Compare Quotes
HomeCar Insurance By CityCar Insurance Barrie

The City of Barrie, on the shores of Kempenfelt Bay, an arm of Lake Simcoe, emerged as a bedroom community for Toronto and the rest of the Greater Toronto Area. Its location on Highway 400 provides convenient access to the larger cities to the south while acting as a gateway to cottage country in the north. About 32 percent of the local population commute out of Barrie for employment destinations. On the flip side, 28 percent of the city’s workforce commute into Barrie, so the net outflow is only 4 percent. It means, however, a lot of vehicles in and out of the city on a daily basis.

How Much Does Car Insurance Cost in Barrie

The average cost of car insurance in Barrie is $1,355.

Quote DateAverage Auto Insurance Cost in Barrie*

*Methodology: We used a sample profile for a male driver aged 30 years with his own vehicle having mandatory coverage. He drives a Honda Civic 2012 car with an average mileage of 5000 – 8000 km per year to commute to work. He has a clean driving record history of 5 years with no accidents or collisions.

We surveyed the car insurance prices in the city of Barrie for the purpose of illustrating the range in quotes based on driving record, location, and other criteria. To get a customized quote, enter your postal code above.

Affordable Car Insurance in Barrie

Obtaining car insurance in Barrie through an agent, broker, or direct provider meets provincial standards for mandatory auto insurance coverage. Choosing an insurance company at random may not provide the most affordable policy. Ontario’s car insurance market works on a competitive basis, even though it’s regulated by the provincial government. Every insurer proposes its own rules for calculating prices and no two insurers work the same way. The best method of finding lower premiums involves comparison shopping.

Insurance premiums are based on a number of factors and each company weighs these factors in different ways. Though there’s an impression that most companies charge similar rates, in practice, it’s not the case. Sometimes there are hundreds of dollars of difference between insurers, and a driver could easily pay too much. Ratelab’s car insurance calculator, on this page, offers a convenient way to search multiple auto insurance providers quickly and easily.

Modifying auto insurance coverage permits a driver to adjust the price and protection offered by a policy. Extending standard coverage over provincial minimums remains a popular choice and most drivers fine-tune other aspects of coverage. Those who travel frequently, for instance, may add car rental coverage to their policies, escaping the high cost of collision damage waivers offered by rental agencies. Insurers offer a wide range of options and discounts. Check with your agent or broker to see what’s available to you.

Driving in Barrie

  • With the 400 as the primary route in and out of the city, congestion becomes an issue frequently, particularly south of the Bayfield Street interchange. Friday afternoons and evenings in the summer can prove particularly bad as both commuter traffic and vacationers heading north combine.
  • Sunday afternoons and evenings, the congestion switches to the north. The intersection of Highway 400, heading to Parry Sound, and highway 11, to Orillia and Huntsville, becomes a major bottleneck with vehicles returning from cottage country.
  • Highway 26, Bayfield Street within Barrie, provides the major route to the west toward Collingwood. Lake Simcoe blocks travel to the east.
  • Traffic within Barrie generally benefits from numerous 4 lane streets but the changing angles of the street grids to follow the waterfront complicate some intersections. For example, Dunlop, Bayfield, and Clapperton Streets come together in a 5-way intersection.
  • Barrie stays connected to the GTA through both GO bus and train service, providing intercity commuters with non-driving options. Traditional passenger rail services no longer connect with Barrie.

List of Driving Schools in Barrie Ontario

We For Driving123 Ferndale Dr S, Barrie, ON L4N 6Y6705-252-4245
Barrie Driving School35 Cedar Pointe Dr, Barrie, ON L4N 5R7705-728-0194
Sportexcel Consulting119 Marshall St, Barrie, ON L4N 4K7705-720-2291
Ray’s Driving School68C Maple Ave, Barrie, ON L4N 1R8705-727-1410
Darrell’s Driver Training92 Caplan Ave, Barrie, ON L4N 0Z7705-719-6275
Drive Test7-520 Bryne Dr, Barrie, ON L4N 9P6705-739-6990
Crossroads Truck Training Academy (Barrie)49 Truman Rd, Barrie, ON L4N 8Y7705-881-9509
Drive WiseE 121 Commerce Park Dr, Barrie, ON L4M 8X1705-730-1130
Ultimate Drivers359 Bayfield St, Barrie, ON L4M 3C3705-725-0123
Barrie Learning Centre320 Bayfield St, Barrie, ON L4M 3C1705-725-8360
All-Star Driving School4-477 Grove St E, Barrie, ON L4M 6M3705-730-0440
Skill Builders Physiotherapy & Rehabilitation Centre100 Bell Farm Rd, Barrie, ON L4M 5K5705-727-0319
McCarthy’s A B E Zee Driving School3-4 Alliance Blvd, Barrie, ON L4M 5J1705-733-8788
Fox Dens Driving Range560 Anne St N, Barrie, ON L4M 4S4705-725-9797

Road Information for Barrie

  • The Ministry of Ontario maintains traveler’s information for the Simcoe region around Barrie. Construction and road closures for provincially maintained roads are reported there.
  • The County of Simcoe reports seasonal road conditions in Barrie and the area on its website.
  • Barrie’s municipal website has a wealth of information to aid people moving in and around the city. This includes current road closures due to municipal projects.
  • Short-term weather reports for the Barrie area are found here.
  • Barrie has a provincial DriveTest location at 520 Bryne Drive, Unit 7.
  • A number of garages and mechanics in Barrie provide licensed DriveClean emissions testing and repair.
  • ServiceOntario has three Barrie locations: 34 Simcoe Street, #102; 274 Burton Avenue, #21; and 320 Bayfield Street, #104.

Driving Facts for Barrie

  • Highway 400 was the first fully controlled-access highway in Ontario. Opened in 1952, it was also the first highway to carry a 400-series designation. Three sections of the older highway were dubbed the 401 at the same time, but that highway was not yet complete or controlled access.
  • The 400 is the second-longest highway in Ontario, after the 401. Currently 226 km long, the 400 starts at Black Creek and Maple Leaf Drives in the south and extends past Parry Sound, reverting into two-lane Highway 69 north of Nobel. Highway 69 widens to a separated 4-lane road at the French River north to Sudbury. This section will be designated as the 400 when the section between Nobel and the French River becomes widened.
  • The 400 is also designated as the Trans-Canada Highway south route from Highway 12 at Waubaushene to its northern terminus.
  • Highway 400 escaped serious damage in the 1985 tornado outbreak in the Barrie area that caused widespread damage and 12 deaths. Several cars were blown off the road, but the drivers escaped with minor injuries.
  • Highway 26, the main route west out of Barrie, extending to Highway 6 at Owen Sound, remains largely unchanged since it opened in 1927. The portion of 26 east of Highway 400, Bayfield Street, transferred to the City of Barrie in 1998.
  • Barrie was once home to a 1/3-mile, tri-oval motor racing track. Barrie Speedway opened in 1965, north of the city at Oro-Medonte 8th Line. Suffering from declining crowds and participants, the owners of neighboring Burl’s Creek Event Grounds purchased and demolished the track in 2015.
  • Downhill skiing in winter is easily accessible from Barrie. Horseshoe Valley and Mount St. Louis Moonstone are minutes north of town, while the resorts of the Blue Mountains are 40 minutes west on Highway 26.

List of Insurance Broker and Companies in Barrie


R G Leslie Insurance Agencies7 Mapleridge Rd, Barrie, ON L0L 2L0705-721-1940
The Co-operators6-353 Anne St N, Barrie, ON L4N 7Z9705-417-1812
Allstate Insurance Company of Canada421 Bryne Dr, Barrie, ON L4N 6C8705-417-1763
Troy Emmerson11-51 King St, Barrie, ON L4N 6B5705-302-2201
TRV Insurance61 Elizabeth St, Barrie, ON L4N 6M4705-726-6760
Will Marshall Insurance Brokers Ltd264 Burton Ave, Barrie, ON L4N 5W4705-726-2551
Harris Auto Electric Ltd25 Hart Dr, Barrie, ON L4N 5R8705-726-1465
The Co-operators General Insurance Co14 Cedar Pointe Dr, Barrie, ON L4N 5R77057397700
The Co-operators3-565 Yonge St, Barrie, ON L4N 4E3705-417-1906
Stark John & Co Ltd98 Essa Rd, Barrie, ON L4N 3K7705-315-0660
Murphy Insurance & Financial Services38 Ellen St, Barrie, ON L4N 3A3705-737-3630
Skipwith & Associates Insurance Agency Inc6 Cumberland St, Barrie, ON L4N 2P4705-734-6279
BrokerLink65 Mary St, Barrie, ON L4N 1T2705-728-9921
State Farm Insurance7 Sophia St W, Barrie, ON L4N 1H9705-722-3340
Walton Financial Group Inc126 Wellington St W, Barrie, ON L4N 1K9705-302-0136
Aim Insurance Brokers Ltd244 Dunlop St W, Barrie, ON L4N 1B6705-737-5620
Insureit Group IncN-132 Commerce Park Dr, Barrie, ON L4N 0Z7705-797-2103
Bevan D G Insurance Brokers Ltd166 Saunders Rd, Barrie, ON L4N 9A4705-726-3381
The Co-operators353 Saunders Rd, Barrie, ON L4N 9A3705-417-1768
State Farm Insurance1-106 Saunders Rd, Barrie, ON L4N 9A8705-726-6670
State Farm Insurance1-431 Huronia Rd, Barrie, ON L4N 9B3705-726-3079
Infinite Financial – Geoff Cook387 Mapleview Dr. W, Barrie, ON L4N 9G4705-797-4941
Krause & Butt Insurance607-92 Caplan Ave, Barrie, ON L4N 9J2705-719-4193
State Farm Insurance561 Bryne Dr, Barrie, ON L4N 9P6705-722-0114
Dgb Bevan Insurance Brokers21 Hooper Rd, Barrie, ON L4N 9S3705-737-4787
Armstrong Insurance Brokers Ltd565G Bryne Dr, Barrie, ON L4N 9Y3705-722-8377
Sun Life FinancialA-62 Commerce Park Drive, Barrie, ON L4N 8W8705-737-3552
RBC Insurance55 Bryne Dr, Barrie, ON L4N 8V8705-725-7402
Manitoba Public Insurance505 Bayview Dr, Barrie, ON L4N 8Y2705-735-9987
Melanie Adams258 Bayfield St, Barrie, ON L4M 3B7705-315-1523
Dusome Insurance Group39 Collier St, Barrie, ON L4M 1G5705-726-3350
Stevenson Insurance Brokers Limited60 Collier St, Barrie, ON L4M 1G8705-726-3333
Insureit Group Inc Barrie13-4 Alliance Blvd, Barrie, ON L4M 7G3705-252-5205
Jones DesLauriers Blevins30 Quarry Ridge Rd, Barrie, ON L4M 7G1705-721-9890
The Co-operators3C-130 Bell Farm Rd, Barrie, ON L4M 6J4705-417-1774
Faulkner P J Insurance Ltd85 Ferris Lane, Barrie, ON L4M 6B9705-726-1741
R.K. Mooney Insurance Brokers Ltd7-20 Bell Farm Rd, Barrie, ON L4M 6E4705-726-9941
Huronia Insurance Group12-431 Huronia Rd, Barrie, ON L4M 6E7705-721-4755
Underhill Insurance Brokers Inc52 Masters Dr, Barrie, ON L4M 6W9705-737-2598
Sarjeant Insurance26 Quarry Ridge Rd, Barrie, ON L4M 5K5705-726-0231
All-Risks Insurance Brokers Limited210-48 Alliance Blvd, Barrie, ON L4M 5K3705-881-7774
BrokerLink6-18 Alliance Blvd, Barrie, ON L4M 5A5705-728-2931
Sun Life Financial3239 Penetanguishene Rd, Barrie, ON L4M 4Y8705-812-0126
Wise Riddell Financial Group560 Anne St N, Barrie, ON L4M 4S4705-721-9659

Barrie residents can start their search for affordable auto insurance here, using Ratelab’s car insurance calculator. Start with your home postal code, enter into the box below, and the calculator guides you through the remaining steps. The more accurate the information you enter, the closer your quotes will be to the price you pay through Ratelab’s insurance partners.

Leave A Comment

Continue Reading