Cheap Car Insurance Quotes Ontario

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Free, Instant Quotes From Over 20 Ontario Car Insurance Providers

Our free auto insurance quote process is fast and user-friendly. Within minutes, you will be presented with a wide range of car insurance providers in Ontario to choose from.

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It Takes Only 3 Minutes!

Our site is easy to use. The application process is guaranteed to be simple, hassle-free, and accurate. You are guaranteed to get quotes from well-known and highly reputable companies in only 3 minutes. Access to a variety of car insurance quotes from multiple Canadian companies will guide you to the most affordable coverage that meets your specific requirements. Let us help you meet your needs and your budget.

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Why You Should Compare Car Insurance Quotes Ontario With Us


Saving money on auto insurance has never been so simple. Comparing quotes from different insurance companies makes it easier to find the best insurance policy at the best price. We can help you save up to 55% on your auto insurance.


Accuracy is one of our guarantees. We believe that you deserve legitimate and accurate online information. All listed vehicle insurance rates are complete and up-to-date. Request a quote today and get optimum coverage—fast and easy.


We provide quotes free of cost, with zero obligations. Go ahead and use our simple tool to discover the best insurance providers in Ontario. All it takes is a few clicks!


Your time is precious. Don’t waste it searching hundreds of websites. We’ve done the research, and have all the information you need to make an educated decision right here at your fingertips. Request a quote from us today. It will only take you 3 minutes to find the most affordable insurance coverage for your vehicle.


No extra fees. No worries. No obligations! We are here to help you find the right Canadian auto insurance rate without requiring any commitment from you. Inspect quotes at your own time and pace. You are under no responsibility to buy.


Our tools are convenient and easy to use. We guarantee a faster shopping experience with top-quality results. The whole process will take as little as 3 minutes.

Protect Yourself and Your Loved Ones

Whatever you drive, you have a lot riding on those wheels: your loved ones and your peace of mind. Choosing the right Ontario car insurance policy can help protect you from the risks of the road.

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Frequently Asked Questions (FAQ)

Automobile insurance protects against losses related to the use of automobiles. There are different types of auto insurance coverages available, but liability insurance is mandatory minimum coverage in Ontario. Once you choose an insurance provider, you are required to pay a monthly premium based on the event that accident expenses will be transferred from you to your insurer. The premium is determined by several factors, including your driving record, the model and make of your car, average daily travelling distance, and more. If your car is damaged or stolen, your insurer will pay for vehicle replacement or repairs.
To ensure that you get the best deal on your car insurance in Ontario, it is always wise to compare quotes from the best insurance companies. Keep in mind that rates are constantly changing, and auto insurance is not necessarily a long-term contract, so you don’t have to stay locked into an expensive policy that doesn’t satisfy your auto insurance needs. We will help you find the cheapest rates from reliable and trusted Ontario car insurance companies. All you have to do is request a quote with one simple click. Our partners are dedicated to ensuring that you find the best rate and have an overall pleasant shopping experience. Our quotes are up-to-date and accurate. We guarantee that our website will help you find the right insurance plan for you.

Your overall car insurance rate is affected by several factors. Some of these factors are beyond your control, but knowing what they are and how they affect your rate can help you make an informed decision, and help you know exactly what to do to lower your premium.

The Effect of Age on Car Insurance Ontario

According to statistics, young male drivers are involved in more accidents than female peers and older drivers. Younger drivers are stereotypically more reckless in their driving and are automatically subject to a higher premium. However, these premium increases are usually not drastic.

Driving History

If you have ever been in an accident, made previous auto insurance claims or received any tickets, the insurance company will likely consider you a high risk, and you may be subjected to a higher premium than a driver who has an excellent driving record. Some insurance companies may go so far as to deny coverage to drivers with a bad driving record. After three years, most tickets stop affecting your insurance rate, although serious offenses involving injury may take up to five years to stop affecting your rate.

Marital Status

Statistics proves that single people tend to have more accidents than married people; as a result, getting married can significantly lower your insurance rate (particularly for men). The amount by which your rate decreases depends on your prior driving history—if you have a clean driving record, your rates could be reduced by half.

Car-Related Factors

The model and make of your car can also affect your car insurance rates. Some car models are more attractive and are usually targeted by thieves. You will likely pay a higher rate if you drive a luxury car. However, if your car has anti-theft features your premium may be lowered.

Limit refers to the specific amount your insurance company will pay if you make a claim on a covered loss, while your deductible is the portion of the claim you will pay out of pocket. For instance, if you have an auto accident resulting in $4,000 worth of damage to your vehicle and you have a deductible of $1,000, your insurer will pay $3,000 while you will pay the remaining $1,000.
Yes, your car insurance policy covers most licensed drivers whom you permit to drive your car. Consult your insurance agent for more information.
Your limits and deductibles have a significant impact on your car insurance premium. You will pay a higher premium if you have a lower deductible and a higher limit. When deciding on the deductible amount that’s right for you, consider how much you can afford to pay in the event of an accident. Keep in mind that a lower deductible means you will pay a higher premium, but less out-of-pocket costs when you make a claim.
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