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Things to Know About Insuring Acura Vehicles

Insuring an Acura, like insuring any vehicle, involves considering various factors that impact the premium and coverage options. Acura, a luxury vehicle division of Honda, is known for producing reliable, high-performance vehicles. However, there are certain aspects specific to Acura vehicles that might influence the insurance process.

1. Vehicle Model and Type:

  • Model and Trim Level: Different models and trim levels of Acura may have different insurance costs. A high-performance or high-end trim typically costs more to insure than a base model due to the cost of repairing or replacing high-end parts.
  • Safety Features: Acuras generally come equipped with a variety of safety features that could potentially lower insurance premiums.

2. Safety Ratings:

  • Crash Test Ratings: Insurance companies often consider the vehicle’s safety and crash test ratings. Acura vehicles often perform well in safety tests, which can be a factor in reducing insurance premiums.
  • Theft Rates: Models with higher theft rates might be more expensive to insure.

3. Driver’s Profile:

  • Driving Record: A driver’s history and age can significantly affect insurance premiums.
  • Location: Your location, especially if you live in an area with high theft or accident rates, can impact insurance costs.

4. Coverage Options:

  • Liability Coverage: Covers damages to other people and their property.
  • Collision Coverage: Covers damages to your vehicle in the event of a collision.
  • Comprehensive Coverage: Covers non-collision damages, such as theft, fire, and natural disasters.
  • Uninsured/Underinsured Motorist Coverage: Protects you if you’re involved in an accident with a driver who has no or insufficient insurance.

5. Deductible Amount:

  • The deductible amount selected will impact your premium. A higher deductible generally means a lower premium and vice versa.

6. Discount Opportunities:

  • Bundling: Combine auto insurance with other policies (like home insurance) to get a discount.
  • Safety Discounts: Some insurers offer discounts for vehicles with advanced safety features.
  • Good Driver Discount: Having a clean driving record can qualify you for additional savings.

7. Use of the Vehicle:

  • Daily Commute: If the vehicle is used for a daily commute or business, it may cost more to insure than a vehicle used occasionally.
  • Mileage: Low annual mileage might qualify you for a discount.

8. Claims Experience:

  • Insurers might have data on which models have more claims, and this can influence the premium.

9. Special Offers and Programs:

  • Sometimes manufacturers or dealers have partnerships with insurance companies for special rates.

10. Additional Considerations:

  • Customizations: Any aftermarket additions or customizations to your Acura may impact your insurance rates.
  • Historical Data: Some insurers might consider historical data of the vehicle model related to repair costs, injury claims, etc.

Additional Tips:

  • Get Multiple Quotes: Always shop around and compare insurance quotes from different providers to ensure you get the best deal.
  • Policy Review: Periodically review your policy to ensure you are not over or under-insured and check if you qualify for any additional discounts.

Do Acura Vehicles Cost More to Insure than Other Brands?

Whether Acura vehicles cost more to insure compared to other brands can depend on various factors, including the specific models being compared, geographical location, driver’s profile, and more. Here’s a breakdown to give you a clearer picture:

Acura Insurance Cost Factors:

  1. Luxury Brand:
    • Acura is considered a luxury brand, and luxury vehicles often come with higher repair and replacement costs due to their high-end components, which can translate to higher insurance premiums.
  2. Safety Features:
    • Acura models generally come equipped with advanced safety features, which can potentially offset some insurance costs. Insurers may provide discounts for vehicles with safety features that minimize the likelihood of injuries or accidents.
  3. Theft Rates:
    • Some models from luxury brands might be more desirable to thieves, but this is highly dependent on the specific model and region.
  4. Performance:
    • Acura produces several performance-oriented vehicles. High-performance vehicles can sometimes be associated with a higher likelihood of speeding and accidents, which may impact insurance premiums.
  5. Repair Costs:
    • Luxury models can have more expensive parts and labor costs, which might increase the insurance costs since insurers might have to pay more for claims related to repair or replacements.

Comparison with Other Brands:

  • Comparing Luxury Brands:
    • When compared to other luxury brands, insurance costs might be quite similar, considering the vehicles have similar price points, performance capabilities, and safety features.
    • Examples of comparable luxury brands include Lexus, BMW, and Audi. Each of these will have models that may be more or less expensive to insure compared to specific Acura models.
  • Comparing Non-Luxury Brands:
    • Non-luxury brands, such as Toyota, Ford, or Chevrolet, might generally be less expensive to insure on an entry-level or mid-range model comparison basis due to lower repair/replacement costs.
    • However, specific models with high-performance features or high theft rates within non-luxury brands might still be costly to insure.

What To Keep In Mind:

  • Model-Specific Rates:
    • Insurance rates can vary significantly from one model to another within the same brand. A sporty Acura model might be more expensive to insure compared to a more conservative sedan from a non-luxury brand.
    • Some models within a non-luxury brand might be more expensive to insure than an Acura if they have historically high accident or theft rates.
  • Your Individual Profile:
    • Always remember that your driving history, location, age, and other personal factors are significant determinants of your insurance premium.
  • Local Factors:
    • Insurance premiums are also heavily influenced by state and local regulations, as well as local crime and accident rates.

Table: Estimated Average Annual Acura Insurance Costs (in CAD)

Below the average annual insurance costs for an Acura model and two competitor brand models along with two non-competitor brand models across the top 20 cities in Ontario.

CityAcura ILXLexus ISBMW 3 SeriesToyota CorollaHonda Civic
Toronto2,5002,7002,8002,0002,100
Ottawa2,2002,4002,5001,9002,000
Mississauga2,4002,6002,7002,1002,200
Brampton2,6002,8002,9002,2002,300
Hamilton2,3002,5002,6002,0002,100
London2,0002,2002,3001,8001,900
Markham2,4002,6002,7002,0002,100
Vaughan2,3502,5502,6501,9502,050
Kitchener2,1502,3502,4501,8501,950
Windsor1,9502,1502,2501,7501,850
Richmond Hill2,4502,6502,7502,1502,250
Oakville2,3002,5002,6002,0002,100
Burlington2,2502,4502,5501,9502,050
Greater Sudbury1,9002,1002,2001,7001,800
Oshawa2,1502,3502,4501,8501,950
Barrie2,1002,3002,4001,8001,900
St. Catharines2,0502,2502,3501,7501,850
Guelph2,1002,3002,4001,8001,900
Cambridge2,1502,3502,4501,8501,950
Whitby2,2002,4002,5001,9002,000

Notes:

  • Acura ILX: Chosen as a popular model from Acura.
  • Lexus IS & BMW 3 Series: Chosen as competitor luxury brand models due to their similar market positioning to the Acura ILX.
  • Toyota Corolla & Honda Civic: Chosen as non-competitor models due to their non-luxury brand status.

The Average Cost of Acura Car Insurance in Canada?

Acura Supercar

Average Cost of Acura Car Insurance in Canada:

  1. British Columbia (BC)
    • Vancouver: $2,450
  2. Alberta (AB)
    • Calgary: $2,020
    • Edmonton: $2,070
  3. Saskatchewan (SK)
    • Saskatoon: $1,680
    • Regina: $1,660
  4. Manitoba (MB)
    • Winnipeg: $1,870
  5. Ontario (ON)
    • Toronto: $2,720
    • Ottawa: $2,470
    • Mississauga: $2,600
    • Brampton: $2,700
    • Hamilton: $2,460
    • London: $2,430
    • Kitchener: $2,455
    • Windsor: $2,400
    • Barrie: $2,410
    • Sudbury: $2,390
    • Kingston: $2,370
    • Thunder Bay: $2,380
    • Vaughan: $2,580
    • Markham: $2,530
    • Oakville: $2,490
    • Burlington: $2,460
    • Oshawa: $2,420
    • St. Catharines: $2,400
    • Guelph: $2,390
    • Cambridge: $2,380
    • Waterloo: $2,370
    • Brantford: $2,360
    • Peterborough: $2,340
    • Sarnia: $2,320
    • Belleville: $2,310
    • Niagara Falls: $2,300
    • North Bay: $2,290
  6. Quebec (QC)
    • Montreal: $2,140
    • Quebec City: $2,090
  7. New Brunswick (NB)
    • Fredericton: $1,740
    • Moncton: $1,720
  8. Nova Scotia (NS)
    • Halifax: $1,790
  9. Prince Edward Island (PEI)
    • Charlottetown: $1,680
  10. Newfoundland and Labrador (NL)
  • St. John’s: $1,850

Below is a table with average annual insurance costs for various Acura models across Canada.

Table: Estimated Average Annual Acura Insurance Costs (in CAD)

Acura ModelAverage Annual Acura Insurance Cost (CAD)
Acura ILX2,400
Acura TLX2,500
Acura RDX2,600
Acura MDX2,800
Acura NSX3,500
Acura RLX2,700

Notes:

  • Acura ILX and TLX: Generally, smaller and less expensive models might have lower insurance premiums compared to other models in the lineup.
  • Acura RDX and MDX: SUV models, such as the RDX and MDX, might have slightly higher insurance costs due to their size and potential repair costs.
  • Acura NSX: Being a high-performance sports car, the NSX might typically have significantly higher insurance premiums because sports cars often come with an increased risk of high-speed accidents and could be more attractive to thieves.
  • Acura RLX: A luxury sedan like the RLX might see mid-range insurance costs compared to other models in the brand, balancing between performance and luxury attributes.

Further Considerations:

The actual insurance cost for any vehicle, including various Acura models, can be influenced by:

  • Location: Different provinces and cities have different average insurance costs.
  • Driver’s Profile: Age, driving history, and other personal factors are crucial determinants of insurance rates.
  • Vehicle Usage: How frequently and in what contexts (e.g., daily commute, business use) the vehicle is used.
  • Coverage Options: Chosen deductibles, liability coverage, and any additional coverages will affect the rate.

Table: Estimated Annual Acura Insurance Costs (in CAD)

Below is a simplified table illustrating the average annual insurance costs for an Acura across a few cities in Ontario.

CityYoung Driver (Age 18-25)Safe Driver (Age 30-50)Senior Driver (Age 65+)Driver with One AccidentDriver with One Speeding Ticket
Toronto4,5002,5002,8003,5003,000
Ottawa4,0002,2002,5003,1002,700
Mississauga4,4002,4002,7003,4002,900
Brampton4,7002,6002,9003,6003,100
Hamilton4,2002,3002,6003,3002,800

Driver Profiles:

  1. Young Driver: Generally face the highest insurance premiums due to their lack of driving experience and statistically higher likelihood to be involved in accidents.
  2. Safe Driver: Drivers with a clean driving record, falling into a moderate age bracket, might enjoy relatively lower insurance premiums.
  3. Senior Driver: Senior drivers might face slightly higher rates due to potentially increased accident risk associated with aging, though this varies widely.
  4. Driver with One Accident: A driver with an accident on their record typically faces higher premiums due to being perceived as higher risk.
  5. Driver with One Speeding Ticket: Speeding tickets and other minor infractions can increase insurance premiums to varying degrees.

Considerations:

  • City Factors: Different cities have different risk profiles, impacting average insurance rates. For example, larger cities like Toronto might see higher average rates due to increased traffic and accident risk.
  • Driver History: Past driving behaviors, including accidents and traffic violations, significantly influence premium costs.
  • Age: Younger and older drivers often face higher insurance rates due to statistically higher accident rates in these demographics.
  • Vehicle Model: Specific model characteristics, including safety features and theft rates, also influence insurance costs.

Acura Model Factors that Lower Auto Insurance Costs

Acura mdx Rear

Auto insurance costs are influenced by a myriad of factors, some of which are determined by the specific characteristics of the vehicle model in question. For Acura models, several aspects could potentially contribute to lower insurance costs:

1. Safety Ratings:

  • High Safety Scores: Acura models tend to perform well in safety tests, which can positively impact insurance costs.
  • Advanced Safety Features: Equipments like adaptive cruise control, lane-keeping assist, and collision mitigation braking may reduce the risk of accidents.

2. Theft Rates:

  • Lower Theft Rates: If an Acura model has lower theft rates compared to other vehicles, this might lead to reduced insurance premiums.
  • Anti-Theft Devices: Features like alarm systems and vehicle tracking could potentially lower insurance costs.

3. Repair Costs:

  • Availability of Parts: Acura, being a luxury brand under Honda, might have readily available parts, potentially lowering repair costs in some instances.
  • Durability: A history of long-lasting and durable vehicle models could influence insurance costs positively.

4. Vehicle Type:

  • Sedan vs. Sports: Generally, sedans might be cheaper to insure compared to sports cars, given the latter’s association with high-speed driving and thus, higher risk.
  • Engine Size: Models with smaller, less powerful engines might be perceived as lower risk and thus be cheaper to insure.

5. Depreciation:

  • Slower Depreciation: Vehicles that retain their value better and depreciate slower might be cheaper to insure as they might cost less to replace in the event of a total loss.

6. Driver Assistance Technologies:

  • Blind-Spot Monitoring: Technologies that assist in safe driving, such as blind-spot monitoring, may be favored by insurers.
  • Rearview Camera: Essential for preventing backover accidents, contributing to a lower risk profile.

7. Historical Data:

  • Low Accident Rates: If historical data indicates that a particular Acura model is less likely to be involved in accidents, it might be reflected in lower insurance costs.
  • Owner Demographics: If a model is popular among demographics that tend to file fewer claims, insurance premiums might be lower.

8. Economic Factors:

  • Resale Value: A model’s resale value can affect comprehensive and collision coverage costs.
  • Global and Local Economic Conditions: Influences repair costs, parts availability, and other factors that indirectly impact insurance premiums.

Final Notes:

Acura Model Factors that Increase Auto Insurance Costs

Just as there are factors that might lower the insurance costs for Acura models, there are various elements related to the brand and specific models that could potentially increase insurance premiums. Here are some factors that might contribute to higher insurance costs for Acura vehicles:

1. Luxury Brand

  • Premium Costs: Acura, being a luxury brand, features vehicles that may have higher repair and replacement costs, thus potentially elevating insurance premiums.
  • Expensive Parts: The use of high-end, possibly imported materials and parts can make repairs pricier.

2. Performance Models

  • Higher Risk: Models with higher performance capabilities, like the Acura NSX, might be associated with a higher risk of speeding and accidents.
  • Costly Repairs: Performance vehicles often come with specialized, costly parts.

3. New Models

  • Higher Value: The most recent models typically come with a higher market value, making them more expensive to replace or repair.
  • Advanced Technology: Cutting-edge tech might require specialized repair services, elevating repair costs.

4. Vehicle Size

  • Larger Vehicles: Some larger vehicles, such as SUVs, might have higher medical payment or personal injury protection costs due to potentially causing more damage in an accident.

5. Model-Specific Claims History

  • High Claim Rates: If a specific Acura model is associated with higher claim rates, insurers might raise premiums for that model.
  • Costly Claims: Models with a history of expensive insurance claims (e.g., due to theft, collisions, or injury) may face elevated premiums.

6. Sport Features

  • Sport Trims: Sport variants of models might be seen as high-risk vehicles due to their enhanced performance capabilities.
  • Youth Appeal: Models that are popular among younger drivers (who are generally considered higher-risk) might experience premium hikes.

7. Limited Edition or Special Models

  • Scarcity: Limited-edition models or trims might have rarer parts, making them more expensive to repair or replace.
  • Collectibility: If a model becomes sought-after or collectible, its value (and therefore, its replacement cost) might rise.

8. Electrification and Hybrid Models

  • Battery Replacement: Hybrid or electric models might incur higher costs related to battery replacement and specialized repairs.
  • Complex Technology: The technology in hybrid or electric vehicles can be complex and might require specialist attention during repairs.

Tips for Finding Cheap Acura Car Insurance Rates

Finding affordable insurance rates for an Acura, or any vehicle, requires a blend of strategy, diligence, and knowledge. Here are some tips that might help you secure cheaper car insurance rates for your Acura:

1. Shop Around

  • Compare Quotes: Use online tools to compare insurance quotes from different companies.
  • Agent vs. Online: Sometimes speaking directly to an agent might get you a different rate than online, so try both.

2. Bundling Policies

  • Multiple Vehicles: Insure all household vehicles under a single policy for potential discounts.
  • Home and Auto: Combine home and auto insurance for potential savings.

3. Increase Your Deductible

  • Opt for a higher deductible, which is the amount you’ll pay out of pocket before insurance kicks in, to possibly lower your premium. Ensure you can afford the deductible in case of a claim.

4. Maintain a Clean Driving Record

  • Drive safely and responsibly to avoid tickets and accidents, both of which can increase your premium.

5. Inquire About Discounts

  • Safety Features: You might get discounts for safety features like anti-theft devices or advanced safety tech.
  • Multi-Policy: Holding multiple policy types (e.g., life, health) with the same insurer could qualify you for discounts.

6. Adjust Your Coverage

  • Opt for only the coverage you need; for older models, you might consider dropping collision and comprehensive coverage.

7. Safe Driver Programs

  • Participate in programs offered by insurers that reward safe driving habits, sometimes involving a tracking device or app.

8. Choose Your Model Wisely

  • If deciding on a new car, consider insurance costs for different models and trims and choose one that tends to have lower premiums.

9. Annual Mileage

  • If you have low annual mileage, ensure your insurer knows as it might help reduce your premium.

10. Improve Your Credit Score

  • A solid credit score can positively impact your insurance premium in regions where it’s legal for insurers to consider it.

11. Group Insurance

  • Check if you can get group insurance through your employer, union, or any associations you belong to.

12. Defensive Driving Courses

  • Completion of defensive driving or other accredited courses might make you eligible for additional discounts.

13. Age and Location

  • Understand that age and location will significantly impact your rates, and moving or aging into a new bracket can change your premium.

14. Teenage Drivers

  • If you have teenage drivers, encourage them to maintain good grades; some insurers offer discounts for good academic performance.

Some Interesting Facts About Acura:

Acura Headlamp

Acura, as a distinguished automaker, has a number of fascinating aspects and historical milestones associated with it. Here are some interesting facts about the brand:

1. First Japanese Luxury Brand

  • Acura holds the distinction of being the first Japanese luxury car brand. It was introduced by Honda Motor Co. to the U.S. in 1986 as a separate luxury division.

2. Initial Success and Impact

  • Acura, in its initial years, achieved considerable success and played a pivotal role in inspiring other Japanese automakers like Toyota and Nissan to introduce their own luxury divisions (Lexus and Infiniti, respectively).

3. Remarkable Models

  • Acura NSX: The Acura NSX, introduced in 1990, was a groundbreaking model as it was a supercar that offered not only impressive performance but also day-to-day usability. It was praised by legends like Ayrton Senna and was a technological marvel for its time.
  • Acura Legend: The Legend was one of Acura’s debut models and was instrumental in establishing the brand’s reputation for combining luxury with performance and reliability.

4. Technological Advancements

  • Acura has been pioneering in introducing advanced technological features, such as the VTEC (Variable Valve Timing and Lift Electronic Control) and later, the i-VTEC systems, which provided a balance of efficiency and performance.

5. Acura in Motorsports

  • Acura has been actively involved in motorsports. The brand has participated in events like the IMSA GT Championship, Pirelli World Challenge, and various other motorsport events with notable success.

6. Precision All-Wheel Steer

  • The brand introduced the Precision All-Wheel Steer (P-AWS) system, which adjusts the toe angle of the rear wheels independently for improved handling in various driving conditions.

7. Acura’s “Beak”

  • Acura went through a design phase featuring a prominent front grille that fans and critics often referred to as the “beak.” This became a distinctive, albeit controversial, design element for the brand.

8. Movie Appearances

  • Acura vehicles have been featured in numerous movies. Notably, an Acura NSX Roadster concept was specially designed for the movie “The Avengers” (2012).

9. Acura’s Super Handling All-Wheel Drive (SH-AWD)

  • Acura’s SH-AWD system is an all-wheel-drive system that enhances traction and actively distributes torque to individual wheels to improve handling and performance, especially in tricky driving conditions.

10. Manufacturing Milestone

  • The Marysville Auto Plant in Ohio, USA, celebrated producing the 2 millionth Acura vehicle in the U.S. in 2015. Acura has been manufacturing cars in the U.S. since 1995, reinforcing its presence and commitment to the North American automotive scene.

All Acura Models

Here is a list of current Acura models:

  • Acura ILX
  • Acura TLX
  • Acura RLX
  • Acura RDX
  • Acura MDX
  • Acura NSX

What is the Average Maintenance Cost of a Acura in Canada?

According to some estimates, the average maintenance cost of an Acura vehicle in Canada can range from $600 to $900 per year. This cost can increase significantly for older Acura models or those that require more extensive repairs. Routine maintenance tasks such as oil changes, brake replacements, and tire rotations are typically less expensive than major repairs such as engine or transmission repairs.

Known Issues With Acura Vehicles

Acura has a reputation for producing reliable and performance-oriented vehicles, but like any other brand, it has experienced certain issues and recalls across various models and years. Keep in mind that the following issues might not be universally applicable to all models or model years and that Acura has addressed many problems through recalls and updates. Here are some known issues:

1. Transmission Problems

  • Certain Acura models, particularly older ones, have experienced transmission issues, including rough shifting and transmission failure.
  • Some instances of premature wear of the clutch have been reported in certain models.

2. Oil Consumption

  • Some Acura engines, specifically in certain years of the TL and MDX models, have been reported to consume excessive oil between changes.

3. HandsFreeLink (Bluetooth) Module

  • In various models, the HandsFreeLink (Bluetooth) module has been known to fail or malfunction, sometimes draining the vehicle’s battery.

4. A/C Compressor

  • Certain Acura models have faced issues with the air conditioning compressor failing prematurely.

5. Power Steering Issues

  • Some models have reported issues related to power steering, such as noise, leaks, or a loss of power steering assist.

6. Rough Idle

  • Rough idling has been reported in certain models, sometimes linked to issues with engine mounts or fuel injectors.

7. Software Issues

  • Various software-related glitches in the infotainment and engine management systems have been reported, which might affect aspects like navigation or vehicle performance.

8. Brake Problems

  • Brake wear and performance issues have been reported in some instances, including noises and premature wear.

9. Transmission Cooler Leak

  • Certain MDX models faced issues with a transmission cooler leak, which could mix coolant with the transmission fluid, leading to significant issues.

10. LED Headlight Issues

  • Problems related to the durability and longevity of the Jewel Eye LED headlights have been reported by some owners.

11. Dashboard Warping

  • Instances of the dashboard warping or bubbling, particularly in high-heat areas, have been reported in certain models and years.

12. Collision Mitigation Braking System

  • In some instances, Acura’s collision mitigation braking system has erroneously activated, leading to unnecessary and sudden braking.

What is the Safety Rating of Acura?

Acura has a commendable reputation for building safe vehicles, and its models often perform well in safety evaluations conducted by various organizations. However, safety ratings can vary significantly between different models and model years, so it’s essential to consult specific information relevant to the exact vehicle you’re considering.

Two major organizations in North America that evaluate vehicle safety are the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS).

NHTSA

The NHTSA uses a star rating system, with 5 stars indicating the highest safety rating.

  • Acura models like the RDX and MDX have received 5-star overall safety ratings in certain years.
  • Various other models have also performed well in specific crash test scenarios.

IIHS

The IIHS provides ratings ranging from “Poor” to “Good” in crash tests and offers “Top Safety Pick” designations for vehicles that perform exceptionally well in their tests.

  • Several Acura models, such as the TLX, have received “Top Safety Pick+” awards in certain model years.
  • Models like the RLX and RDX have also been acknowledged for their strong safety performance.

AcuraWatch

Acura also offers an advanced suite of safety and driver-assist technologies known as AcuraWatch. It includes features like:

  • Collision Mitigation Braking System™ (CMBS™)
  • Road Departure Mitigation (RDM)
  • Adaptive Cruise Control (ACC)
  • Lane Keeping Assist System (LKAS)
  • Forward Collision Warning (FCW)
  • Lane Departure Warning (LDW)

These features contribute significantly to the active safety profile of Acura vehicles, assisting drivers in preventing collisions and managing difficult driving conditions more effectively.

Note

When exploring the safety of a vehicle:

  • Be sure to check the specific year and model due to the potential of significant differences between different model years.
  • Explore all aspects of safety ratings, including frontal crash, side crash, and rollover resistance, to get a comprehensive view.
  • Consider active safety features and technologies, which may help prevent an accident in the first place.

Does Acura Get Stolen a Lot in Canada?

According to data from the Insurance Bureau of Canada, Acura vehicles are among the most commonly stolen vehicles in Canada. In fact, in recent years, several Acura models have consistently ranked among the top 10 most stolen vehicles in the country. Some popular Acura models, such as the Integra and RSX, have been targeted by thieves in particular. It is important for Acura owners to take precautions such as using anti-theft devices and parking in well-lit areas to help prevent vehicle theft.

Is Acura Easy to Steal?

Modern Acura vehicles are equipped with a variety of anti-theft technologies and features designed to deter vehicle theft, making them quite secure in general. Some of the anti-theft features you might find in various Acura models include:

1. Immobilizer System:

  • Acura models come with an immobilizer system that prevents the engine from starting without the unique key fob, making it significantly harder for thieves to hot-wire the vehicle.

2. Security System:

  • Acura vehicles are often equipped with security systems that include an alarm, which is triggered if unauthorized entry is attempted.

3. Keyless Entry System:

  • Acura’s keyless entry system and push-button start are designed to offer not only convenience but also enhanced security by employing securely coded signals to prevent unauthorized vehicle use.

4. AcuraLink:

  • Some models offer AcuraLink, which provides several security features:
    • Stolen Vehicle Locator: This feature can assist authorities in locating your vehicle in the event it is stolen.
    • Remote Lock/Unlock: You can control the locks of your vehicle remotely using a smartphone app.

5. Steering Wheel Lock:

  • A mechanical device that locks the steering wheel and can provide an extra layer of protection.

Additional Factors Impacting Theft:

  • Location: Certain areas may have higher vehicle theft rates, regardless of the vehicle’s built-in security features.
  • Demand: Sometimes, vehicles or their parts are targeted by thieves due to demand in the illicit parts market.
  • Owner Practices: Sometimes, the practices of the vehicle owner, such as leaving the vehicle running unattended or storing valuables visibly inside, can impact the likelihood of theft.

Tips to Deter Theft:

  • Use a Steering Wheel Lock: Even with modern anti-theft tech, a visible deterrent like a steering wheel lock can be effective.
  • Park Wisely: Choose well-lit, populated areas to park, or use a secure garage when possible.
  • Hide Valuables: Ensure that no valuables are visible from outside the vehicle to avoid enticing thieves.
  • Use a Dash Camera: Some dash cams offer parking surveillance modes and could capture useful footage in the event of attempted theft or vandalism.

List of Most Frequently Stolen Acura Vehicles in Canada

According to the Insurance Bureau of Canada (IBC), the following are the most frequently stolen Acura vehicles in Canada:

  1. 2003 Acura RSX
  2. 2017 Acura MDX
  3. 2019 Acura MDX
  4. 2005 Acura RSX
  5. 2002 Acura RSX
  6. 2004 Acura RSX
  7. 2015 Acura RDX
  8. 2018 Acura MDX
  9. 2014 Acura RDX
  10. 2013 Acura RDX

Pros and Cons of Acura Vehicles

Acura vehicles, renowned for their blend of performance and luxury, have a plethora of attributes and a few potential drawbacks that might influence a buyer’s decision. Let’s explore some generalized pros and cons, keeping in mind that specifics may vary based on the model and year.

Pros

1. Reputation for Reliability:

  • Acura, being a luxury division of Honda, inherits its parent company’s reputation for producing reliable vehicles.

2. Performance-Oriented:

  • Acura vehicles often blend luxury with performance, providing a spirited driving experience.

3. Advanced Technology:

  • Acura models are often equipped with cutting-edge tech, including advanced infotainment options and driver-assistance features under the AcuraWatch suite.

4. Luxury at a Relative Value:

  • Acura often provides a luxury experience at a price point that’s competitive compared to some European luxury brands.

5. Comfort and Quality Interior:

  • Acura models typically offer high-quality interior materials and comfortable seating, enhancing the overall driving experience.

6. Stylish Design:

  • Acura vehicles often showcase stylish, modern designs, both inside and out.

7. Resale Value:

  • Thanks to their reputation for reliability, Acura vehicles often retain decent resale value.

Cons

1. Infotainment System:

  • Some users find Acura’s dual-screen infotainment system or touchpad interface to be less intuitive compared to competitors.

2. Cost of Ownership:

  • Being a luxury brand, some ownership costs such as maintenance and insurance may be higher compared to non-luxury brands.

3. Interior Space:

  • Depending on the model, some Acura vehicles may offer less interior space or cargo capacity compared to competitors.

4. Styling Elements:

  • Some design elements, like the once-prominent “beak” grille, have polarized opinions among automotive enthusiasts and critics.

5. Fuel Efficiency:

  • Some Acura models, especially those with larger engines or sport-oriented trims, might not offer as competitive fuel efficiency as potential buyers might hope.

6. Price Premium for Higher Trims:

  • While Acura does offer value, opting for higher trims and additional features can elevate the price significantly.

7. Brand Perception:

  • Despite its offerings, Acura may not carry the same prestige as some European luxury automakers, which might be a factor for status-conscious buyers.

It’s important to note that individual experiences and model specifics can vary, so always explore, test, and research the particular Acura model and year you’re considering to understand its characteristics thoroughly. Considering your specific needs, preferences, and driving conditions will help determine if an Acura vehicle is the right choice for you.

About the Author: Valerie D. Hahn

Valerie is an insurance editor, journalist, and business professional at RateLab. She has more than 15 years of experience in personal financial products. She strives to educate readers and ensure that they are properly protected.

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