There are several factors that can make a SUV cheap to insure:

1. Safety features: Vehicles with advanced safety features such as airbags, anti-lock brakes, and stability control systems are often cheaper to insure because they reduce the risk of accidents and injuries.
2. Age of the vehicle: Newer SUVs tend to be more expensive to insure due to their higher replacement cost.
3. Make and model: Some SUVs are cheaper to insure than others because they have a better track record for safety and low theft rates.
4. Driving record: Your driving record can also impact the cost of insurance. A clean driving record can result in lower insurance rates.
5. Location: The location where you live can also affect insurance rates. Cities with higher crime rates and more traffic tend to have higher insurance rates.
6. Deductible: The higher your deductible, the lower your insurance premium will be. However, keep in mind that a higher deductible means you will pay more out of pocket if you get into an accident.
7. Insurance company: Different insurance companies use different formulas to determine insurance rates, so it’s important to compare quotes from multiple providers to find the best deal.

Cheapest SUVs to insure in Ontario, Alberta, and Quebec

Here are some of the cheapest SUVs to insure in Ontario, Alberta, and Quebec, along with average sample quotes:

1. Honda CR-V: The Honda CR-V is a popular compact SUV that is known for its reliability, safety features, and fuel efficiency. In Ontario, the average annual cost to insure a Honda CR-V is around $1,300, while in Alberta, it is around $1,200, and in Quebec, it is around $900.
2. Mazda CX-5: The Mazda CX-5 is a sporty and stylish SUV that is well-suited to city driving. In Ontario, the average annual cost to insure a Mazda CX-5 is around $1,400, while in Alberta, it is around $1,300, and in Quebec, it is around $900.
3. Toyota RAV4: The Toyota RAV4 is a compact SUV that offers a comfortable ride, good fuel economy, and strong safety ratings. In Ontario, the average annual cost to insure a Toyota RAV4 is around $1,300, while in Alberta, it is around $1,200, and in Quebec, it is around $900.
4. Nissan Rogue: The Nissan Rogue is a versatile and practical SUV that is known for its spacious interior and user-friendly features. In Ontario, the average annual cost to insure a Nissan Rogue is around $1,400, while in Alberta, it is around $1,300, and in Quebec, it is around $900.
5. Subaru Forester: The Subaru Forester is a rugged and reliable SUV that is well-suited to outdoor adventures. In Ontario, the average annual cost to insure a Subaru Forester is around $1,500, while in Alberta, it is around $1,400, and in Quebec, it is around $1,000.
6. Hyundai Tucson: The Hyundai Tucson is a compact SUV that is known for its value and fuel efficiency. In Ontario, the average annual cost to insure a Hyundai Tucson is around $1,200, while in Alberta, it is around $1,100, and in Quebec, it is around $800.
7. Kia Sportage: The Kia Sportage is a sporty and versatile SUV that is well-suited to city driving. In Ontario, the average annual cost to insure a Kia Sportage is around $1,300, while in Alberta, it is around $1,200, and in Quebec, it is around $900.
8. Jeep Cherokee: The Jeep Cherokee is a rugged and capable SUV that is popular among outdoor enthusiasts. In Ontario, the average annual cost to insure a Jeep Cherokee is around $1,600, while in Alberta, it is around $1,400, and in Quebec, it is around $1,000.
9. Ford Escape: The Ford Escape is a popular compact SUV that is known for its practicality and reliability. In Ontario, the average annual cost to insure a Ford Escape is around $1,400, while in Alberta, it is around $1,200, and in Quebec, it is around $900.
10. Chevrolet Equinox: The Chevrolet Equinox is a spacious and comfortable SUV that is well-suited to family driving. In Ontario, the average annual cost to insure a Chevrolet Equinox is around $1,500, while in Alberta, it is around $1,300, and in Quebec, it is around $1,000.

It’s important to note that these are just examples, and individual rates may vary based on a number of factors, including the driver’s age, driving history, location, and other factors. To get an accurate quote for SUV insurance, you should contact an insurance provider and provide them with your specific information and vehicle details.

Honda CR-V

The Honda CR-V is a compact SUV that has been in production since 1995. It is known for its reliability, fuel efficiency, and practicality. Here are some other key features of the Honda CR-V:

1. Performance: The Honda CR-V offers a smooth and comfortable ride, with a choice of two different engine options, including a turbocharged engine that provides more power and improved acceleration.
2. Interior: The Honda CR-V has a spacious and well-designed interior, with comfortable seats and a user-friendly infotainment system. It also offers a good amount of cargo space, making it a great choice for families and those who need extra storage.
3. Safety: The Honda CR-V has received high safety ratings from organizations such as the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS). It also offers a number of advanced safety features, such as adaptive cruise control, lane departure warning, and forward collision warning.
4. Fuel efficiency: The Honda CR-V is known for its good fuel efficiency, with many models achieving over 30 miles per gallon (MPG) in combined city/highway driving.
5. Resale value: The Honda CR-V is known for retaining its value well over time, which can make it a good investment if you plan on selling or trading in your vehicle in the future.

Overall, the Honda CR-V is a great choice for those who are looking for a reliable, practical, and safe SUV.

Toyota RAV4

The Toyota RAV4 is a popular compact SUV that has been in production since 1994. Known for its reliability, versatility, and spacious interior, the RAV4 is one of the best-selling SUVs on the market today. In Canada, the starting Manufacturer’s Suggested Retail Price (MSRP) for the Toyota RAV4 ranges from approximately CAD 27,000 to CAD 45,000, depending on the trim level and selected options.

The Toyota RAV4 is available in several different trim levels, including the LE, XLE, XLE Premium, Adventure, TRD Off-Road, XSE, and Limited, each offering a unique set of features and capabilities. Standard features on the base LE model include a 7.0-inch touchscreen display, a six-speaker audio system, and a rearview camera. Higher trim levels offer more advanced features such as a larger touchscreen display, premium audio systems, a panoramic sunroof, and advanced safety features like blind spot monitoring and automatic emergency braking.

Additionally, the Toyota RAV4 offers several available options, including a premium audio system, a panoramic sunroof, and advanced safety features like automatic emergency braking and adaptive cruise control. Customers can also choose from a range of powertrains, including a 2.5-liter four-cylinder engine and a hybrid powertrain that pairs a 2.5-liter four-cylinder engine with an electric motor.

Mazda CX-5

The Mazda CX-5 is a compact SUV that has been in production since 2012. It is known for its athletic handling, stylish design, and advanced safety features. In Canada, the starting Manufacturer’s Suggested Retail Price (MSRP) for the Mazda CX-5 ranges from approximately CAD 26,000 to CAD 39,000, depending on the trim level and selected options.

The Mazda CX-5 is available in several different trim levels, including the GX, GS, GT, and Signature, each offering a unique set of features and capabilities. Standard features on the base GX model include a 7.0-inch touchscreen display, a six-speaker audio system, and a rearview camera. Higher trim levels offer more advanced features such as a larger touchscreen display, premium audio systems, a panoramic sunroof, and advanced safety features like blind spot monitoring and automatic emergency braking.

Additionally, the Mazda CX-5 offers several available options, including a premium audio system, a panoramic sunroof, and advanced safety features like automatic emergency braking and adaptive cruise control. Customers can also choose from a range of powertrains, including a 2.5-liter four-cylinder engine and a turbocharged 2.5-liter four-cylinder engine.

Subaru Forester

The Subaru Forester is a compact SUV that has been in production since 1997. It is known for its standard all-wheel drive, spacious interior, and advanced safety features. In Canada, the starting Manufacturer’s Suggested Retail Price (MSRP) for the Subaru Forester ranges from approximately CAD 28,000 to CAD 41,000, depending on the trim level and selected options.

The Subaru Forester is available in several different trim levels, including the Base, Premium, Sport, Limited, and Touring, each offering a unique set of features and capabilities. Standard features on the base model include a 6.5-inch touchscreen display, a six-speaker audio system, and a rearview camera. Higher trim levels offer more advanced features such as a larger touchscreen display, premium audio systems, a panoramic sunroof, and advanced safety features like blind spot monitoring and adaptive cruise control.

Additionally, the Subaru Forester offers several available options, including a premium audio system, a panoramic sunroof, and advanced safety features like blind spot monitoring and adaptive cruise control. Customers can also choose from a range of powertrains, including a 2.5-liter four-cylinder engine and a turbocharged 2.0-liter four-cylinder engine.

Nissan Rogue

The Nissan Rogue is a compact SUV that has been in production since 2007. It is known for its spacious interior, advanced safety features, and fuel-efficient powertrains. In Canada, the starting Manufacturer’s Suggested Retail Price (MSRP) for the Nissan Rogue ranges from approximately CAD 25,000 to CAD 36,000, depending on the trim level and selected options.

The Nissan Rogue is available in several different trim levels, including the S, SV, SL, and Platinum, each offering a unique set of features and capabilities. Standard features on the base S model include a 7.0-inch touchscreen display, a six-speaker audio system, and a rearview camera. Higher trim levels offer more advanced features such as a larger touchscreen display, premium audio systems, a panoramic sunroof, and advanced safety features like blind spot monitoring and automatic emergency braking.

Additionally, the Nissan Rogue offers several available options, including a premium audio system, a panoramic sunroof, and advanced safety features like adaptive cruise control and automatic emergency braking. Customers can also choose from a range of powertrains, including a 2.5-liter four-cylinder engine and a hybrid powertrain.

Kia Sportage

The Kia Sportage is a compact SUV that has been in production since 1993. It is known for its stylish design, spacious interior, and advanced safety features. In Canada, the starting Manufacturer’s Suggested Retail Price (MSRP) for the Kia Sportage ranges from approximately CAD 24,000 to CAD 36,000, depending on the trim level and selected options.

The Kia Sportage is available in several different trim levels, including the LX, EX, and SX Turbo, each offering a unique set of features and capabilities. Standard features on the base LX model include a 7.0-inch touchscreen display, a six-speaker audio system, and a rearview camera. Higher trim levels offer more advanced features such as a larger touchscreen display, premium audio systems, a panoramic sunroof, and advanced safety features like blind spot monitoring and lane departure warning.

Additionally, the Kia Sportage offers several available options, including a premium audio system, a panoramic sunroof, and advanced safety features like adaptive cruise control and lane departure warning. Customers can also choose from a range of powertrains, including a 2.4-liter four-cylinder engine and a turbocharged 2.0-liter four-cylinder engine.

Hyundai Tucson

The Hyundai Tucson is a compact SUV that has been in production since 2004. It is known for its stylish design, spacious interior, and advanced safety features. In Canada, the starting Manufacturer’s Suggested Retail Price (MSRP) for the Hyundai Tucson ranges from approximately CAD 25,499 to CAD 39,099, depending on the trim level and selected options.

The Hyundai Tucson is available in several different trim levels, including the Essential, Preferred, Luxury, and Ultimate, each offering a unique set of features and capabilities. Standard features on the base Essential model include a 7-inch touchscreen infotainment system with Apple CarPlay and Android Auto compatibility, a rearview camera, and a six-speaker audio system. Higher trim levels offer more advanced features such as a larger touchscreen display, leather upholstery, a power liftgate, and advanced safety features like lane departure warning and blind spot detection.

Additionally, the Hyundai Tucson offers several available options, including a panoramic sunroof, a hands-free power liftgate, and advanced safety features like adaptive cruise control and automatic emergency braking. Customers can also choose from a range of powertrains, including a 2.0-liter four-cylinder engine, a 1.6-liter turbocharged four-cylinder engine, and a hybrid powertrain.

Overall, the Hyundai Tucson is a great choice for those who are looking for a compact SUV that offers a stylish design, spacious interior, and advanced safety features at an affordable price.

Chevrolet Equinox

The Chevrolet Equinox is a compact SUV that has been in production since 2005. It is known for its spacious and well-designed interior, comfortable ride, and good value for money. In Canada, the starting Manufacturer’s Suggested Retail Price (MSRP) for the Chevrolet Equinox ranges from approximately CAD 28,000 to CAD 45,000, depending on the trim level and selected options.

The Chevrolet Equinox is available in several different trim levels, including the L, LS, LT, and Premier, each offering a unique set of features and capabilities. Standard features on the base L model include a 7-inch touchscreen infotainment system with Apple CarPlay and Android Auto compatibility, a rearview camera, and a six-speaker audio system. Higher trim levels offer more advanced features such as a larger touchscreen display, leather upholstery, a power liftgate, and advanced safety features like lane departure warning and blind spot detection.

Additionally, the Chevrolet Equinox offers several available options, including a dual-pane panoramic sunroof, a hands-free power liftgate, and advanced safety features like adaptive cruise control and automatic emergency braking. Customers can also choose from a range of powertrains, including a turbocharged 1.5-liter four-cylinder engine and a turbocharged 2.0-liter four-cylinder engine.

Ford Escape

The Ford Escape is a compact SUV that has been in production since 2000. It is known for its stylish design, spacious interior, and advanced safety features. In Canada, the starting Manufacturer’s Suggested Retail Price (MSRP) for the Ford Escape ranges from approximately CAD 27,000 to CAD 40,000, depending on the trim level and selected options.

The Ford Escape is available in several different trim levels, including the S, SE, SEL, and Titanium, each offering a unique set of features and capabilities. Standard features on the base S model include a 4.2-inch display screen, a six-speaker audio system, and a rearview camera. Higher trim levels offer more advanced features such as a larger touchscreen display, premium audio systems, a panoramic sunroof, and advanced safety features like blind spot monitoring and automatic emergency braking.

Additionally, the Ford Escape offers several available options, including a hands-free power liftgate, a panoramic sunroof, and advanced safety features like adaptive cruise control and automatic emergency braking. Customers can also choose from a range of powertrains, including a 1.5-liter turbocharged three-cylinder engine, a 2.0-liter turbocharged four-cylinder engine, and a hybrid powertrain.

Jeep Cherokee

The Jeep Cherokee is a compact SUV that has been in production since 2014. It is known for its off-road capabilities, spacious interior, and distinctive styling. In Canada, the starting Manufacturer’s Suggested Retail Price (MSRP) for the Jeep Cherokee ranges from approximately CAD 31,000 to CAD 49,000, depending on the trim level and selected options.

The Jeep Cherokee is available in several different trim levels, including the Latitude, Limited, Trailhawk, and Overland, each offering a unique set of features and capabilities. Standard features on the base Latitude model include a 7-inch touchscreen infotainment system with Apple CarPlay and Android Auto compatibility, a rearview camera, and a six-speaker audio system. Higher trim levels offer more advanced features such as a larger touchscreen display, leather upholstery, a power liftgate, and advanced safety features like lane departure warning and blind spot detection.

Additionally, the Jeep Cherokee offers several available options, including a panoramic sunroof, a hands-free power liftgate, and advanced safety features like adaptive cruise control and automatic emergency braking. Customers can also choose from a range of powertrains, including a 2.4-liter four-cylinder engine, a 3.2-liter V6 engine, and a hybrid powertrain.

Overall, the Jeep Cherokee is a great choice for those who are looking for a compact SUV with off-road capabilities and a spacious and well-equipped interior, and a distinctive styling.

What Makes These SUVs Worth Investing In?

There are several factors that make these SUVs worth investing in:

1. Reliability: These SUVs are known for their reliability and longevity, which can save you money in the long run on maintenance and repairs.
2. Fuel efficiency: Many of these SUVs have good fuel efficiency, which can help you save money on gas and reduce your carbon footprint.
3. Safety ratings: These SUVs have generally received high safety ratings, which can provide peace of mind when driving and can also result in lower insurance rates.
4. Comfort and convenience: Many of these SUVs offer a comfortable and convenient driving experience, with features such as spacious interiors, advanced infotainment systems, and convenient storage options.
5. Resale value: These SUVs are known for retaining their value well over time, which can make them a good investment if you plan on selling or trading in your vehicle in the future.
6. Versatility: SUVs are versatile vehicles that can be used for a variety of purposes, including commuting, family trips, and off-road adventures.

Of course, the specific features and benefits of each SUV will vary, so it’s important to do your research and test drive a few different models to find the one that best suits your needs.

Common SUV-related car insurance FAQs and answers:

1. Why is SUV insurance generally more expensive than car insurance?

SUV insurance is generally more expensive than car insurance for a few reasons. First, SUVs are typically more expensive to repair or replace, which increases the risk for insurance companies. Additionally, SUVs are often used for off-road driving or other high-risk activities, which can increase the likelihood of accidents and claims.

2. Can the size and weight of an SUV impact my insurance rates?

Yes, the size and weight of an SUV can impact your insurance rates. Larger, heavier SUVs may be considered to be higher risk than smaller, lighter models, as they can cause more damage in the event of an accident.

3. Are SUVs more likely to be stolen than cars?

SUVs are not necessarily more likely to be stolen than cars, but certain models may be more attractive to thieves due to their value or popularity. For this reason, it’s important to have comprehensive insurance coverage to protect against theft and other non-collision damage.

4. Do SUVs require different insurance coverage than cars?

SUVs do not necessarily require different insurance coverage than cars, but the specific coverage you need may depend on the make and model of the vehicle, as well as your individual driving habits and needs. You should work with an insurance provider to determine the right level of coverage for your specific SUV.

5. Can safety features on an SUV impact my insurance rates?

Yes, safety features on an SUV can impact your insurance rates. Features like anti-lock brakes, airbags, and backup cameras can help to reduce the risk of accidents and may result in lower insurance rates.

6. Are there any discounts available for SUV owners on car insurance?

Yes, there are a variety of discounts available for SUV owners on car insurance. For example, some insurance providers offer discounts for drivers who have completed a defensive driving course or who have a good driving record. Additionally, certain safety features on an SUV, such as anti-lock brakes or a backup camera, may qualify for a discount.

7. Should I consider extra liability insurance for my SUV?

If you own an SUV, it’s generally a good idea to consider extra liability insurance to protect against the potential for large claims. SUVs can cause more damage in the event of an accident, and you may be held responsible for medical expenses, lost income, and other costs. You should consult with an insurance provider to determine the appropriate level of liability coverage for your needs.

8. How can I find the best insurance rates for my SUV?

To find the best insurance rates for your SUV, it’s important to shop around and compare quotes from multiple insurance providers. You should also consider factors like the level of coverage, deductibles, and discounts that are available to you. Additionally, you can ask for recommendations from family and friends, or consult with an insurance broker who can help you find the best coverage at a competitive price.

9. What should I do if I get into an accident in my SUV?

If you get into an accident in your SUV, it’s important to prioritize your safety and the safety of others involved in the accident. You should contact the police and seek medical attention if necessary. You should also exchange insurance and contact information with the other driver and any witnesses. It’s important to report the accident to your insurance provider as soon as possible, and to provide them with accurate information and documentation about the accident.

10. How can I lower my SUV insurance rates?

There are a few ways that you can lower your SUV insurance rates. First, you can look for discounts that may be available to you, such as good driver discounts, bundling discounts, or discounts for safety features on your vehicle. You can also consider raising your deductible, which can lower your premium but may increase your out-of-pocket costs in the event of an accident. Additionally, you can drive safely and maintain a good driving record, which can help to reduce your risk in the eyes of insurance companies and may result in lower rates over time. Finally, you can shop around for quotes from multiple insurance providers to find the best rates and coverage for your needs.