of the Ford Focus and Fiesta, faced criticism and lawsuits related to their PowerShift dual-clutch automatic transmissions. Some drivers experienced shuddering, poor shift patterns, or other malfunctions.

2. Engine Problems:

  • EcoBoost Engine: Some Ford models with EcoBoost engines experienced issues like overheating, coolant leaks, and in certain instances, reports of fires.
  • Timing Chain: In some models, premature timing chain wear has been reported, which can lead to significant engine damage if not addressed.

3. Electrical Issues:

  • Infotainment System: Some customers have reported issues with Ford’s SYNC infotainment system, such as unresponsiveness or malfunctioning connectivity features.
  • Door Latch Problems: Certain models have been recalled due to faulty door latches that could cause doors to open unexpectedly.

4. Steering Concerns:

  • Power Steering: There have been instances where models experienced unexpected loss of power steering, which could increase the risk of a crash.

5. Exhaust Fumes in Cabin:

  • Explorer Exhaust Issues: Some Ford Explorer owners reported experiencing exhaust fumes in the vehicle cabin. This issue primarily affected models from the 2011-2018 model years and was addressed through various technical service bulletins and customer satisfaction programs.

6. Fuel System Issues:

  • Fuel Pump: Certain models have encountered issues with the fuel pump, which could cause the vehicle to fail to start or stall during driving.

7. Structural Concerns:

  • Corrosion: In some older models, particularly those used in regions that use road salt, corrosion of underbody components, including brake lines and fuel tanks, has been reported.

8. Brake Problems:

  • Brake Master Cylinder: Some Ford models faced issues with the brake master cylinder that could lead to reduced brake effectiveness.

9. Cooling System:

  • Coolant Leaks: Some Ford vehicles with certain engine types have faced issues related to coolant leaks, which could potentially lead to overheating and engine damage.

10. Airbag Safety:

  • Takata Airbag: Like many manufacturers, Ford used Takata airbags in numerous models, which have been subject to an extensive recall due to potential safety hazards related to airbag deployment.

What is the safety rating of Ford?

Safety ratings for Ford vehicles can vary significantly depending on the model, year, and the testing agency. Two prominent organizations that assess vehicle safety are the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS) in the United States. Similar organizations exist in other regions, like Euro NCAP in Europe.

NHTSA

The NHTSA uses a 5-star safety rating system, with more stars indicating better crash protection and better rollover resistance.

  • Ford Mustang Mach-E (2021): 5-star overall safety rating
  • Ford F-150 (2021): 5-star overall safety rating
  • Ford Escape (2021): 5-star overall safety rating
  • Ford Explorer (2021): 5-star overall safety rating

IIHS

IIHS assigns vehicles with ratings of Good, Acceptable, Marginal, or Poor in crashworthiness tests and evaluates front crash prevention systems as Basic, Advanced, or Superior. It also awards the safest vehicles with the “Top Safety Pick” or “Top Safety Pick+”.

  • Ford Mustang Mach-E (2021): Top Safety Pick
  • Ford Edge (2021): Good overall crashworthiness
  • Ford Escape (2021): Good overall crashworthiness, Top Safety Pick
  • Ford F-150 (2021): Good overall crashworthiness

Euro NCAP

Euro NCAP gives cars a rating out of five stars, based on their performance in various safety tests.

  • Ford Puma (2019): 5-star safety rating
  • Ford Explorer Plug-in Hybrid (2019): 5-star safety rating
  • Ford Focus (2019): 5-star safety rating
  • Ford Fiesta (2017): 5-star safety rating

Keep in mind that safety ratings can change annually with each new model year and can also depend on specific vehicle configurations (e.g., 2-door vs. 4-door, FWD vs. AWD, etc.). Thus, it is essential to check the specific year and model to understand the safety features and ratings of a particular Ford vehicle you are interested in.

According to data from the Insurance Bureau of Canada, Ford vehicles have been among the most frequently stolen vehicles in Canada in recent years. However, it’s important to note that theft rates can vary widely by specific model, year, and location, and that newer Ford models may have more advanced anti-theft features to deter theft.

The Insurance Bureau of Canada does not currently provide a specific list of the top 10 most stolen Ford vehicles in Canada. However, according to the most recent data from the bureau, Ford F-Series trucks have consistently been among the most frequently stolen vehicles in Canada in recent years. For example, in 2020, the 2018 Ford F-150 was the only Ford model to make the top 10 list of most stolen vehicles in Canada.

Why are Ford F-150s stolen so much?

The Ford F-150, being one of the most popular vehicles in North America, has historically been known to be a target for vehicle theft. Here are some reasons why Ford F-150s are often stolen:

1. Popularity:

  • High Numbers: The sheer volume of Ford F-150s on the road increases the likelihood of them being stolen simply because there are so many.
  • Broad Usage: It’s widely used both as a personal vehicle and in various industries, making it a familiar and accessible model to a wide range of people.

2. Part Demand:

  • Valuable Parts: The parts of an F-150 can be quite valuable in the second-hand market due to its popularity. Thieves may steal the trucks to dismantle them and sell the parts separately.
  • Interchangeable Parts: Many parts are interchangeable between different years and models of the F-150, making stolen parts easy to sell and use in various applications.

3. Older Models:

  • Less Advanced Security: Older models, which are less likely to have advanced anti-theft technology, are often more vulnerable to being stolen.
  • Key Simplicity: Older keys and ignition systems are typically easier to manipulate than modern, more secure key fob systems.

4. Versatility:

  • Utility: The F-150 is known for its versatility and can be used for various illicit purposes after being stolen, including transporting stolen goods or committing other crimes.
  • Ruggedness: Its off-road capabilities can also make it appealing for those looking to use it in less accessible areas where they’re less likely to be caught.

5. Criminal Preferences:

  • Experience: If certain criminals have developed expertise in stealing F-150s, they may continue targeting them due to familiarity with the vehicle.
  • Known Market: Knowing that there is a market for stolen F-150s or their parts can perpetuate the cycle of theft.

6. Insurance Fraud:

  • Claiming Theft: In some cases, owners might report their vehicle as stolen in an attempt to commit insurance fraud, adding to the statistics.

7. Cultural Factor:

  • Iconic Vehicle: Its status as an iconic vehicle might also contribute to its theft, as it is recognizable and prominently featured in various media, potentially providing a symbolic “prize” for thieves.

List of Most Frequently Stolen Ford Vehicles in Canada

According to the Insurance Bureau of Canada (IBC), the following are the most frequently stolen Ford vehicles in Canada:

  1. 2007 Ford F350
  2. 2006 Ford F350
  3. 2005 Ford F350
  4. 2004 Ford F350
  5. 2003 Ford F350
  6. 2002 Ford F350
  7. 2018 Ford F150
  8. 2017 Ford F150
  9. 2019 Ford F150
  10. 2017 Ford F250

Pros and Cons of Ford Vehicles

Ford has produced a diverse range of vehicles that cater to different market segments. Here are some generalized pros and cons associated with Ford vehicles, keeping in mind that specific advantages and disadvantages can depend heavily on the particular model and year.

Pros

  1. Variety of Choices:
    • Ford provides a wide range of vehicles, including SUVs, trucks, and passenger cars, catering to various customer needs and preferences.
  2. Reputation for Toughness:
    • Ford, especially its truck line-up like the F-150, has a reputation for durability and toughness, capable of handling various terrains and heavy payloads.
  3. Powerful Performance:
    • Ford vehicles are often lauded for their powerful engines and performance capabilities, particularly in their sports cars (like the Mustang) and trucks.
  4. Technological Features:
    • Many Ford vehicles come with a wide array of technological features, such as advanced infotainment systems, connectivity options, and driver assistance technologies.
  5. Eco-Friendly Options:
    • Ford has been expanding its range of hybrid and electric vehicles, providing more eco-friendly options for environmentally conscious consumers.
  6. Global Availability:
    • Ford vehicles are available globally, providing a wide service and sales network, which can be a significant advantage for international customers.
  7. Resale Value:
    • Some Ford models, especially their trucks, tend to hold their value relatively well in the used vehicle market.

Cons

  1. Consistency in Reliability:
    • While Ford produces numerous reliable models, some vehicles have faced reliability issues or recalls, impacting the brand’s overall reputation for dependability.
  2. Interior Quality:
    • Some consumers and critics have noted that the interior quality and design of some Ford models can be inconsistent and sometimes fall short compared to competitors in the same class.
  3. Fuel Efficiency:
    • While Ford has made strides in improving fuel efficiency, some of their larger vehicles, especially older models, can be less fuel-efficient compared to similar models from other manufacturers.
  4. Cost of Ownership:
    • Certain Ford models may have higher than average costs related to maintenance, repairs, and parts, depending on the model and usage.
  5. Ride Comfort:
    • Some Ford models, particularly in their truck lineup, have been critiqued for their ride comfort, with reviews citing a somewhat stiffer and less smooth ride compared to competitors.
  6. Safety Ratings:
    • Safety ratings can be model-specific and while many Ford vehicles have high safety ratings, a few models have received critiques or lower scores in certain safety categories.
  7. Transmission Issues:
    • Some models, particularly the Ford Focus and Fiesta, have faced issues related to their automatic transmissions, resulting in lawsuits and a tarnished reputation for reliability in this area.

Conclusion

It’s essential to note that the pros and cons can vary widely between different Ford models and years. Thorough research and test-driving are crucial when considering a particular vehicle model, to ensure it meets the specific needs and expectations of the buyer. Always consider checking expert and owner reviews, reliability ratings, and any known issues or recalls for specific models and model years when considering a purchase.

About the Author: Valerie D. Hahn

Valerie is an insurance editor, journalist, and business professional at RateLab. She has more than 15 years of experience in personal financial products. She strives to educate readers and ensure that they are properly protected.

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