Car Insurance in Cornwall Ontario

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  • Cornwall Ontario

City Of Cornwall

Cornwall is located on the east side of the province of Ontario and is also the seat of the United Counties of Glengarry, Stormont, and Dundas. Situated in the Quebec City-Windsor Corridor, on the Saint Lawrence River along highway 401, Cornwall is an urban hub. As per the census in 2011, the population of Cornwall was estimated at 46300. Previously, Cornwall had a prominent cotton processing industry. But now this city has more industries related to automotive, manufacturing, food processing, high technology, logistics distribution and call centers.

Some of the major employers in Cornwall include Walmart, Atelka, Beautyrock Inc, Benson Group Inc, Canadian Technical Tap and Clean All Environmental Services Inc. Cornwall Gravel Co Ltd, Greyline Instruments, Kraft Canada Inc, Laframboise Group Ltd, Marimac Inc, and Matrix. There are 2 indoor sporting arenas with 3 ice surfaces; the Benson Centre and Cornwall Civic Complex. The Benson center has indoor field house, tennis court, and multi purpose courts. A main annual attraction in Cornwall is the cultural events in the Arts in the Park.

Who Has the Cheapest Car Insurance Quotes in Cornwall

RankCar Insurance CompanyAnnual Cost
1Belairdirect$1,192
2Travelers (Dominion Product)$1,271
3Coseco$1,280
4The Cooperators$1,280
5Travelers (Chieftain Product)$1,332
6Desjardins Insurance$1,345
7The Guarantee$1,413
8Gore Mutual$1,445
9Aviva$1,546
10Coachman$1,571

Most Expensive Auto Insurer in Cornwall

The above table compares the car insurance quotes by some major insurance providers in Cornwall. Coachman Insurance had the highest quote at $1571 and this was $379 higher than the lowest annual quote.  Aviva Insurance had the next highest quote that was $25 higher than Coachman.

Cheapest Auto Insurer in Cornwall

As per the above comparison table, Belairdirect had the lowest quote at an annual price of $1192. Travelers Dominion product had the next best price at $79 more than Belairdirect. Coseco and the Co-operators follow closely and both had the same quote at $1280.

Car Insurance in Cornwall Neighborhoods

Cornwall NeighbourhoodsCar Insurance can be as low as
Bonville$857
Cornwall Island$857
Eamers Corners$905
Glen Falloch$905
Glen Walter$857
Glenbrook$857
Glendale$857
Grants Corners$905
Lakeview Heights$905
Long Sault$905
Saint Andrews$857
Summerstown Station$857
Tyotown$857

Getting Around in Cornwall

You may get around fixed routes in the city by using Cornwall Transit. They operate all days of the week except holidays and Sundays. They also operate some rush hour supplementary routes. Delaney Bus Lines also connects Cornwall with Ottawa on weekdays. Cornwall has 2 international airports within an hour drive; Pierre-Elliot Trudeau airport in Montreal and Ottawa airport. The regional airport is located near Summertown and Cornwall Aviation operates international and domestic charter flights. Cornwall is situated on the main line of CN Rail by the Quebec City-Windsor corridor and there are intercity trains by Via Rail.

City of Cornwall Initiatives

The city takes care of the maintenance of about 275 2 lane km of paved roads. And more than 175 km of sidewalks that are municipal. You may check out the city website to know about ongoing road construction projects. And the status of completion of the projects. Snow removal, parking lots, snow plowing, curb, sidewalk, pothole and road repairs. And capital projects are taken care by the Roads Section of the Municipal Works Department for the city.

Winter Maintenance & Snow Clearing

The Municipal Works department of the city responds to a winter storm promptly. They ensure that the sidewalks and streets are safe for pedestrians and motorists. The city has many snow plows, salt trucks and sidewalk clearing units to help with winter maintenance. They also have some contractors to assist with clearing snow.

Repair of Potholes

The Municipal Works department also monitors the safety, longevity, and accessibility of streets by the maintenance of potholes. This is done to minimize traffic congestion and throughout the year they repair potholes and perform road maintenance.

Traffic Signals in Cornwall

The City of Cornwall maintains the traffic signs in the city and all traffic control signal equipment maintenance is done by Black & McDonald Ltd. They take care of any damaged traffic signal poles, signal burnouts, timing errors. Malfunctioning and underground cable for signals at traffic intersections.

Maintenance of Street lights

More than 5000 street lights throughout the city are maintained by the contractor Dundas Power Line Ltd.

Motor Vehicle Crime Statistics for Cornwall

Category20152014Variation %
Driving Offences2912794.30%
Motor Vehicle Accidents12411255-1.10%
Theft from motor vehicle223553-59.67%
Motor Vehicle Theft523262.50%

The above table shows the motor vehicle crime statistics from 2014 to 2015 for the city of Cornwall. There is an increase in the number of driving offenses by 4.30% in 2015 over 2014. At the same time, the number of motor vehicle accidents declined by 1.10% in 2015 over the previous year. The most dramatic decline was in the number of thefts from a motor vehicle. There was a whopping 59.67% reduction in 2015 over 2014. In contrast, motor vehicle theft increased by 62.50% in 2015.

Traffic Collisions 5-Year Comparison

Collision Stats20092010201120122013
Fatal Collisions

20400
Injury Collisions12286665860
Prop. Damage Collisions
11011095113811871153
Total Collisions
12251181120812451213

The above comparison table shows traffic collisions for a 5 year period from 2009 to 2013. There were no fatal collisions in 2010, 2012 and 2013. However, the number of property damage collisions saw a decline only in 2010 and 2013. The number of total collisions increased in 2011 and 2012 but saw a decline in 2013.

Worst Roads In City Of Cornwall

Some of the worst roads in Cornwall due to high traffic and collision rates are as follows:

9th Street

This street has many major intersections running east west and on an average about 95 annual collisions.

2nd Street East

Over 38 collisions annually occur in the intersections of McConnell Avenue, Glengarry Blvd, Pitt Street and Marlborough Street. These are mostly due to disobeying traffic signals and speed limits.

Pitt Street and Tollgate Road

About 18 collisions annually occur in the northern part of the city.

McConnell Avenue

Around 43 collisions occur annually in the Second Street, Ninth Street, and Eleventh Street on McConnell Avenue. And this area also has about 17% involve injuries too. Speeding is the main problem area and patrolling is using a speed trailer for monitoring.

Brookdale Avenue between Tollgate Road and 9th Street

A high traffic area, this is the main commercial and retail section of the city with lots of construction. This area has 5 controlled intersections and the speed limit is 50 km per hour to curb any incidents.

Cornwall Police Service

There are many units and divisions in Cornwall Police Service to take care of road safety. These include the Traffic Unit, Community Policing, and Community Patrol Division.

Traffic Unit

Since 2003, the traffic unit has played an integral role in enforcing and educating the public about traffic safety.  They investigate fatal accidents, injuries, hit and run cases. And they also reconstruct collision scenes to know the causal factors of the incident. MTO and the traffic unit staff work together to inspect passenger vehicles and commercial trucks. They have initiated traffic safety programs such as Operation Impact, Seatbelt blitzes, and commercial vehicle safety blitzes.

List of Car Insurance Companies and Brokers in Cornwall

CompanyAddressCityProvincePostal CodeTelephone
Cornwall Agency525 Ninth St ECornwallONK6H 0A3(343) 301-4702
Jonathan Campeau Insurance Inc3304 Second St ECornwallONK6H 6J8(613) 933-2105
Lawrence Vandermeer 421 13th St WCornwallONK6J 3H4613) 933-3940
Hunt Insurance1, 108 Second St E,CornwallON K6H 1Y41 888-739-1209
BrokerLink134 Montreal RdCornwallONK6H 1B2(613) 932-1200

Resources:

http://www.cornwall.ca/en/webadmin/transportation.asp?_mid_=24430

http://www.cornwallpolice.ca/_uploads/media/59v503el5.pdf

http://traffic.cornwallpolice.com/en/main/traffic-unit.html

http://traffic.cornwallpolice.com/en/main/stats.html


* Methodology

We did the survey by assuming that the car insurance premiums are calculated for a 35-year-old man with his own car. He has good credit rating and the coverage is for basic liability. There are no traffic tickets since past 5 years and the annual mileage is between 5000 km to 8000 km.

All insurance quotes shown for comparison are only examples. These quotes do not guarantee rates for any particular insurance provider with the lowest possible rate. The quotes depend on various factors as per the lowest cost insurance company. These include the driver and car profile, driving record, location and many other criteria.


 

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